Lake County property record for 25581 N Warwick Rd, Tower Lakes, IL 60010 · Last verified May 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 3,845 sqft · built 2001 |
| Lot Size | 0.92 acres (40,075 sqft) |
| Owner | Individual Name on File |
| Last Sale | $410,000 (Oct 2011) |
| Tax Bill | $16,342 (2024) |
| Deeds & Mortgages | Aug 2025 Line of Credit Mar 2024 Second Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-02-204-009 |
| Primary APN | 13-02-204-009 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 3,845 sqft Living Area |
| Gross Area | 5,472 sqft |
| 1st Floor Area | 2,345 sqft |
| Basement Area | 2,345 sqft |
| Finished Basement | 1,500 sqft |
| Unfinished Basement | 845 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Brick |
| Lot Area | 40,075 sqft (0.92 acres) |
| Garage Type | Attached |
| Garage Area | 782 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Sewer | Septic |
| Water Source | Well |
| Street Address | 25581 N WARWICK RD |
|---|---|
| City | TOWER LAKES |
| State | IL |
| Zip | 60010-1201 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BARRINGTON OAKS SUB; (EX PT TKN FOR WDNG PER DOC 92ED76) LOT 4 |
| Legal Subdivision | BARRINGTON OAKS SUB |
| Legal Lot Number | 4 |
| Jurisdiction | LAKE IL |
| Township / Civil Division | CUBA |
| Census Block Group | 1 |
| Census Block | 1036 |
| Census Tract | 864303 |
Source: Lake County records · APN 13-02-204-009
Assessment roll updated April 29, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 25581 N WARWICK RD, TOWER LAKES, IL 60010-1201 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 20, 2025 | Deed of Trust, Mortgage · Line of Credit BMO BANK NA |
| Mar 07, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK |
| Feb 28, 2022 | Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA |
| Apr 21, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 03, 2011 · Amount on Record |
| Deed Sale | Oct 03, 2011 · Amount on Record |
| Prior Sale | Jul 01, 1997 · Amount on Record |
| Deed Document Number | 20116772784 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 25581 N WARWICK RD, TOWER LAKES, IL 60010-1201 |
| Transaction Type | Mortgage |
| Record Updated | Oct 01, 2025 |
| Name | Verified Name |
|---|---|
| Address | 25581 N WARWICK RD, TOWER LAKES, IL 60010-1201 |
| Document Number | 0008115832 |
|---|---|
| Date | Aug 20, 2025 |
| Instrument | 8115832 |
| Name | BMO BANK NA |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60606 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 11, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 9.13% |
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 25581 N WARWICK RD, TOWER LAKES, IL 60010-1201 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0008023292 |
|---|---|
| Date | Mar 07, 2024 |
| Instrument | 8023292 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Address | 502 E MARKET ST, GREENWOOD, DE 19950 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Mar 07, 2044 |
| Rate | 8.06% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 25581 N WARWICK RD, TOWER LAKES, IL 60010-1201 |
| Transaction Type | Mortgage |
| Record Updated | Mar 14, 2022 |
| Name | Verified Name |
|---|---|
| Address | 25581 N WARWICK RD, TOWER LAKES, IL 60010-1201 |
| Document Number | 0007878395 |
|---|---|
| Date | Feb 28, 2022 |
| Instrument | 7878395 |
| Name | BMO HARRIS BANK NA |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60690 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jan 28, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 25581 N WARWICK RD, TOWER LAKES, IL 60010-1201 |
| Transaction Type | Mortgage |
| Record Updated | Jun 08, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0007778562 |
|---|---|
| Date | Apr 21, 2021 |
| Instrument | 7778562 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | May 01, 2041 |
Source: Lake County records · Assessment roll updated April 29, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Lake County |
| County Subdivision | Cuba Township |
| Municipality | Tower Lakes Village |
| Unified School District | Barrington Community Unit School District 220 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $227,725 (+17.58%) Land $31,205 Building $196,520 | $683,243 (+17.58%) Land $93,624 Building $589,619 | |
| 2024 | $16,342.00 (+41.24%) | ||
| 2023 | $11,570.00 (+1.72%) | $193,677 (+29.13%) Land $26,821 Building $166,856 | $581,089 (+29.13%) Land $80,471 Building $500,618 |
| 2022 | $11,374.00 | $149,991 Land $30,343 Building $119,648 | $450,018 Land $91,038 Building $358,980 |
Source: FEMA National Flood Hazard Layer, Lake County (17097C), updated February 20, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170978643031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 1 individual NFIP policies nearby |
| Nearby Flood Policies | 1 in force 1 of 1 on primary residences |
| Wildfire Risk | Low above 1% of the US · above 6% of Illinois |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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