2558 Gary Cir, Dunedin, FL 34698 Property Records

Pinellas County property record for 2558 Gary Cir, Dunedin, FL 34698

Property Summary

Property Type	Duplex
Details	4 ba · 2,194 sqft · built 1967
Lot Size	0.395 acres (17,237 sqft)
Owner	Individual Name on Record
Last Sale	$2,100,000 (Jul 2020)
Tax Bill	$23,384 (2025)
Deeds & Mortgages	Jul 2020 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`C62-000-742-1419-8`

Property Details

APN / Parcel Number

Primary APN	`C62-000-742-1419-8`
Alternative APNs	`15-28-15-23166-012-0401` `R158134`

Interior

Full Baths	4 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Units	2 Units
Stories	2 Stories
Building Area	2,194 sqft Heated Area
1st Floor Area	2,194 sqft
2nd Floor Area	2,194 sqft
Upper Floors Area	1,097 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1993
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Footing
Roof Type	Gable
Roof Material	Concrete Tile
Lot Area	17,237 sqft (0.395 acres)
Lot Dimensions	127 ft deep x 120 ft wide

Exterior Amenities

Porch	Open Porch
Porch Area	1,192 sqft
Deck Area	815 sqft
Patio Area	815 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R158134
Old Parcel Number	152815231660120401
Street Address	2558 GARY CIR
City	DUNEDIN
State	FL
Zip	34698-1766
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	DUNEDIN CAUSEWAY CENTER BLK L, PART OF LOT 4 DESC FROM NE COR OF SD LOT 4 TH S24D24'52"E 61.5FT TH S47D 23'46"E 50FT FOR POB
Legal Range	15
Legal Township	28
Legal Section	15
Legal Subdivision	DUNEDIN CAUSEWAY CENTER
Legal Block	L
Legal Lot Number	4
Jurisdiction	PINELLAS FL
Township / Civil Division	TARPON SPRINGS
Census Block Group	1
Census Block	1012
Census Tract	27209

Owner

Source: Pinellas County records, as of December 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2558 GARY CIR, DUNEDIN, FL 34698-1766
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 21, 2020 · Amount on Record
Deed Sale	Jul 21, 2020 · Amount on Record
Prior Sale	Dec 13, 1995 · Amount on Record
Deed Document Number	2020216322
Deed Book / Page	21087 / 2170
Record Updated	Jun 8, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Jul 21, 2020
Property Address	2558 GARY CIR, DUNEDIN, FL 34698-1766
Document Number	0210872170
Book / Page	21087 / 2170
Map Reference	MB 59 PG 20-22
Instrument Date	Jul 16, 2020
Instrument	2020216322
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	MAJESTY TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$14,700.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 404, MOUNT JACKSON, VA 22842-0404

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2558 GARY CIR # 2560, 2560, DUNEDIN, FL 34698-1766

Mortgage

Document Number	0210872173
Date	Jul 21, 2020
Instrument	21087/2173

Lender

Name	CENTRAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	4.62%
Type Change Date	Aug 1, 2025
Change Frequency	Annually
Min Rate At Change	3.55%
Max Rate At Change	6.62%
Index	1-Year T-Bill
Max Rate	9.62%

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Dunedin City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$23,384.00 (-1.8%) Homeowner's exemption	$1,370,087 (-2.16%)	$1,700,000 (+18.06%) Land $1,414,646 Building $285,354
2023	$23,813.00 (+1.28%) Homeowner's exemption	$1,400,324 (+1.89%)	$1,440,000 (+3.23%) Land $1,121,515 Building $318,485
2022	$23,513.00 Homeowner's exemption	$1,374,398	$1,395,000 Land $1,092,109 Building $302,891

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 119 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	863 units insured incl. 744 condo units
Nearby Flood Claims	140 (1985–2024)
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 2 claims Hurricane Helene, Oct 2024 · 101 claims Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUNEDIN WATER SYSTEM serves 46,161 people · EPA ID FL6520486
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	32 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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