2557 Miles Rd, Elgin, SC 29045 Property Records

Richland County property record for 2557 Miles Rd, Elgin, SC 29045

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,152 sqft · built 1966
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$270,218 (Apr 2023)
Tax Bill	$9,090 (2025)
Deeds & Mortgages	Apr 2023 Sale & Mortgage May 2022 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`29000-02-25`

Property Details

APN / Parcel Number

Primary APN	`29000-02-25`
Alternative APNs	`R29000-02-25` `00890307`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,152 sqft Heated Area
Gross Area	1,659 sqft
1st Floor Area	1,152 sqft
Utility Area	55 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Raised Ranch
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Garage Type	Carport
Garage Area	209 sqft
Carport	Carport
Carport Area	209 sqft
Parking Spaces	1 Parking Space
Porch	Patio

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	00890307
Street Address	2557 MILES RD
City	ELGIN
State	SC
Zip	29045-9106
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RU
Legal Description	209.9X207.3X209.6X213.6 #SU #PR RB1457-3749
Legal Subdivision	LLOYD M NELSON
Jurisdiction	RICHLAND SC
Township / Civil Division	PONTIAC
Census Block Group	2
Census Block	2000
Census Tract	11407

Owner

Source: Richland County records · APN 29000-02-25

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2557 MILES RD, ELGIN, SC 29045-9106
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2023	Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE
May 11, 2022	Deed, Transfer
Jun 04, 2020	Warranty Deed, Transfer · Conventional Mortgage DEBRA GALLOWAY
Mar 09, 2018	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 19, 2023 · Amount on Record
Deed Sale	Apr 19, 2023 · Amount on Record
Prior Sale	May 11, 2022 · Amount on Record
Deed Document Number	202316079
Deed Book / Page	2830 / 90
Prior Transfer Date	Mar 03, 2018
Prior Transfer Doc	0022852780
Record Updated	Sep 20, 2026

April 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	RICHLAND SC
Recording Date	Apr 19, 2023
Property Address	2557 MILES RD, ELGIN, SC 29045-9106
Document Number	0028300090
Book / Page	2830 / 90
Map Reference	MB 1457 PG 3749
Instrument Date	Apr 18, 2023
Instrument	2023016079
Transaction Type	Transfer
Record Updated	Apr 11, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$703.30
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	2557 MILES RD, ELGIN, SC 29045-9106

Mortgage

Document Number	2023016080
Date	Apr 19, 2023
Instrument	2023016080

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2053

May 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	RICHLAND SC
Recording Date	May 11, 2022
Property Address	2557 MILES RD, ELGIN, SC 29045-9106
Document Number	0027431349
Book / Page	2743 / 1349
Map Reference	MB 1457 PG 3749
Instrument Date	May 10, 2022
Instrument	2022027206
Transaction Type	Transfer
Record Updated	Apr 11, 2024

Transaction

Amount	Amount Recorded
Tax	$312.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2021 HEYWARD ST, COLUMBIA, SC 29205-3319
Investor	Possibly a Property Investor

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RICHLAND SC
Recording Date	Jun 04, 2020
Property Address	2557 MILES RD, ELGIN, SC 29045-9106
Document Number	2493/1820
Book / Page	002493 / 001820
Instrument Date	May 07, 2020
Instrument	24835
Transaction Type	Transfer
Record Updated	Aug 07, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$296.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 AFTON LN ELGIN SC 290458881, ELGIN, SC 29045-8881

Mortgage

Document Number	2501/1747
Date	Jun 04, 2020
Book Page	002501/001747
Instrument	29779

Lender

Name	DEBRA GALLOWAY
Address	1177 BISHOPVILLE HWY, CAMDEN, SC 29020-8832
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jun 03, 2025

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RICHLAND SC
Recording Date	Mar 09, 2018
Property Address	2557 MILES RD, ELGIN, SC 29045-9106
Document Number	2285/2780
Book / Page	002285 / 002780
Instrument Date	Mar 03, 2018
Instrument	13903
Transaction Type	Transfer
Record Updated	Mar 26, 2018

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1177 BISHOPVILLE HWY CAMDEN SC 290208832, CAMDEN, SC 29020-8832

Tax Assessment & Valuation

Source: Richland County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Richland County
Unified School District	Richland School District 2 (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,090.00 (+80.61%)	$3,200 (-98.82%)	$270,200 (-) Land $16,000 Building $254,200
2024		$270,200 (+8,343.75%) Land $16,000 Building $254,200	$270,200 (+237.75%) Land $16,000 Building $254,200
2023	$5,033.00 (+68.72%)	$3,200 (-33.33%)	$80,000 (-)
2021	$2,983.00	$4,800	$80,000 Land $10,000 Building $70,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 28, 2018 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 31 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	31 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2015 · Severe Storms And Flooding

Wildfire

Wildfire Risk	Moderate above 45% of the US · lower than 62% of South Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 83 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

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