McLennan County property record for 2557 Elk Rd, Waco, TX 76705
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,242 sqft · built 2003 |
| Lot Size | 1.05 acres (45,738 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,317 (2025) |
| Deeds & Mortgages | Jun 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-034000-000101-0 |
| Primary APN | 26-034000-000101-0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,242 sqft Living Area |
| 1st Floor Area | 1,242 sqft |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 45,738 sqft |
| Lot Dimensions | 236 ft deep x 234 ft wide |
| Garage Type | Carport |
| Garage Area | 520 sqft |
| Carport | Carport |
| Carport Area | 520 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 824 sqft |
| Shed | 1 Shed |
| Shed Area | 24 sqft |
| Storage Building | 170 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 2557 ELK RD |
|---|---|
| City | WACO |
| State | TX |
| Zip | 76705-5557 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | LUTHER ADDITION LOT 1 BLOCK 1 ACRES 1.05 |
| Legal Subdivision | LUTHER ADDITION |
| Legal Block | 1 |
| Legal Lot Number | 1 |
| Jurisdiction | MCLENNAN TX |
| Township / Civil Division | AXTELL |
| Census Block Group | 3 |
| Census Block | 3065 |
| Census Tract | 3500 |
2557 Elk Rd is owned and occupied by an individual.
Source: McLennan County records, as of August 24, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2557 ELK RD, WACO, TX 76705-5557 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 2557 ELK RD, WACO, TX 76705-5557 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000023379 |
|---|---|
| Date | Jun 9, 2022 |
| Instrument | 2022023379 |
| Name | NATIONS LENDING CORP |
|---|---|
| Type | Mortgage Company |
| Address | INDEPENDENCE, OH 44131 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jun 1, 2037 |
The 2025 property tax bill for 2557 Elk Rd was $1,317 with a homeowner's exemption, up 18.3% from the year before.
Source: McLennan County assessment roll, as of August 24, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | McLennan County |
| Unified School District | Hallsburg Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $165,529 (-19.49%) Land $25,988 Building $139,541 | $165,529 (-19.49%) Land $25,988 Building $139,541 | |
| 2025 | $1,317.00 (+18.33%) Homeowner's exemption | $205,610 Land $21,520 Building $184,090 | $205,610 Land $21,520 Building $184,090 |
| 2024 | $1,113.00 | ||
| 2023 | $222,140 Land $21,520 Building $200,620 | $222,140 Land $21,520 Building $200,620 | |
| 2022 | $946.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2557 Elk Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2008.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 1 (2008) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2008 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2557 Elk Rd is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 56% of the US · lower than 63% of Texas |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EOL WSC serves 2,103 people · EPA ID TX1550025 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | Arsenic not recorded as resolved · Apr 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Central Link Broadband Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 25 / 3 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures