25562 Joy Ln, Damascus, MD 20872 Property Records

Montgomery County property record for 25562 Joy Ln, Damascus, MD 20872

Property Summary

Property Type	Townhouse
Details	3.5 ba · 2,068 sqft · built 2009
Lot Size	0.06 acres (2,624 sqft)
Owner	2 Company Names on File
Last Sale	$500,000 (Apr 2024)
Tax Bill	$5,305 (2025)
Deeds & Mortgages	Oct 2025 Transfer Apr 2024 Sale + 5 more
Flood Zone	Zone X (minimal risk)
APN	`12-03624817`

Property Details

APN / Parcel Number

Primary APN	`12-03624817`
Alternative APN	`03624817`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,068 sqft Living Area
Gross Area	2,408 sqft
1st Floor Area	836 sqft
Basement Area	396 sqft
Finished Basement	396 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	2,624 sqft (0.06 acres)
Garage Type	Attached
Garage Area	340 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	03624817
Street Address	25562 JOY LN
City	DAMASCUS
State	MD
Zip	20872-2626
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	RT8.0
Legal Description	MAGRUDERS OVERLOOK
Legal Subdivision	MAGRUDERS OVERLOOK
Legal Block	A
Legal Lot Number	101
Jurisdiction	MONTGOMERY MD
Township / Civil Division	12
Census Block Group	1
Census Block	1001
Census Tract	700207

Owner

25562 Joy Ln, a townhouse, is owned by a company that bought it in April 2024.

Source: Montgomery County records, as of August 17, 2026

Owner of Record	2 Company Names on File
Mailing Address	11501 PARAMUS DR, NORTH POTOMAC, MD 20878-4282
Owner Type	Company
Vesting	Life Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2025	Intrafamily Transfer, Transfer
Apr 18, 2024	Deed, Transfer WOODLAND ESTATE AND TITLE LLC, WOODLAND ESTATE & TITLE LLC
Jun 15, 2022	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
May 15, 2019	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Nov 5, 2019	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Dec 21, 2016	Deed of Trust, Mortgage · Line of Credit PNC BK
Jan 13, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage AMCAP MORTGAGE LTD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 18, 2024 · Amount on File
Deed Sale	Apr 18, 2024 · Amount on File
Prior Sale	Jan 26, 2009 · Amount on File
Deed Book / Page	67918 / 190
Prior Transfer Date	Oct 26, 2016
Prior Transfer Doc	0535690415
Record Updated	Sep 20, 2026

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTGOMERY MD
Recording Date	Oct 1, 2025
Property Address	25562 JOY LN, DAMASCUS, MD 20872-2626
Document Number	0696570005
Book / Page	69657 / 5
Map Reference	PL 23754
Instrument Date	Sep 4, 2025
Transaction Type	Transfer
Record Updated	Oct 23, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	11501 PARAMUS DR, NORTH POTOMAC, MD 20878-4282

April 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Apr 18, 2024
Property Address	25562 JOY LN, DAMASCUS, MD 20872-2626
Document Number	0679180190
Book / Page	67918 / 190
Map Reference	PL 23754
Instrument Date	Apr 18, 2024
Transaction Type	Transfer
Record Updated	May 2, 2024
Title Company	WOODLAND ESTATE AND TITLE LLC, WOODLAND ESTATE & TITLE LLC

Transaction

Amount	Amount on Record
Tax	$2,500.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11501 PARAMUS DR, NORTH POTOMAC, MD 20878-4282

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	25562 JOY LN, DAMASCUS, MD 20872-2626
Transaction Type	Mortgage
Record Updated	Jun 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25562 JOY LN, DAMASCUS, MD 20872-2626

Mortgage

Document Number	0659000143
Date	Jun 15, 2022
Book Page	65900/143

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	479 Months
Due	May 5, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	25562 JOY LN, DAMASCUS, MD 20872-2626
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0575640192
Date	May 15, 2019
Book Page	57564/192

Lender

Name	PNC BANK NA
Type	Bank
Address	PITTSBURGH, PA 15222

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	25562 JOY LN, DAMASCUS, MD 20872-2626
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0584250004
Date	Nov 5, 2019
Book Page	58425/004

Lender

Name	PNC BANK NA
Type	Bank
Address	PITTSBURGH, PA 15222

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	25562 JOY LN, DAMASCUS, MD 20872-2626
Document Number	0536740242
Instrument Date	Dec 21, 2016
Transaction Type	Mortgage
Record Updated	Jan 9, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25562 JOY LN DAMASCUS MD 208722626, DAMASCUS, MD 20872-2626
Investor	Possibly a Property Investor

Mortgage

Document Number	0536740242
Date	Jan 30, 2017
Book Page	053674/000242

Lender

Name	PNC BK
Type	Bank
Address	PITTSBURGH, PA 15222

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

January 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTGOMERY MD
Recording Date	Jan 13, 2017
Property Address	25562 JOY LN, DAMASCUS, MD 20872-2626
Document Number	0535690409
Book / Page	53569 / 409
Map Reference	PL23754
Instrument Date	Oct 26, 2016
Transaction Type	Transfer
Record Updated	Aug 20, 2021
Title Company	FIRST TITLE & ESCROW INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	25562 JOY LN, DAMASCUS, MD 20872-2626
Investor	Possibly a Property Investor

Mortgage

Document Number	0535690415
Date	Jan 13, 2017
Book Page	53569/415

Lender

Name	AMCAP MORTGAGE LTD
Type	Mortgage Company
Address	HOUSTON, TX 77036

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	118 Months
Due	Nov 1, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 25562 Joy Ln was $5,305, up 8.5% from the year before.

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$449,700 (+6.87%)	$478,600 (-) Land $138,600 Building $340,000
2025	$5,305.00 (+8.49%)	$420,800	$478,600 Land $138,600 Building $340,000
2024	$4,890.00
2023		$383,400	$391,900 Land $132,000 Building $259,900
2022	$3,792.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 25562 Joy Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 25562 Joy Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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