2556 Worthington Dr, Troy, OH 45373 Property Records

Miami County property record for 2556 Worthington Dr, Troy, OH 45373

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,411 sqft · built 1999
Lot Size	0.204 acres (8,886 sqft)
Owner	Company Name on File
Last Sale	$292,400 (May 2020)
Tax Bill	$4,045 (2025)
Deeds & Mortgages	May 2026 Mortgage Apr 2024 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`D08-103182`

Property Details

APN / Parcel Number

Primary APN	`D08-103182`
Alternative APN	`050631.3-03-031-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,411 sqft Living Area
1st Floor Area	2,479 sqft
Upper Floors Area	1,287 sqft
Basement Area	1,124 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Frame
Lot Area	8,886 sqft (0.204 acres)
Garage Area	441 sqft
Parking Spaces	1 Parking Space
Patio Area	400 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	2556 WORTHINGTON DR
City	TROY
State	OH
Zip	45373-8465
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IN LOT 8614 KENSINGTON SUB #3
Legal Subdivision	KENSINGTON SUB #3
Legal Lot Number	8614
Jurisdiction	MIAMI OH
Township / Civil Division	CONCORD
Census Block Group	1
Census Block	1021
Census Tract	365302

Owner

2556 Worthington Dr is owned by a company that acquired it in April 2024 and is owner-occupied.

Source: Miami County records, as of July 28, 2026

Owner of Record	Company Name on File
Mailing Address	2556 WORTHINGTON DR, TROY, OH 45373-8465
Occupancy	Owner Occupied
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 8, 2026	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK
Apr 12, 2024	Transfer on Death Deed, Transfer
May 1, 2020	Warranty Deed, Transfer · Conventional with PMI LOANDEPOT.COM LLC
Jul 20, 2017	Deed of Trust, Mortgage · Line of Credit WRIGHTPATT CU INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 1, 2020 · Amount on File
Deed Sale	May 1, 2020 · Amount on File
Prior Sale	Oct 12, 2005 · Amount on File
Deed Document Number	20202020OR-05468
Last Transfer Date	Apr 11, 2024
Transfer Doc	0000003596
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Recording Date	May 8, 2026
Property Address	2556 WORTHINGTON DR, TROY, OH 45373-8465
Document Number	0000005513
Instrument Date	Apr 2, 2026
Instrument	20265513
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2556 WORTHINGTON DR, TROY, OH 45373-8465

Mortgage

Document Number	0000005513,
Date	May 8, 2026
Instrument	20265513

Lender

Name	FIFTH THIRD BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 25, 2056

Interest

Rate Type	Fixed Rate
Rate	6%
Initial Type	Fixed Rate
Max Rate	-1%

April 2024: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	MIAMI OH
Recording Date	Apr 12, 2024
Property Address	2556 WORTHINGTON DR, TROY, OH 45373-8465
Document Number	0000003596
Map Reference	MB V PGS 64 AND 64
Instrument Date	Apr 10, 2024
Instrument	2024OR-03596
Transaction Type	Transfer
Record Updated	Jun 16, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2556 WORTHINGTON DR, TROY, OH 45373-8465

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI OH
Recording Date	May 1, 2020
Property Address	2556 WORTHINGTON DR, TROY, OH 45373-8465
Document Number	0000005468
Instrument Date	Apr 15, 2020
Instrument	5468
Transaction Type	Transfer
Record Updated	Jul 7, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$585.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2556 WORTHINGTON DR TROY OH 453738465, TROY, OH 45373-8465

Mortgage

Document Number	5469
Date	May 1, 2020
Instrument	5469

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Apr 30, 2050

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	2556 WORTHINGTON DR, TROY, OH 45373-8465
Document Number	0000009623
Instrument Date	Jul 20, 2017
Transaction Type	Mortgage
Record Updated	Sep 5, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2556 WORTHINGTON DR TROY OH 453738465, TROY, OH 45373-8465

Mortgage

Document Number	0000009623
Date	Aug 7, 2017
Instrument	9623

Lender

Name	WRIGHTPATT CU INC

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Aug 6, 2042

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 2556 Worthington Dr was $4,045 with a homeowner's exemption, up 4.7% from the year before.

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Concord Township
Municipality	Troy City
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,045.00 (+4.74%) Homeowner's exemption	$122,010 (+19.13%) Land $14,700 Building $107,310	$348,600 Land $42,000 Building $306,600
2024	$3,862.00 (+2.2%) Homeowner's exemption	$102,420 (-) Land $15,930 Building $86,490
2023	$3,779.00 (+17.47%) Homeowner's exemption	$102,420 (-) Land $15,930 Building $86,490	$292,600 (-) Land $45,500 Building $247,100
2022	$3,217.00 Homeowner's exemption	$102,420 Land $15,930 Building $86,490	$292,600 Land $45,500 Building $247,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2556 Worthington Dr in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	5 (1999–2014)
Claims Outside the SFHA	1 of 5
Most Recent Claim	May 2014 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2556 Worthington Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY CITY PWS serves 26,305 people · EPA ID OH5501612
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Watch TV.

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