2556 Harmony Rd, Rock Hill, SC 29730 Property Records

York County property record for 2556 Harmony Rd, Rock Hill, SC 29730

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,410 sqft · built 1994
Lot Size	0.834 acres (36,349 sqft)
Owner	Individual Name on Record
Tax Bill	$503 (2025)
Deeds & Mortgages	Aug 2019 Reverse Mortgage Aug 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`688-00-00-084`

Property Details

APN / Parcel Number

Primary APN	`688-00-00-084`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,410 sqft Living Area
Gross Area	1,688 sqft
1st Floor Area	1,410 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2006
Exterior Material	Aluminum/Vinyl
Lot Area	36,349 sqft (0.834 acres)

Exterior Amenities

Porch	Slab
Porch Area	138 sqft
Deck Area	140 sqft
Patio Area	140 sqft

Location & Zoning

Street Address	2556 HARMONY RD
City	ROCK HILL
State	SC
Zip	29730-8156
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RUD
Legal Description	LOT 6 PLANTERS RIDGE
Legal Subdivision	PLANTERS RIDGE
Legal Lot Number	6
Jurisdiction	YORK SC
Township / Civil Division	ROCK HILL
Census Block Group	4
Census Block	4023
Census Tract	61203

Owner

Source: York County records, as of May 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2556 HARMONY RD, ROCK HILL, SC 29730-8156
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 19, 2019	Deed of Trust, Mortgage · Reverse Mortgage ONE REVERSE MORTGAGE LLC
Aug 14, 2019	Deed of Trust, Mortgage · FHA Mortgage COMMISSIONER/HSNG & URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Jun 8, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK SC
Property Address	2556 HARMONY RD, ROCK HILL, SC 29730-8156
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1772200243
Date	Aug 19, 2019
Book Page	17722/243
Instrument	2019034509

Lender

Name	ONE REVERSE MORTGAGE LLC
Type	Reverse Mortgage Lender
Address	DETROIT, MI 48226

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	894 Months
Due	Feb 21, 2094

Interest

Rate Type	Adjustable Rate
Rate	4.36%
Type Change Date	Sep 1, 2020
Change Frequency	Annually
Min Rate At Change	2%
Max Rate At Change	5%
Index	1-Year LIBOR

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK SC
Property Address	2556 HARMONY RD, ROCK HILL, SC 29730-8156
Document Number	1772200256
Instrument Date	Aug 14, 2019
Transaction Type	Mortgage
Record Updated	Sep 6, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2556 HARMONY RD ROCK HILL SC 297308156, ROCK HILL, SC 29730-8156

Mortgage

Document Number	1772200256
Date	Aug 19, 2019
Book Page	017722/000256
Instrument	34510

Lender

Name	COMMISSIONER/HSNG & URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	900 Months
Due	Aug 18, 2094

Interest

Rate Type	Adjustable Rate
Rate	4.36%

Tax Assessment & Valuation

Source: York County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	York County
Unified School District	York School District 3 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$503.00 (+18.63%)	$5,687 (+15.01%) Land $986 Building $4,701	$259,500 (+62.23%) Land $45,000 Building $214,500
2023	$424.00 Additional exemption filed	$4,945 Land $1,082 Building $3,863	$159,958 Land $35,000 Building $124,958

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 94% of South Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ROCK HILL serves 89,850 people · EPA ID SC4610002
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comporium Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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