2556 Cedar Rd, Chesapeake, VA 23323 Property Records

Chesapeake City property record for 2556 Cedar Rd, Chesapeake, VA 23323

Property Summary

Property TypeSingle Family Home
Details6 bd · 3.5 ba · 5,275 sqft · built 1978
Lot Size17.9 acres (781,336 sqft)
Owner2 Individual Names on Record
Last Sale$56,000 (Jul 2001)
Tax Bill$5,880 (2025)
Deeds & MortgagesJun 2007 Mortgage
Jun 2007 Line of Credit
+ 1 more
APN0450000002840

Property Details

APN / Parcel Number

Primary APN0450000002840

Interior

Bedrooms6 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Stories2 Stories
Building Area5,275 sqft Living Area
1st Floor Area1,800 sqft
Upper Floors Area1,800 sqft
AtticAttic
Attic Area652 sqft
FlooringCarpet
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Exterior MaterialBrick
Construction TypeBrick
Roof TypeMansard
Roof MaterialAsphalt
Lot Area781,336 sqft (17.9 acres)
Garage TypeAttached
Garage Area576 sqft
PorchSlab
Porch Area280 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address2556 CEDAR RD
CityCHESAPEAKE
StateVA
Zip23323-3901
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR15S: RESI
Legal DescriptionPT 1 TERWILLIGER FARM KIRK PLAT 17.937AC
Legal SubdivisionCEDAR ROAD ONE, TWO / MILLVILLE RD
JurisdictionCHESAPEAKE CITY VA
Township / Civil DivisionCHESAPEAKE
Census Block Group2
Census Block2000
Census Tract21305

Owner

Source: Chesapeake City records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2556 CEDAR RD, CHESAPEAKE, VA 23323-3901
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 7, 2007Deed of Trust, Mortgage
WACHOVIA BANK NATIONAL AS
Jun 7, 2007Deed of Trust, Mortgage · Line of Credit
WACHOVIA BANK NATIONAL AS
Jan 25, 2010Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 20, 2001 · Amount on Record
Deed SaleJul 20, 2001 · Amount on Record
Deed Book / Page4331 / 432
Record UpdatedOct 29, 2026

June 2007: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Property Address2556 CEDAR RD, CHESAPEAKE, VA 23323-3901
Transaction TypeMortgage
Record UpdatedMay 8, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0007105/46
DateJun 7, 2007
Book Page7105/46
Lender
NameWACHOVIA BANK NATIONAL AS
Agreement
AmountAmount Recorded
Term180 Months
DueJun 9, 2022
Interest
Rate TypeFixed Rate

June 2007: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Property Address2556 CEDAR RD, CHESAPEAKE, VA 23323-3901
Transaction TypeMortgage
Record UpdatedMay 8, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number007105/148
DateJun 7, 2007
Book Page7105/148
Lender
NameWACHOVIA BANK NATIONAL AS
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueMay 9, 2037
Interest
Rate TypeAdjustable Rate

January 2010: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Property Address2556 CEDAR RD, CHESAPEAKE, VA 23323-3901
Transaction TypeMortgage
Record UpdatedMay 8, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number008037/401
DateJan 25, 2010
Book Page8037/401
Lender
NameWELLS FARGO BANK NA
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueFeb 1, 2025
Interest
Rate TypeFixed Rate
Rate4.5%

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityChesapeake City
Unified School DistrictChesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,118,000 (+11.63%) Land $753,400 Building $364,600$1,118,000 (+11.63%) Land $753,400 Building $364,600
2025$5,880.00 (-26.28%)$1,001,500 (+12.55%) Land $641,200 Building $360,300$1,001,500 (+12.55%) Land $641,200 Building $360,300
2023$889,800 (+7.76%) Land $529,100 Building $360,700$889,800 (+7.76%) Land $529,100 Building $360,700
2022$825,700 Land $502,200 Building $323,500$825,700 Land $502,200 Building $323,500
2019$7,976.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on Record
median of 108 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies108 in force
Nearby Flood Claims3 (2009–2016)
Most Recent ClaimOct 2016 · Hurricane Matthew

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · above 54% of Virginia
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CHESAPEAKE - NORTHWEST RIVER SYS
serves 165,240 people · EPA ID VA3550051
Water SourceSurface water
Last State InspectionJun 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
T-Mobile
Fiber · Fixed Wireless
5,000 / 5,000
Cox Communications
Cable
2,000 / 100
Verizon
Fiber
980 / 880

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