2555 Whiteoak Dr, Southside (Gadsden), AL 35907 Property Records

Etowah County property record for 2555 Whiteoak Dr, Southside, AL 35907

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 4,102 sqft · built 1991
Lot Size2.28 acres (99,400 sqft)
Owner2 Individual Names on Record
Tax Bill$1,789 (2026)
Deeds & MortgagesMar 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN21-03-07-0-001-014.006

Property Details

APN / Parcel Number

Primary APN21-03-07-0-001-014.006
Alternative APNs
  • 100561
  • 60830

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms8 Rooms
Stories1 Story
Building Area4,102 sqft Living Area
1st Floor Area3,437 sqft
2nd Floor Area665 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Exterior MaterialBrick
Construction TypeWood
Foundation TypeBlock
Roof TypeGable/Hip
Roof MaterialShingle
Lot Area99,400 sqft (2.28 acres)
Lot Dimensions284 ft deep x 350 ft wide
Pool TypeIn-Ground Vinyl Pool
Pool Area800 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number100561
Street Address2555 WHITEOAK DR
CityGADSDEN
StateAL
Zip35907-7074
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionH/S BASE YR LT 4 WHITEOAK POINT PLAT J-109 7-13-6 1701-25,1861-29,D-2000-0867,D-2000-2841
Legal Range6E
Legal Township13S
Legal Section7
Legal SubdivisionWHITEOAK POINT
Legal Lot Number4
JurisdictionETOWAH AL
Township / Civil DivisionGADSDEN
Census Block Group1
Census Block1030
Census Tract10504

Owner

Source: Etowah County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2555 WHITEOAK DR, GADSDEN, AL 35907-7074
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionETOWAH AL
Property Address2555 WHITEOAK DR, SOUTHSIDE, AL 35907-7074
Transaction TypeMortgage
Record UpdatedMar 1, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0003517656
DateMar 15, 2021
Instrument3517656
Lender
NameAPCO EMPLOYEES CU
TypeCredit Union
Agreement
AmountAmount Recorded
Term360 Months
DueMar 5, 2051

Tax Assessment & Valuation

Source: Etowah County assessment roll, as of June 23, 2026

Property Jurisdictions

TypeName
StateAlabama
CountyEtowah County
MunicipalitySouthside City
Unified School DistrictEtowah County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,789.00 (-5.69%) Homeowner's exemption
2025$1,897.00 (-4.34%) Homeowner's exemption$54,060 (-4.23%) Land $12,000 Building $42,060$540,600 (-4.23%) Land $120,000 Building $420,600
2023$1,983.00 (+19.96%) Homeowner's exemption$56,450 (+19.37%) Land $12,000 Building $44,450$564,500 (+19.37%) Land $120,000 Building $444,500
2022$1,653.00 Homeowner's exemption$47,290 Land $12,000 Building $35,290$472,900 Land $120,000 Building $352,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 21, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 97.7% of Alabama
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOUTHSIDE WATER WORKS AND SEWER BOARD
serves 12,327 people · EPA ID AL0000591
Water SourceGroundwater
Last State InspectionJul 2025
Lead1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Starlink
Satellite
280 / 30

May also be available: Xfinity.

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