2555 Lakeside Path, Saint Joseph, MI 49085 Property Records

Berrien County property record for 2555 Lakeside Path, Saint Joseph, MI 49085

Property Summary

Property Type	Single Family Home
Details	8 bd · 5.5 ba · 4,668 sqft · built 1956
Lot Size	5.1 acres (222,156 sqft)
Owner	2 Company Names on Record
Tax Bill	$15,001 (2025)
Deeds & Mortgages	May 2017 Mortgage Mar 2018 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`43-0004-0021-05-5`

Property Details

APN / Parcel Number

Primary APN	`43-0004-0021-05-5`
Alternative APN	`11-43-0004-0021-05-5`

Interior

Bedrooms	8 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Building Area	4,668 sqft Living Area
1st Floor Area	3,240 sqft
Basement Area	1,656 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Cape Cod
Lot Area	222,156 sqft (5.1 acres)
Lot Dimensions	1,405 ft deep x 189 ft wide
Garage Area	1,044 sqft
Parking Spaces	4 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2555 LAKESIDE PATH
City	SAINT JOSEPH
State	MI
Zip	49085-8236
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1 - SINGL
Legal Description	BEG AT A PT ON CL LAKESHORE DR 482.05' N35DEG57'31E FROM PT 0.40' E OF SE COR SEC 4 T5S R19W TH N89DEG53'W 752.32' TO AN INT TRAV LN TH N03DEG26'46"E 108.35' TH N37DEG48'24"E ON SD TRAV LN 124.75' TH S89DEG37'E 186.77' TH S 10' TH S89DEG37'E 622.47'
Legal Range	19W
Legal Township	05S
Legal Section	04
Legal Subdivision	SHOREHAM VILLAGE
Jurisdiction	BERRIEN MI
Township / Civil Division	ST. JOSEPH
Census Block Group	1
Census Block	1013
Census Tract	1300

Owner

Source: Berrien County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	2555 LAKESIDE PATH, SAINT JOSEPH, MI 49085-8236
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
May 8, 2017	Deed of Trust, Mortgage · ARM WELLS FARGO BANK NA
Mar 2, 2018	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD MORTGAGE MICHIGAN LLC
Aug 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage HONOR CU
Sep 12, 2023	Warranty Deed, Transfer
May 15, 2017	Personal Representative Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	2555 LAKESIDE PATH, SAINT JOSEPH, MI 49085-8236
Transaction Type	Mortgage
Record Updated	Nov 9, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03171/1212
Date	May 8, 2017
Book Page	3171/1212

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 1, 2027
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.25%
Index	1-Year LIBOR
Max Rate	8.25%

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	2555 LAKESIDE PATH, SAINT JOSEPH, MI 49085-8236
Transaction Type	Mortgage
Record Updated	Nov 9, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03198/1985
Date	Mar 2, 2018
Book Page	3198/1985

Lender

Name	FIFTH THIRD MORTGAGE MICHIGAN LLC
Type	Mortgage Company
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2048

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	2555 LAKESIDE PATH, SAINT JOSEPH, MI 49085-8236
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03285/1110
Date	Aug 5, 2020
Book Page	3285/1110

Lender

Name	HONOR CU
Type	Credit Union
Address	BERRIEN SPRINGS, MI 49103

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	85 Months
Due	Sep 1, 2027

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Sep 12, 2023
Property Address	2555 LAKESIDE PATH, SAINT JOSEPH, MI 49085-8236
Document Number	03411/3786
Book / Page	3411 / 3786
Instrument Date	Sep 1, 2023
Instrument	2023388837
Transaction Type	Transfer
Record Updated	Nov 9, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	2555 LAKESIDE PATH, SAINT JOSEPH, MI 49085-8236

May 2017: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	BERRIEN MI
Recording Date	May 15, 2017
Property Address	2555 LAKESIDE PATH, SAINT JOSEPH, MI 49085-8236
Document Number	03172/0060
Book / Page	3172 / 0060
Instrument Date	May 2, 2017
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	966 WILLIAMSBURG PARK, BARRINGTON, IL 60010-3164

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2555 LAKESIDE PATH, SAINT JOSEPH, MI 49085-8236

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
County Subdivision	St. Joseph Charter Township
Municipality	Shoreham Village
Unified School District	St. Joseph Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$722,300	$1,444,600 (+6.91%)
2025	$15,001.00 (-22.38%)
2022	$19,325.00 (+3.27%) Homeowner's exemption	$675,600	$1,351,200
2021	$18,713.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	16 (1980–2006)
Claims Outside the SFHA	6 of 16
Most Recent Claim	Aug 2006 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

4G LTE only, no 5G reported

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