Rowan County property record for 2555 Joyce St, Kannapolis, NC 28083
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,485 sqft · built 1973 |
| Lot Size | 0.43 acres (18,731 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $330,000 (Feb 2024) |
| Tax Bill | $2,475 (2026) |
| Deeds & Mortgages | Feb 2024 Sale & Mortgage Oct 2023 Construction Loan + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 145A113 |
| Primary APN | 145A113 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,485 sqft Living Area |
| 1st Floor Area | 1,485 sqft |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Concrete Block |
| Lot Area | 18,731 sqft (0.43 acres) |
| Lot Dimensions | 15 ft deep x 20 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Porch | Porch |
|---|---|
| Porch Area | 235 sqft |
| Deck Area | 144 sqft |
| Storage Building | Storage Building |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 2555 JOYCE ST |
|---|---|
| City | KANNAPOLIS |
| State | NC |
| Zip | 28083-8131 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RM2:MULTI |
| Legal Description | L2 .43AC |
| Legal Subdivision | SHADY HAVEN |
| Jurisdiction | ROWAN NC |
| Township / Civil Division | CHINA GROVE |
| Census Block Group | 4 |
| Census Block | 4004 |
| Census Tract | 51400 |
2555 Joyce St is owned and occupied by two individuals who bought it in February 2024.
Source: Rowan County records, as of August 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2555 JOYCE ST, KANNAPOLIS, NC 28083-8131 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 6, 2024 | Warranty Deed, Transfer · Conventional Mortgage PENTAGON FCU |
| Oct 31, 2023 | Deed of Trust, Mortgage · Construction Mortgage RFLF 7 LLC |
| May 17, 2023 | Deed of Trust, Mortgage · Commercial Mortgage BELL ROCK INCOME FUND 1 LLC |
| Mar 9, 2023 | Warranty Deed, Transfer · Commercial Mortgage BELL ROCK INCOME FUND 1 LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 6, 2024 · Amount on File |
| Deed Sale | Feb 6, 2024 · Amount on File |
| Prior Sale | Oct 26, 2023 · Amount on File |
| Deed Book / Page | 1436 / 767 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ROWAN NC |
| Recording Date | Feb 6, 2024 |
| Property Address | 2555 JOYCE ST, KANNAPOLIS, NC 28083-8131 |
| Document Number | 0014360767 |
| Book / Page | 1436 / 767 |
| Map Reference | MB 9995 PG 10466 |
| Instrument Date | Jan 26, 2024 |
| Transaction Type | Transfer |
| Record Updated | Feb 20, 2024 |
| Title Company | TITLE RESOURCES TITLE AGENCY, TITLE INS TRYONE TITLE AGCY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $660.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 45 MCKINNON AVE NE, CONCORD, NC 28025-3303 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2555 JOYCE ST, KANNAPOLIS, NC 28083-8131 |
| Document Number | 0001436768 |
|---|---|
| Date | Feb 6, 2024 |
| Instrument | 1436/768 |
| Name | PENTAGON FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWAN NC |
| Property Address | 2555 JOYCE ST, KANNAPOLIS, NC 28083-8131 |
| Transaction Type | Mortgage |
| Record Updated | Nov 10, 2023 |
| Name | Verified Name |
|---|---|
| Address | 45 MCKINNON AVE NE, CONCORD, NC 28025-3303 |
| Investor | Possibly a Property Investor |
| Document Number | 0014320178 |
|---|---|
| Date | Oct 31, 2023 |
| Book Page | 1432/178 |
| Name | RFLF 7 LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | CHICAGO, IL 60606 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWAN NC |
| Property Address | 2555 JOYCE ST, KANNAPOLIS, NC 28083-8131 |
| Transaction Type | Mortgage |
| Record Updated | May 31, 2023 |
| Name | Verified Name |
|---|---|
| Address | 45 MCKINNON AVE NE, CONCORD, NC 28025-3303 |
| Investor | Possibly a Property Investor |
| Document Number | 0014230391 |
|---|---|
| Date | May 17, 2023 |
| Book Page | 1423/391 |
| Name | BELL ROCK INCOME FUND 1 LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | MESA, AZ 85206 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ROWAN NC |
| Recording Date | Mar 9, 2023 |
| Property Address | 2555 JOYCE ST, KANNAPOLIS, NC 28083-8131 |
| Document Number | 0014190482 |
| Book / Page | 1419 / 482 |
| Map Reference | MB 9995 PG 544 |
| Instrument Date | Mar 8, 2023 |
| Transaction Type | Transfer |
| Record Updated | Mar 22, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $212.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1055 ERVIN FARM ROAD, MOORESVILLE, NC 28115 |
| Name | Verified Name |
|---|---|
| Address | 45 MCKINNON AVE NE, CONCORD, NC 28025-3303 |
| Investor | Possibly a Property Investor |
| Document Number | 0001419483 |
|---|---|
| Date | Mar 9, 2023 |
| Instrument | 1419/483 |
| Name | BELL ROCK INCOME FUND 1 LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 6 Months |
| Due | Sep 8, 2023 |
The 2026 property tax bill for 2555 Joyce St was $2,475.
Source: Rowan County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Rowan County |
| Municipality | Kannapolis City |
| Unified School District | Kannapolis City Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,475.00 | $204,551 Land $32,000 Building $172,551 | $204,551 Land $32,000 Building $172,551 |
| 2023 | $2,066.00 | $170,766 Land $38,400 Building $132,366 | $170,766 Land $38,400 Building $132,366 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2555 Joyce St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2555 Joyce St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF KANNAPOLIS serves 56,050 people · EPA ID NC0180065 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | E. coli resolved · Apr 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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