2555 Elder Rd, Carp Lake, MI 49718 Property Records

Emmet County property record for 2555 Elder Rd, Carp Lake, MI 49718

Property Summary

Property Type	Single Family Home
Lot Size	8.63 acres (375,923 sqft)
Owner	Individual Name on File
Last Sale	$35,000 (Dec 2005)
Tax Bill	$1,625 (2024)
Deeds & Mortgages	Aug 2023 Mortgage Dec 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-05-01-300-014`

Property Details

APN / Parcel Number

Primary APN	`02-05-01-300-014`

Exterior

Lot Area	375,923 sqft (8.63 acres)

Location & Zoning

Street Address	2555 ELDER RD
City	CARP LAKE
State	MI
Zip	49718-9766
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	EC FF-2
Legal Description	PT OF SE ? OF SW ? OF SECTION 1, COM AT S ? COR OF SEC, TH ALG S LN OF SEC N89?59?39?W 389.74 FT TO PT IN C/L OF ELDER RD &
Legal Range	05W
Legal Township	38N
Legal Section	01
Jurisdiction	EMMET MI
Township / Civil Division	BLISS
Census Block Group	2
Census Block	2093
Census Tract	970100

Owner

Source: Emmet County assessment roll, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2555 ELDER RD, CARP LAKE, MI 49718-9766
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2023	Deed of Trust, Mortgage · Conventional Mortgage ST FRANCIS X FEDERAL CREDIT UNION
Dec 14, 2017	Deed of Trust, Mortgage ST FRANCIS X FCU
Apr 3, 2017	Intrafamily Transfer, Transfer DEVON TITLE COMPANY, DEVON TITLE AGENCY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 27, 2005 · Amount on Record
Deed Sale	Dec 27, 2005 · Amount on Record
Prior Sale	Dec 27, 2002 · Amount on Record
Deed Book / Page	1073 / 951
Last Transfer Date	Mar 28, 2017
Transfer Doc	1193/0712
Record Updated	Sep 20, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EMMET MI
Property Address	2555 ELDER RD, CARP LAKE, MI 49718-9766
Transaction Type	Mortgage
Record Updated	Aug 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2555 ELDER RD, CARP LAKE, MI 49718-9766

Mortgage

Document Number	0000001254/0000000155
Date	Aug 18, 2023
Book Page	0000001254/0000000155
Instrument	5207146

Lender

Name	ST FRANCIS X FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2053

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EMMET MI
Property Address	2555 ELDER RD, CARP LAKE, MI 49718-9766
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1200/0064
Date	Dec 14, 2017
Book Page	1200/0064
Instrument	5152946

Lender

Name	ST FRANCIS X FCU
Type	Credit Union
Address	PETOSKEY, MI 49770

Agreement

Amount	Amount Recorded
Term	177 Months
Due	Sep 3, 2032

April 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	EMMET MI
Recording Date	Apr 3, 2017
Property Address	2555 ELDER RD, CARP LAKE, MI 49718-9766
Document Number	1193/0712
Book / Page	1193 / 0712
Instrument Date	Mar 28, 2017
Instrument	5146589
Transaction Type	Transfer
Record Updated	Jun 22, 2021
Title Company	DEVON TITLE COMPANY, DEVON TITLE AGENCY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2555 ELDER RD, 2555, CARP LAKE, MI 49718-9766

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2555 ELDER RD, CARP LAKE, MI 49718-9766

Tax Assessment & Valuation

Source: Emmet County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Emmet County
County Subdivision	Bliss Township
Unified School District	Pellston Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$132,700 (+17.54%) Land $132,700	$265,400 (+17.54%) Land $265,400
2025		$112,900 (+12.9%) Land $112,900	$225,800 (+12.9%) Land $225,800
2024	$1,625.00
2023		$100,000 Land $100,000	$200,000 Land $200,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2022)
Most Recent Claim	Aug 2022 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Great Lakes Energy Connections Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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