25548 Joy Ln, Damascus, MD 20872 Property Records

Montgomery County property record for 25548 Joy Ln, Damascus, MD 20872

Property Summary

Property Type	Townhouse
Details	2.5 ba · 2,088 sqft · built 2009
Lot Size	0.041 acres (1,804 sqft)
Owner	Individual Name on File
Last Sale	$385,000 (Oct 2020)
Tax Bill	$5,248 (2025)
Deeds & Mortgages	Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-03624726`

Property Details

APN / Parcel Number

Primary APN	`12-03624726`
Alternative APN	`03624726`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,088 sqft Living Area
Gross Area	2,428 sqft
1st Floor Area	856 sqft
Basement Area	396 sqft
Finished Basement	396 sqft

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	1,804 sqft (0.041 acres)
Garage Type	Attached
Garage Area	340 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	03624726
Street Address	25548 JOY LN
City	DAMASCUS
State	MD
Zip	20872-2626
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	RT8.0
Legal Description	MAGRUDERS OVERLOOK
Legal Subdivision	MAGRUDERS OVERLOOK
Legal Block	A
Legal Lot Number	95
Jurisdiction	MONTGOMERY MD
Township / Civil Division	12
Census Block Group	1
Census Block	1001
Census Tract	700207

Owner

25548 Joy Ln, a townhouse, is owned and occupied by an individual who bought it in October 2020.

Source: Montgomery County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	25548 JOY LN, DAMASCUS, MD 20872-2626
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 13, 2020 · Amount on File
Deed Sale	Oct 13, 2020 · Amount on File
Deed Book / Page	60735 / 1
Prior Transfer Date	Feb 23, 2013
Prior Transfer Doc	0463160154
Record Updated	Sep 20, 2026

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Oct 14, 2020
Property Address	25548 JOY LN, DAMASCUS, MD 20872-2626
Document Number	0607350001
Book / Page	060735 / 000001
Instrument Date	Sep 24, 2020
Transaction Type	Transfer
Record Updated	Nov 4, 2020
Title Company	EVERGREEN TITLE COMPANY INC., EVERGREEN TITLE CO. INC.

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,850.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25548 JOY LN DAMASCUS MD 208722626, DAMASCUS, MD 20872-2626

Mortgage

Document Number	607350007
Date	Oct 14, 2020
Book Page	060735/000007

Lender

Name	GREENWAY FNDG GROUP
Type	Funding / Finance Company
Address	POTOMAC, MD 20854

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 13, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 25548 Joy Ln was $5,248, up 8.4% from the year before.

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$444,033 (+6.77%)	$472,200 (-) Land $138,600 Building $333,600
2025	$5,248.00 (+8.38%)	$415,867	$472,200 Land $138,600 Building $333,600
2024	$4,842.00
2023		$375,467	$387,700 Land $132,000 Building $255,700
2022	$3,664.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 25548 Joy Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 25548 Joy Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250