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2554 Shadow Mountain Dr, San Ramon, CA 94583 Property Records

Contra Costa County property record for 2554 Shadow Mountain Dr, San Ramon, CA 94583

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 2,075 sqft · built 1972
Lot Size0.211 acres (9,200 sqft)
Owner2 Individual Names on Record
Last Sale$910,000 (Sep 2015)
Tax Bill$12,686 (2025)
Deeds & MortgagesSep 2019 Mortgage
Feb 2019 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN209-201-001-2

Property Details

APN / Parcel Number

Primary APN209-201-001-2
Alternative APN
  • 209-201-001

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,075 sqft Living Area
Gross Area2,537 sqft
1st Floor Area1,211 sqft
2nd Floor Area864 sqft

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1985
Lot Area9,200 sqft (0.211 acres)
Garage TypeAttached
Garage Area462 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemCentral

Location & Zoning

Street Address2554 SHADOW MOUNTAIN DR
CitySAN RAMON
StateCA
Zip94583-1826
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTRACT 3856 LOT 1 EX MR
Legal SubdivisionSUBDIVISION 3856
Legal Tract3856
Legal Lot Number1
JurisdictionCONTRA COSTA CA
Township / Civil DivisionCENTRAL CONTRA COSTA
Census Block Group2
Census Block2003
Census Tract345206

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2554 SHADOW MOUNTAIN DR, SAN RAMON, CA 94583-1826
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
Sep 9, 2019Deed of Trust, Mortgage · Conventional Mortgage
COMMERCE HOME MORTGAGE LLC
Feb 19, 2019Deed of Trust, Mortgage · Conventional Mortgage
COMMERCE MORTGAGE
Feb 28, 2020Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Sep 8, 2020Deed of Trust, Mortgage · Conventional Mortgage
COMMERCE HOME MORTGAGE LLC
Apr 3, 2018Deed of Trust, Mortgage
CASON HM LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 10, 2015 · Amount on Record
Deed SaleSep 10, 2015 · Amount on Record
Prior SaleOct 8, 2004 · Amount on Record
Deed Document Number2015188734
Prior Transfer DateDec 20, 1995
Prior Transfer Doc0000035826
Record UpdatedOct 29, 2026

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address2554 SHADOW MOUNTAIN DR, SAN RAMON, CA 94583-1826
Transaction TypeMortgage
Record UpdatedNov 3, 2022
Title CompanyFIDELITY TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000147419
DateSep 9, 2019
Instrument2019-147419
Lender
NameCOMMERCE HOME MORTGAGE LLC
TypeMortgage Company
AddressSAN RAMON, CA 94583
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2049

February 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address2554 SHADOW MOUNTAIN DR, SAN RAMON, CA 94583-1826
Transaction TypeMortgage
Record UpdatedNov 3, 2022
Title CompanyLAWYERS TITLE CO DANVILLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000021969
DateFeb 19, 2019
Instrument2019-021969
Lender
NameCOMMERCE MORTGAGE
TypeMortgage Company
AddressSAN RAMON, CA 94583
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2049

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address2554 SHADOW MOUNTAIN DR, SAN RAMON, CA 94583-1826
Transaction TypeMortgage
Record UpdatedNov 3, 2022
Title CompanyFIDELITY TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000038342
DateFeb 28, 2020
Instrument2020-038342
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2050

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address2554 SHADOW MOUNTAIN DR, SAN RAMON, CA 94583-1826
Transaction TypeMortgage
Record UpdatedNov 3, 2022
Title CompanyFIDELITY TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address2554 SHADOW MOUNTAIN DR, SAN RAMON, CA 94583-1826

Mortgage

Document Number0000196392
DateSep 8, 2020
Instrument2020-196392
Lender
NameCOMMERCE HOME MORTGAGE LLC
TypeMortgage Company
AddressIRVINE, CA 92606
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2050

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address2554 SHADOW MOUNTAIN DR, SAN RAMON, CA 94583-1826
Document Number0000054309
Instrument DateApr 3, 2018
Transaction TypeMortgage
Record UpdatedApr 13, 2018
Title CompanyLAWYERS TITLE/NTHRN CA

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address2554 SHADOW MOUNTAIN DR SAN RAMON CA 945831826, SAN RAMON, CA 94583-1826

Mortgage

Document Number0000054309
DateApr 9, 2018
Instrument54309
Lender
NameCASON HM LNS
TypeBank
AddressSAN RAMON, CA 94583
Agreement
AmountAmount Recorded
Term360 Months
DueApr 8, 2048

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyContra Costa County
MunicipalitySan Ramon City
Unified School DistrictSan Ramon Valley Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,101,361 (+2%) Land $784,854 Building $316,507
2025$12,686.00 (+3.79%) Homeowner's exemption$1,079,766 (+4.04%) Land $769,465 Building $310,301
2023$12,223.00 (+0.76%) Homeowner's exemption$1,037,839 Land $739,587 Building $298,252
2022$12,131.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 79% of California
Wildfire Likelihood0.05% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEAST BAY MUD
serves 1,468,000 people · EPA ID CA0110005
Water SourceSurface water
Last State InspectionDec 2021
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 547 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 2,000
Unwired
Fixed Wireless		300 / 25
Verizon
Fixed Wireless		300 / 20
Etheric Networks
Fixed Wireless		250 / 100
AT&T
DSL		100 / 20

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