Harris County property record for 2554 Roy Cir, Houston, TX 77007
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 2,996 sqft · built 2019 |
| Lot Size | 0.291 acres (12,670 sqft) |
| Owner | Company Name on Record |
| Last Sale | $562,500 (Jul 2020) |
| Tax Bill | $15,087 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Jul 2020 Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 080-071-000-0036 |
| Primary APN | 080-071-000-0036 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,996 sqft Living Area |
| Gross Area | 3,152 sqft |
| 1st Floor Area | 2,272 sqft |
| Attic | Attic |
| Attic Area | 156 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Traditional |
| Exterior Material | Brick Veneer |
| Construction Type | Metal Frame |
| Foundation Type | No Foundation |
| Lot Area | 12,670 sqft (0.291 acres) |
| View / Lot | Flood Plain |
| Garage Type | Detached |
| Garage Area | 546 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
| Porch Area | 1,567 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0800710000036 |
|---|---|
| Street Address | 2554 ROY CIR |
| City | HOUSTON |
| State | TX |
| Zip | 77007-1311 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 36 BLK 1 COTTAGE OAKS |
| Legal Subdivision | COTTAGE OAKS |
| Legal Block | 1 |
| Legal Lot Number | 36 |
| Jurisdiction | HARRIS TX |
| Township / Civil Division | HOUSTON |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 510901 |
Source: Harris County records, as of July 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 2554 ROY CIR, HOUSTON, TX 77007-1311 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Date | Document |
|---|---|
| Jul 17, 2026 | Deed, Transfer · Conventional Mortgage FIFTH THIRD BANK |
| Jul 15, 2020 | Quit Claim Deed, Transfer TOP ONE MTG |
| Apr 29, 2019 | Deed of Trust, Mortgage REGIONS MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 15, 2020 · Amount on Record |
| Deed Sale | Jul 15, 2020 · Amount on Record |
| Prior Sale | Mar 29, 2012 · Amount on Record |
| Deed Document Number | 2020314164 |
| Prior Transfer Date | Jul 10, 2020 |
| Prior Transfer Doc | 0000314164 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARRIS TX |
| Recording Date | Jul 17, 2026 |
| Property Address | 2554 ROY CIR, HOUSTON, TX 77007-1311 |
| Document Number | 0000288943 |
| Instrument Date | Jul 16, 2026 |
| Instrument | 2026288943 |
| Transaction Type | Transfer |
| Record Updated | Jul 30, 2026 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE IN |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Estimated Sale Price |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2554 ROY CIR, HOUSTON, TX 77007-1311 |
| Document Number | 0000290685, |
|---|---|
| Date | Jul 17, 2026 |
| Instrument | 2026290685 |
| Name | FIFTH THIRD BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.88% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HARRIS TX |
| Recording Date | Jul 15, 2020 |
| Property Address | 2554 ROY CIR, HOUSTON, TX 77007-1311 |
| Document Number | 0000314164 |
| Instrument Date | Jul 10, 2020 |
| Instrument | 314164 |
| Transaction Type | Transfer |
| Record Updated | Jul 24, 2020 |
| Title Company | STEWART TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2554 ROY CIR HOUSTON TX 770071311, HOUSTON, TX 77007-1311 |
| Document Number | 314165 |
|---|---|
| Date | Jul 15, 2020 |
| Instrument | 314165 |
| Name | TOP ONE MTG |
|---|---|
| Type | Mortgage Company |
| Address | HOUSTON, TX 77036 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jul 14, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRIS TX |
| Property Address | 2554 ROY CIR, HOUSTON, TX 77007-1311 |
| Document Number | 0000177017 |
| Instrument Date | Apr 29, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 9, 2019 |
| Title Company | OSN TEXAS |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2554 ROY CIR HOUSTON TX 770071311, HOUSTON, TX 77007-1311 |
| Document Number | 0000177017 |
|---|---|
| Date | Apr 30, 2019 |
| Instrument | 177017 |
| Name | REGIONS MTG |
|---|---|
| Type | Mortgage Company |
| Address | BIRMINGHAM, AL 35244 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Apr 29, 2034 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.5% |
Source: Harris County assessment roll, as of May 26, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Harris County |
| Municipality | Houston City |
| Unified School District | Houston Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $15,087.00 (+12.87%) Homeowner's exemption | $1,308,055 (-8.95%) Land $437,333 Building $870,722 | $1,308,055 (-8.95%) Land $437,333 Building $870,722 |
| 2024 | $13,367.00 (+15.3%) | ||
| 2023 | $1,436,575 Land $437,333 Building $999,242 | $1,436,575 Land $437,333 Building $999,242 | |
| 2022 | $11,593.00 (-8.12%) | ||
| 2020 | $12,618.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 119 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 119 in force |
| Nearby Flood Claims | 12 (2010–2024) |
| Claims Outside the SFHA | 3 of 12 |
| Most Recent Claim | Jul 2024 · Hurricane Beryl |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HOUSTON serves 2,970,543 people · EPA ID TX1010013 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2024) action level 15 ppb |
| Water Quality | Turbidity resolved · May 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 1,101 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
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