2554 Olive Ave, Atwater, CA 95301 Property Records

Merced County property record for 2554 Olive Ave, Atwater, CA 95301

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,219 sqft · built 1959
Lot Size	0.166 acres (7,222 sqft)
Owner	2 Individual Names on File
Last Sale	$285,000 (Sep 2021)
Tax Bill	$3,200 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Oct 2017 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`001-055-004-000`

Property Details

APN / Parcel Number

Primary APN	`001-055-004-000`
Alternative APN	`001-055-004`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,219 sqft Living Area
Gross Area	1,459 sqft
1st Floor Area	1,219 sqft

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1962
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Other
Lot Area	7,222 sqft (0.166 acres)
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	14 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	001-055-004
Street Address	2554 OLIVE AVE
City	ATWATER
State	CA
Zip	95301-3429
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R16
Legal Description	SIERRA VISTA #3&5 POR LOT 122&220
Legal Subdivision	SIERRA VISTA 03-5
Legal Lot Number	122
Jurisdiction	MERCED CA
Township / Civil Division	ATWATER
Census Block Group	3
Census Block	3002
Census Tract	601

Owner

2554 Olive Ave is owned and occupied by two individuals who bought it in September 2021.

Source: Merced County records, as of August 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2554 OLIVE AVE, ATWATER, CA 95301-3429
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2021	Grant Deed, Transfer · FHA Mortgage HOMEOWNERS FINANCIAL GROUP USA LLC
Oct 20, 2017	Quit Claim Deed, Transfer TRANSCOUNTY TITLE COMPANY
Oct 20, 2017	Grant Deed, Transfer OPES ADVISORS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 28, 2021 · Amount on File
Deed Sale	Sep 28, 2021 · Amount on File
Prior Sale	Oct 20, 2017 · Amount on File
Deed Document Number	202143108
Prior Transfer Date	Oct 18, 2017
Prior Transfer Doc	0000034471
Record Updated	Oct 29, 2026

September 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Sep 28, 2021
Property Address	2554 OLIVE AVE, ATWATER, CA 95301-3429
Document Number	0000043108
Map Reference	MB 8 PG 44
Instrument Date	Sep 24, 2021
Instrument	2021043108
Transaction Type	Transfer
Record Updated	Oct 29, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2554 OLIVE AVE, ATWATER, CA 95301-3429

Mortgage

Document Number	0000043109
Date	Sep 28, 2021
Instrument	2021043109

Lender

Name	HOMEOWNERS FINANCIAL GROUP USA LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

Mortgage

Document Number	0000043110
Date	Sep 28, 2021
Instrument	2021043110

Lender

Name	GOLDEN STATE FINANCE AUTHORITY
Type	Government Agency
Address	SACRAMENTO, CA 95814

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MERCED CA
Recording Date	Oct 20, 2017
Property Address	2554 OLIVE AVE, ATWATER, CA 95301-3429
Document Number	0000034471
Instrument Date	Oct 18, 2017
Instrument	34471
Transaction Type	Transfer
Record Updated	Nov 6, 2017
Title Company	TRANSCOUNTY TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	2554 OLIVE AVE ATWATER CA 953013429, ATWATER, CA 95301-3429

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Oct 20, 2017
Property Address	2554 OLIVE AVE, ATWATER, CA 95301-3429
Document Number	0000034470
Instrument Date	Oct 14, 2017
Instrument	34470
Transaction Type	Transfer
Record Updated	Nov 6, 2017
Title Company	TRANSCOUNTY TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$181.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	2554 OLIVE AVE ATWATER CA 953013429, ATWATER, CA 95301-3429

Mortgage

Document Number	34472
Date	Oct 20, 2017
Instrument	34472

Lender

Name	OPES ADVISORS
Address	TROY, MI 48098

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 19, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 2554 Olive Ave was $3,200 with a homeowner's exemption.

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Atwater City
County	Merced County
Elementary School District	Atwater Elementary School District (KG - 08)
Secondary School District	Merced Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$308,491 (+2%) Land $92,006 Building $216,485
2025	$3,200.00 Homeowner's exemption	$302,443 Land $90,202 Building $212,241
2023	$3,039.00 (+1.13%) Homeowner's exemption	$290,700 Land $86,700 Building $204,000
2022	$3,005.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2554 Olive Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2554 Olive Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ATWATER serves 29,479 people · EPA ID CA2410001
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Ayera Technologies.

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