2554 E 42nd St, Lorain, OH 44055 Property Records

Lorain County property record for 2554 E 42nd St, Lorain, OH 44055 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 864 sqft · built 1955
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,342 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-00-079-118-001`

Property Details

APN / Parcel Number

Primary APN	`03-00-079-118-001`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	864 sqft Living Area
1st Floor Area	864 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1970
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	9,583 sqft (0.22 acres)
Lot Dimensions	110 ft deep x 87 ft wide
Garage Type	Detached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Patio Area	300 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	2554 E 42ND ST
City	LORAIN
State	OH
Zip	44055-3511
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOMEWOOD THIRD ADD 87.50 X 110
Legal Subdivision	HOMEWOOD THIRD ADD
Legal Block	118
Legal Lot Number	735
Jurisdiction	LORAIN OH
Township / Civil Division	LORAIN
Census Block Group	1
Census Block	1026
Census Tract	97500

Owner

Source: Lorain County records · APN 03-00-079-118-001

Assessment roll updated May 16, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2554 E 42ND ST, LORAIN, OH 44055-3511
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 15, 2022
Deed Sale	Apr 15, 2022
Prior Sale	Apr 26, 2013 · Amount on Record
Prior Transfer Date	May 21, 2008
Prior Transfer Doc	0000254797
Record Updated	Sep 20, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Apr 15, 2022
Property Address	2554 E 42ND ST, LORAIN, OH 44055-3511
Document Number	0000871426
Map Reference	VOL 18 PG 79&80
Instrument Date	Apr 15, 2022
Instrument	2022-0871426
Transaction Type	Transfer
Record Updated	Apr 25, 2022
Title Company	AMERICAN PATRIOT TITLE AGENCY, AMERICAN PATRIOT TITLE AGCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	2554 E 42ND ST, LORAIN, OH 44055-3511

Mortgage

Document Number	0000871427
Date	Apr 15, 2022
Instrument	2022-0871427

Lender

Name	RAPID MORTGAGE COMPANY
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2052

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated May 16, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Lorain City
Unified School District	Lorain City School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,342.00 (-7.26%) Homeowner's exemption	$35,110 (+0.01%) Land $12,890 Building $22,220	$100,300 (-) Land $36,820 Building $63,480
2024	$1,447.00 (+52%)	$35,105 (+89.81%) Land $12,887 Building $22,218	$100,300 (+89.82%) Land $36,820 Building $63,480
2023	$952.00 (-1.65%)	$18,495 (+0.03%) Land $7,333 Building $11,162	$52,840 (-) Land $20,950 Building $31,890
2022	$968.00	$18,490 Land $7,330 Building $11,160
2021			$52,840 Land $20,950 Building $31,890

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lorain County (39093C), updated May 25, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 563 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Brightspeed	Fiber	2,000 / 2,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20

May also be available at this address: Cogeco Cable Holdings II. Availability varies by address; speeds are provider-advertised maximums, not measured.