2554 E 18th St, Chattanooga, TN 37404 Property Records

Hamilton County property record for 2554 E 18th St, Chattanooga, TN 37404

Property Summary

Property Type	Townhouse
Details	2.5 ba · 1,902 sqft · built 2024
Lot Size	1.24 acres (54,232 sqft)
Owner	Company Name on Record
Tax Bill	$2,349 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Jul 2024 Transfer
Flood Zone	Zone X (minimal risk)
APN	`156F H 001 C003`

Property Details

APN / Parcel Number

Primary APN	`156F H 001 C003`
Alternative APN	`0000395842`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	1,902 sqft Living Area

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Architectural Style	Townhouse
Exterior Material	Fiber Cement Siding
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	54,232 sqft (1.24 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0000395842
Street Address	2554 E 18TH ST
City	CHATTANOOGA
State	TN
Zip	37404-5305
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	M1
Legal Description	HPR LT 6 MILL TOWN 2020 MILL TOWN LOT 6 HP UNIT 2554 PB 2 PG 17 REV PB 121 PG 40 REV PB 122 PG 57 OUT OF 156F H 001 FOR 2024
Legal Subdivision	HUDDLE PLACE
Legal Lot Number	31-36
Jurisdiction	HAMILTON TN
Township / Civil Division	4
Census Block Group	1
Census Block	1021
Census Tract	2600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1900 E MAIN ST, CHATTANOOGA, TN 37404-5128
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2026	Warranty Deed · Conventional Mortgage JPMORGAN CHASE BANK
Jul 1, 2024	Correction Deed ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 5, 2024
Deed Sale	Apr 5, 2024
Deed Document Number	2024168
Deed Book / Page	13557 / 842
Record Updated	Sep 20, 2026

July 2026: Warranty Deed

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Jul 21, 2026
Property Address	2554 E 18TH ST, CHATTANOOGA, TN 37404-5305
Document Number	0000000255
Book / Page	14376 / 250
Instrument Date	Jul 17, 2026
Instrument	2026255
Record Updated	Jul 30, 2026
Title Company	CITY TITLE, BRIDGE CITY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$112,110.00
Amount Accuracy	Calculated from Transfer Tax

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	2170 ALLISONA RD, EAGLEVILLE, TN 37060-4239

Mortgage

Document Number	0000000256,
Date	Jul 21, 2026
Instrument	202621256

Lender

Name	JPMORGAN CHASE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.48%
Initial Type	Fixed Rate
Max Rate	-1%

July 2024: Correction Deed

Document Type	Correction Deed
Jurisdiction	HAMILTON TN
Recording Date	Jul 1, 2024
Property Address	2554 E 18TH ST, CHATTANOOGA, TN 37404-5305
Document Number	0000000117
Book / Page	13637 / 130
Map Reference	MB 13598 PG 295
Instrument Date	Jun 27, 2024
Instrument	2024070100117
Record Updated	Sep 25, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1900 E MAIN ST, CHATTANOOGA, TN 37404-5128
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,349.00 (+425.5%)	$155,040 (+675.2%)	$387,600 (+675.2%) Land $100,000 Building $287,600
2024	$447.00	$20,000	$50,000 Land $50,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 413 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35

May also be available: T-Mobile, Verizon.

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