25538 Prada Dr, Punta Gorda, FL 33955 Property Records

Charlotte County property record for 25538 Prada Dr, Punta Gorda, FL 33955

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,957 sqft · built 2005
Lot Size0.243 acres (10,574 sqft)
Owner2 Individual Names on File
Last Sale$310,000 (Jan 2024)
Tax Bill$4,411 (2025)
Deeds & MortgagesJan 2024 Sale & Mortgage
Flood ZoneZone D (undetermined)
APN422329459003

Property Details

APN / Parcel Number

Primary APN422329459003
Alternative APNs
  • 00952604073009
  • 10004729627

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,957 sqft Living Area
Gross Area2,440 sqft
1st Floor Area1,957 sqft

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Exterior MaterialBrick/Stone
Construction TypeMasonry / Concrete Block
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area10,574 sqft (0.243 acres)
Garage TypeAttached
Garage Area420 sqft
DrivewayDriveway
Driveway Area1 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area63 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerConnected

Location & Zoning

Account Number00952604073009
Street Address25538 PRADA DR
CityPUNTA GORDA
StateFL
Zip33955-4314
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF3.5
Legal DescriptionPUNTA GORDA ISLES SEC16 BLK321 LT 3 669/1187 1033-1097 1041-25 2199/947 2436/1643 2808/1690 3936/1265 3358895
Legal Range23E
Legal Township42S
Legal Section29
Legal SubdivisionPUNTA GORDA ISLES
Legal TractPGI
Legal Block321
Legal Lot Number3
JurisdictionCHARLOTTE FL
Township / Civil DivisionPUNTA GORDA
Census Block Group1
Census Block1022
Census Tract10506

Owner

25538 Prada Dr is owned by two individuals who bought it in January 2024.

Source: Charlotte County records, as of June 4, 2026

Owner of Record2 Individual Names on File
Mailing Address300 W HENRY ST, 221, PUNTA GORDA, FL 33950-5944
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 16, 2024 · Amount on File
Deed SaleJan 16, 2024 · Amount on File
Prior SaleSep 20, 2005 · Amount on File
Deed Document Number20243358895
Prior Transfer DateAug 11, 2014
Prior Transfer Doc0039361265
Record UpdatedOct 29, 2026

January 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHARLOTTE FL
Recording DateJan 16, 2024
Property Address25538 PRADA DR, PUNTA GORDA, FL 33955-4314
Document Number0003358895
Map ReferenceMB 8 PG 27
Instrument DateJan 12, 2024
Instrument3358895
Transaction TypeTransfer
Record UpdatedJan 25, 2024
Title CompanyBURNT STORE T&E LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,170.00
Amount AccuracyRounded by County
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2635 STORY RD, SAN JOSE, CA 95122-1064

Transferred To (Grantee/Buyer)

NameVerified Name
Address300 W HENRY ST UNIT 221, 221, PUNTA GORDA, FL 33950-5944

Mortgage

Document Number0003358896
DateJan 16, 2024
Instrument3358896
Lender
NameTJC MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2054

Mortgage

Document Number0003358897
DateJan 16, 2024
Instrument3358897
Lender
NameFLORIDA HOUSING FINANCE CORP
TypeGovernment Agency
AddressTALLAHASSEE, FL 32301
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 25538 Prada Dr was $4,411, up 83% from the year before.

Source: Charlotte County assessment roll, as of November 19, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCharlotte County
Unified School DistrictCharlotte County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,411.00 (+83.03%)$248,706 Land $34,000 Building $214,706$248,706 Land $34,000 Building $214,706
2024$2,410.00 (+1.82%)
2023$2,367.00 (+1.33%) Homeowner's exemption Disabled Person's exemption$156,972 (+3%)$283,898 (+15.68%) Land $27,000 Building $256,898
2022$2,336.00 Homeowner's exemption Disabled Person's exemption$152,400$245,422 Land $20,400 Building $225,022

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 25538 Prada Dr in Zone D, where flood risk has not been studied, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone D
undetermined · not studied
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 432 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies448 units insured
incl. 16 condo units
Nearby Flood Claims131 (2017–2024)
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 80 claims
  • Hurricane Helene, Oct 2024 · 34 claims
  • Hurricane Ian, Oct 2022 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 25538 Prada Dr is high, ranking above 87% of the US, with a 1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 87% of the US · above 79% of Florida
Wildfire Likelihood1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE COUNTY UTILITIES
serves 173,820 people · EPA ID FL5084100
Water SourcePurchased surface water from several systems
Last State InspectionJun 2025
Lead10 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Apr 2025
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
8,000 / 8,000
Xfinity
Fiber · Cable in parts of the area
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
BridgeMAXX Suncoast Broadband
Fixed Wireless
100 / 20

May also be available: T-Mobile.

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