25532 Gorham Ln, Punta Gorda, FL 33950 Property Records

Charlotte County property record for 25532 Gorham Ln, Punta Gorda, FL 33950

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,101 sqft · built 2019
Lot Size	0.235 acres (10,265 sqft)
Owner	Company Name on Record
Last Sale	$318,000 (Aug 2024)
Tax Bill	$5,011 (2025)
Deeds & Mortgages	May 2019 Sale & Mortgage May 2018 Sale
Flood Zone	Zone AE (high risk)
APN	`41-23-08-432-015`

Property Details

APN / Parcel Number

Primary APN	`41-23-08-432-015`
Alternative APNs	`0071972-008900-5` `10004703570`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,101 sqft Living Area
Gross Area	2,703 sqft
Flooring	Covered

Exterior

Year Built	Built 2019
Exterior Material	Composition/Composite
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	10,265 sqft (0.235 acres)
Garage Area	441 sqft
Driveway	Driveway
Driveway Area	1 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	161 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	10004703570
Old Parcel Number	00719720089005
Street Address	25532 GORHAM LN
City	PUNTA GORDA
State	FL
Zip	33950-1387
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RMF5
Legal Description	WFE 000 0000 0089 WATERFORD ESTATES LT 89 3534/1231 4315/505 4433/608 3439133
Legal Range	23E
Legal Township	41S
Legal Section	08
Legal Subdivision	WATERFORD ESTATES
Legal Lot Number	89
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PUNTA GORDA
Census Block Group	1
Census Block	1070
Census Tract	10302

Owner

Source: Charlotte County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	7025 E TROON CIR, MIAMI LAKES, FL 33014-6535
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
May 1, 2019	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage DHI MORTGAGE COMPANY LTD
May 15, 2018	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 16, 2024 · Amount on Record
Deed Sale	Aug 16, 2024 · Amount on Record
Prior Sale	May 1, 2019 · Amount on Record
Deed Document Number	3439133
Record Updated	Jun 8, 2026

May 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	May 1, 2019
Property Address	25532 GORHAM LN, PUNTA GORDA, FL 33950-1387
Document Number	0044330608
Book / Page	4433 / 0608
Map Reference	MB 20 PG 1-A-1-Z-9
Instrument Date	Apr 30, 2019
Instrument	2705629
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 7, 2022
Title Company	DHI TITLE OF FLORIDA INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,609.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10541 BEN C PRATT 6 MILE CYPRESS PKWY # 100, 10541, FORT MYERS, FL 33966

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	25532 GORHAM LN, PUNTA GORDA, FL 33950-1387

Mortgage

Document Number	0002705631
Date	May 1, 2019
Instrument	2705631

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2049

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHARLOTTE FL
Recording Date	May 15, 2018
Property Address	25532 GORHAM LN, PUNTA GORDA, FL 33950-1387
Document Number	0043150505
Book / Page	004315 / 000505
Instrument Date	May 14, 2018
Instrument	2612436
Transaction Type	Transfer
Record Updated	Jun 8, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$5,826.10
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	10541 BEN C PRATT/6 MILE CYPRESS PKWY #1 FORT MYERS FL 339666461, 1, FORT MYERS, FL 33966-6461

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,011.00 (+2.87%)	$332,198 (+38.83%)	$381,780 (+4.75%) Land $50,000 Building $331,780
2023	$4,871.00 (+2.76%) Homeowner's exemption	$239,290 (+3%)	$364,463 (+37.26%) Land $47,000 Building $317,463
2022	$4,740.00 Homeowner's exemption	$232,320	$265,526 Land $22,950 Building $242,576

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 547 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	565 units insured incl. 18 condo units
Nearby Flood Claims	191 (1979–2024)
Claims Outside the SFHA	1 of 191
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Frances, Sep 2004 · 16 claims Tropical Storm Bonnie And Hurricane Charley, Aug 2004 · 16 claims Severe Storms, Tornadoes And Flooding Associated With Tropical Storm Gabrielle, Sep 2001 · 30 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PUNTA GORDA serves 36,302 people · EPA ID FL6080051
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 277 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: BridgeMAXX Suncoast Broadband.

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