2553 Cool Spring Rd, Bel Air, MD 21015 Property Records

Harford County property record for 2553 Cool Spring Rd, Bel Air, MD 21015

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 3,225 sqft · built 1994
Lot Size3.38 acres (147,233 sqft)
Owner2 Individual Names on File
Last Sale$269,000 (Oct 1994)
Tax Bill$6,470 (2026)
Deeds & MortgagesFeb 2017 Transfer
Flood ZoneZone X (minimal risk)
APN03-242560

Property Details

APN / Parcel Number

Primary APN03-242560
Alternative APNs
  • 3242560
  • 242560

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,225 sqft Total Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area147,233 sqft (3.38 acres)
Garage TypeBuilt-in
Garage Area506 sqft
Parking Spaces2 Parking Spaces
Deck Area192 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number242560
Street Address2553 COOL SPRING RD
CityBEL AIR
StateMD
Zip21015-1325
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR
Legal DescriptionLT 11 3.387 AC 2553 COOL SPRING ROAD COOL SPRING 2 S1 P 61/53
Legal SubdivisionCOOL SPG 02 SEC I
Legal Lot Number11
JurisdictionHARFORD MD
Township / Civil Division3, BEL AIR
Census Block Group1
Census Block1000
Census Tract303102

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Lower Deer Creek Valley Historic District
listed 1993 · 275 contributing resources · NRIS 93001143

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

2553 Cool Spring Rd is owned and occupied by two individuals who acquired it in December 2016.

Source: Harford County records, as of August 25, 2026

Owner of Record2 Individual Names on File
Mailing Address2553 COOL SPRING RD, BEL AIR, MD 21015-1325
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 31, 1994 · Amount on File
Deed SaleOct 31, 1994 · Amount on File
Deed Book / Page2192 / 655
Last Transfer DateDec 30, 2016
Transfer Doc0122200106
Record UpdatedOct 29, 2026

February 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHARFORD MD
Recording DateFeb 8, 2017
Property Address2553 COOL SPRING RD, BEL AIR, MD 21015-1325
Document Number0122200106
Book / Page012220 / 000106
Instrument DateDec 30, 2016
Transaction TypeTransfer
Record UpdatedFeb 24, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2553 COOL SPRING RD BEL AIR MD 210151325, BEL AIR, MD 21015-1325

Tax Assessment & Valuation

The 2026 property tax bill for 2553 Cool Spring Rd was $6,470 with a homeowner's exemption, up 5.3% from the year before.

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyHarford County
Unified School DistrictHarford County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,470.00 (+5.29%) Homeowner's exemption$588,133 (+2.32%)$614,800 (+6.96%) Land $146,900 Building $467,900
2025$6,145.00 Homeowner's exemption$574,800 Land $146,900 Building $427,900$574,800 Land $146,900 Building $427,900
2023$541,933$574,800 Land $146,900 Building $427,900
2022$5,787.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2553 Cool Spring Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims2 (2012–2021)
Claims Outside the SFHA2 of 2
Most Recent ClaimJun 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2553 Cool Spring Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

Nearby Properties on Cool Spring Rd

Nearby Streets

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