25523 476th Ave, Garretson, SD 57030 Property Records

Minnehaha County property record for 25523 476th Ave, Garretson, SD 57030

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,084 sqft · built 1976
Lot Size	10 acres (435,600 sqft)
Owner	Individual Name on File
Last Sale	$735,000 (Jul 2021)
Tax Bill	$7,440 (2025)
Deeds & Mortgages	Nov 2022 Mortgage Jul 2021 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`01-10-34-200-010-000`

Property Details

APN / Parcel Number

Primary APN	`01-10-34-200-010-000`
Alternative APN	`57371`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,084 sqft Finished Area
1st Floor Area	2,268 sqft
Basement Area	896 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Ranch
Exterior Material	Other
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	435,600 sqft (10 acres)
Garage Type	Attached
Garage Area	816 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	56 sqft
Deck Area	294 sqft
Patio Area	165 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	57371
Street Address	25523 476TH AVE
City	GARRETSON
State	SD
Zip	57030-5911
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Description	TRACT 1 KICKS ADDN NE14 34-103-49 SVERDRUP TOWNSHIP 103-49
Legal Range	49
Legal Township	103
Legal Section	34
Legal Subdivision	KICKS ADDN
Legal Tract	1
Jurisdiction	MINNEHAHA SD
Township / Civil Division	SVERDRUP
Census Block Group	2
Census Block	2119
Census Tract	10101

Owner

Source: Minnehaha County assessment roll, APN 01-10-34-200-010-000, as of July 16, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	25523 476TH AVE, GARRETSON, SD 57030-5911
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2022	Deed of Trust, Mortgage · Conventional Mortgage CENTRAL BANK
Jul 29, 2021	Deed of Trust, Mortgage · Line of Credit CENTRAL BANK
Jul 07, 2021	Warranty Deed, Transfer · Conventional Mortgage FIRST BANK & TRUST
Dec 28, 2017	Warranty Deed, Transfer
Jul 03, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 07, 2021 · Amount on Record
Deed Sale	Jul 07, 2021 · Amount on Record
Prior Sale	Dec 28, 2017
Deed Book / Page	606-D / 141
Record Updated	Sep 20, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	25523 476TH AVE, GARRETSON, SD 57030-5911
Transaction Type	Mortgage
Record Updated	Dec 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1962MTG/635
Date	Nov 15, 2022
Book Page	1962 MTG/635

Lender

Name	CENTRAL BANK
Type	Bank
Address	SPIRIT LAKE, IA 51360

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.99%
Type Change Date	Dec 01, 2023
Change Frequency	Annually
Min Rate At Change	3.99%
Max Rate At Change	5.99%
Index	1-Year T-Bill
Margin	3
Max Rate	9.99%

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	25523 476TH AVE, GARRETSON, SD 57030-5911
Transaction Type	Mortgage
Record Updated	Aug 31, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1929MTG/673
Date	Jul 29, 2021
Book Page	1929 MTG/673

Lender

Name	CENTRAL BANK
Type	Bank
Address	SPIRIT LAKE, IA 51360

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jul 30, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MINNEHAHA SD
Recording Date	Jul 07, 2021
Property Address	25523 476TH AVE, GARRETSON, SD 57030-5911
Document Number	606DEED/141
Book / Page	606 DEED / 141
Instrument Date	Jul 02, 2021
Transaction Type	Transfer
Record Updated	Aug 31, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$735.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	110 W 5TH ST, 110, DELL RAPIDS, SD 57022-1502

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25523 476TH AVE, GARRETSON, SD 57030-5911

Mortgage

Document Number	1927MTG628
Date	Jul 07, 2021
Instrument	1927 MTG/628

Lender

Name	FIRST BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2051

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MINNEHAHA SD
Recording Date	Dec 28, 2017
Property Address	25523 476TH AVE, GARRETSON, SD 57030-5911
Document Number	000058/327
Book / Page	58 / 327
Instrument Date	Dec 15, 2017
Instrument	R730578
Transaction Type	Transfer
Record Updated	Mar 15, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	25523 476TH AVE, GARRETSON, SD 57030-5911

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MINNEHAHA SD
Recording Date	Jul 03, 2017
Property Address	25523 476TH AVE, GARRETSON, SD 57030-5911
Document Number	000576/665
Book / Page	576 / 665
Instrument Date	Jun 29, 2017
Instrument	000000714678
Transaction Type	Transfer
Record Updated	Mar 15, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Minnehaha County assessment roll as of July 16, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Minnehaha County
County Subdivision	Sverdrup Township
Unified School District	Dell Rapids School District 49-3 (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$7,440.00	$722,700 (+0.14%) Land $116,700 Building $606,000
2024	$7,440.00 (+15.33%)	$721,700 (+29.45%) Land $116,700 Building $605,000
2022	$6,451.00	$557,500 Land $94,400 Building $463,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Minnehaha County (46099C), as of May 2, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 460990101012, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	8 (1993–2019)
Most Recent Claim	Sep 2019 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Sep 2019 · 2 claims Severe Flooding, Sever Winter Storms,heavy Rains High Winds, Apr 1997 · 3 claims

Wildfire

Wildfire Risk	Low lower than 65% of the US · lower than 78% of South Dakota
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 8 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Alliance Communications Cooperative Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System, water system SD4600432, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	MINNEHAHA COMMUNITY WATER CORP private · serves 13,435 people
Water Source	Groundwater
Last State Inspection	Apr 2026
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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