2552 Wolf Trail Rd, Lancaster, KY 40444 Property Records

Garrard County property record for 2552 Wolf Trail Rd, Lancaster, KY 40444

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · built 2008
Lot Size	27.3 acres (1,191,366 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,312 (2025)
Deeds & Mortgages	Mar 2025 Mortgage Jul 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`30-03`

Property Details

APN / Parcel Number

Primary APN	`30-03`
Alternative APNs	`21958` `24345`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Vinyl
Construction Type	Wood
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	1,191,366 sqft (27.3 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	24345
Street Address	2552 WOLF TRAIL RD
City	LANCASTER
State	KY
Zip	40444-7957
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	HOUSE & 27.35 ACRES
Jurisdiction	GARRARD KY
Township / Civil Division	LANCASTER
Census Block Group	1
Census Block	1000
Census Tract	970202

Owner

Source: Garrard County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2552 WOLF TRAIL RD, LANCASTER, KY 40444-7957
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 13, 2025	Deed of Trust, Mortgage · FHA Mortgage ENDEAVOR CAPITAL LLC
Jul 8, 2022	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARRARD KY
Property Address	2552 WOLF TRAIL RD, LANCASTER, KY 40444-7957
Transaction Type	Mortgage
Record Updated	May 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2552 WOLF TRAIL RD, LANCASTER, KY 40444-7957

Mortgage

Document Number	00M455/139
Date	Mar 13, 2025
Book Page	M455/139
Instrument	192439

Lender

Name	ENDEAVOR CAPITAL LLC
Type	Mortgage Company
Address	CHESTERFIELD, MO 63017

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2055

July 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	GARRARD KY
Recording Date	Jul 8, 2022
Property Address	2552 WOLF TRAIL RD, LANCASTER, KY 40444-7957
Document Number	00D316/765
Book / Page	D316 / 765
Map Reference	DB 302 PG 741
Instrument Date	Jul 6, 2022
Instrument	170429
Transaction Type	Transfer
Record Updated	May 5, 2026

Transaction

Amount	Amount Recorded
Tax	$330.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	917 SOMBRERO DR, RICHMOND, KY 40475-3409

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2552 WOLF TRAIL RD, LANCASTER, KY 40444-7957

Tax Assessment & Valuation

Source: Garrard County assessment roll, as of May 5, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Garrard County
Unified School District	Garrard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$224,900 (-)	$329,900 (+46.69%) Land $329,900
2025	$2,312.00 (-0.47%)	$224,900 (-) Land $20,000 Building $204,900	$224,900 (-) Land $20,000 Building $204,900
2024	$2,323.00 (-2.84%)	$224,900 (-) Land $20,000 Building $204,900	$224,900 (-) Land $20,000 Building $204,900
2023	$2,391.00	$224,900 Land $20,000 Building $204,900	$224,900 Land $20,000 Building $204,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GARRARD CO WATER ASSOC INC private · serves 14,806 people · EPA ID KY0400151
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL	50 / 3
Verizon Fixed Wireless	25 / 6

Cell Coverage

No cell data coverage reported

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