2552 S Ramshorn Dr, Laurel, MT 59044 Property Records

Yellowstone County property record for 2552 S Ramshorn Dr, Laurel, MT 59044

Property Summary

Property Type	Duplex
Details	8 bd · 4 ba · 2,646 sqft · built 1978
Lot Size	0.658 acres (28,662 sqft)
Owner	Individual Name on File
Tax Bill	$1,473 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Dec 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`000B020020`

Property Details

APN / Parcel Number

Primary APN	`000B020020`
Alternative APNs	`03-0821-02-4-04-25-0000` `R0337685` `B020020` `B02002`

Interior

Bedrooms	8 Beds
Full Baths	4 Baths
Units	4 Units
Stories	1 Story
Building Area	2,646 sqft Living Area
1st Floor Area	2,646 sqft

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1980
Architectural Style	Duplex Single
Construction Type	Frame
Lot Area	28,662 sqft (0.658 acres)
View / Lot	Neighborhood / Spot
Garage Type	Carport
Garage Area	216 sqft
Carport	Carport
Carport Area	216 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Canopy	300 sqft

Utilities, Heating & Cooling

Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2552 S RAMSHORN DR
City	LAUREL
State	MT
Zip	59044-9308
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	2
Legal Description	MONTANA MEADOWS SUBD, S02, T02 S, R24 E, BLOCK 2, LOT 12
Legal Subdivision	MONTANA MEADOWS SUBD
Legal Block	2
Legal Lot Number	12
Jurisdiction	YELLOWSTONE MT
Township / Civil Division	LAUREL
Census Block Group	1
Census Block	1005
Census Tract	1902

Owner

2552 S Ramshorn Dr, a duplex, is owned and occupied by an individual who acquired it in March 2017.

Source: Yellowstone County records, as of September 9, 2026

Owner of Record	Individual Name on File
Mailing Address	2552 S RAMSHORN DR, LAUREL, MT 59044-9308
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2026	Deed of Trust, Mortgage · Line of Credit BILLINGS FEDERAL CREDIT UNION
Dec 21, 2021	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Sep 20, 2019	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS
Dec 14, 2018	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS
Apr 28, 2017	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS
Mar 15, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Mar 15, 2017
Transfer Doc	0003808266
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Recording Date	Jul 31, 2026
Property Address	2552 S RAMSHORN DR, LAUREL, MT 59044-9308
Document Number	0004140628
Instrument Date	Jul 9, 2026
Instrument	20264140628
Transaction Type	Mortgage
Record Updated	Aug 10, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2552 S RAMSHORN DR, LAUREL, MT 59044-9308

Mortgage

Document Number	0004140628,
Date	Jul 31, 2026
Instrument	20264140628

Lender

Name	BILLINGS FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	6.52%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Property Address	2552 S RAMSHORN DR, LAUREL, MT 59044-9308
Transaction Type	Mortgage
Record Updated	Jan 6, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2552 S RAMSHORN DR, LAUREL, MT 59044-9308

Mortgage

Document Number	0004001921
Date	Dec 21, 2021
Instrument	4001921

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	334 Months
Due	Oct 1, 2049

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Property Address	2552 S RAMSHORN DR, LAUREL, MT 59044-9308
Document Number	0003897843
Instrument Date	Sep 20, 2019
Transaction Type	Mortgage
Record Updated	Oct 14, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2552 S RAMSHORN DR LAUREL MT 590449308, LAUREL, MT 59044-9308

Mortgage

Document Number	0003897843
Date	Sep 30, 2019
Instrument	3897843

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 29, 2049

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Property Address	2552 S RAMSHORN DR, LAUREL, MT 59044-9308
Document Number	0003871895
Instrument Date	Dec 14, 2018
Transaction Type	Mortgage
Record Updated	Jan 13, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2552 S RAMSHORN DR LAUREL MT 590449308, LAUREL, MT 59044-9308

Mortgage

Document Number	0003871895
Date	Dec 26, 2018
Instrument	3871895

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 25, 2048

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Property Address	2552 S RAMSHORN DR, LAUREL, MT 59044-9308
Document Number	0003812952
Instrument Date	Apr 28, 2017
Transaction Type	Mortgage
Record Updated	May 30, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2552 S RAMSHORN DR LAUREL MT 590449308, LAUREL, MT 59044-9308

Mortgage

Document Number	0003812952
Date	May 4, 2017
Instrument	3812952

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 3, 2047

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	YELLOWSTONE MT
Recording Date	Mar 15, 2017
Property Address	2552 S RAMSHORN DR, LAUREL, MT 59044-9308
Document Number	0003808266
Instrument Date	Mar 15, 2017
Instrument	3808266
Transaction Type	Transfer
Record Updated	Mar 28, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2552 S RAMSHORN DR LAUREL MT 590449308, LAUREL, MT 59044-9308

Tax Assessment & Valuation

The 2025 property tax bill for 2552 S Ramshorn Dr was $1,473 with a homeowner's exemption, down 32.9% from the year before.

Source: Yellowstone County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Yellowstone County
Elementary School District	Laurel Elementary School District (PK - 08)
Secondary School District	Laurel High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$325,000 (-) Land $140,915 Building $184,085	$325,000 (-) Land $140,915 Building $184,085
2025	$1,473.00 (-32.89%)	$325,000 Land $140,915 Building $184,085	$325,000 Land $140,915 Building $184,085
2024	$2,195.00 (+13.03%)
2023	$1,942.00	$306,700	$306,700 Land $113,061 Building $193,639

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2552 S Ramshorn Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2552 S Ramshorn Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.5% of Montana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: Verizon.

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