25518 Lake Rd, Saint Cloud, MN 56301 Property Records

Stearns County property record for 25518 Lake Rd, Saint Cloud, MN 56301

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 856 sqft · built 1960
Lot Size	0.295 acres (12,852 sqft)
Owner	2 Individual Names on Record
Last Sale	$460,000 (Oct 2026)
Tax Bill	$3,504 (2026)
Deeds & Mortgages	Oct 2026 Sale Apr 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`76-42350-0000`

Property Details

APN / Parcel Number

Primary APN	`76-42350-0000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	856 sqft Living Area
Gross Area	1,102 sqft
1st Floor Area	820 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1980
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	12,852 sqft (0.295 acres)
Lot Dimensions	126 ft deep x 102 ft wide
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	25518 LAKE RD
City	SAINT CLOUD
State	MN
Zip	56301-9714
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 001 WINDYBUSH ADDITION SECTION 02 TOWNSHIP 123 RANGE 029 SECTION 02 TOWNSHIP 123 RANGE 029
Legal Range	29W
Legal Township	123
Legal Section	02
Legal Subdivision	WINDYBUSH ADDITION
Legal Lot Number	1
Jurisdiction	STEARNS MN
Township / Civil Division	ROCKVILLE
Census Block Group	1
Census Block	1014
Census Tract	11306

Owner

Source: Stearns County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	25518 LAKE RD, SAINT CLOUD, MN 56301-9714
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2026	Deed, Transfer STEARNS COUNTY ABSTRACT AND TITLE COMPANY, STEARNS COUNTY ABSTRACT & TITL
Apr 13, 2021	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 5, 2026 · Amount on Record
Deed Sale	Oct 5, 2026 · Amount on Record
Prior Sale	Jan 11, 2011 · Amount on Record
Deed Document Number	20261722130
Prior Transfer Date	Apr 6, 2021
Prior Transfer Doc	00A1599792
Record Updated	Oct 29, 2026

October 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	STEARNS MN
Recording Date	Oct 5, 2026
Property Address	25518 LAKE RD, SAINT CLOUD, MN 56301-9714
Document Number	0001722130
Instrument Date	Sep 30, 2026
Instrument	20261722130
Transaction Type	Transfer
Record Updated	Oct 20, 2026
Title Company	STEARNS COUNTY ABSTRACT AND TITLE COMPANY, STEARNS COUNTY ABSTRACT & TITL

Transaction

Amount	Amount Recorded
Tax	$153,318.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	25518 LAKE RD, SAINT CLOUD, MN 56301-9714

April 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STEARNS MN
Recording Date	Apr 13, 2021
Property Address	25518 LAKE RD, SAINT CLOUD, MN 56301-9714
Document Number	00A1599792
Instrument Date	Apr 6, 2021
Instrument	A1599792
Transaction Type	Transfer
Record Updated	Jul 10, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	25375 LAKE RD, SAINT CLOUD, MN 56301-9780

Tax Assessment & Valuation

Source: Stearns County assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
Municipality	Rockville City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,504.00 (+12.31%)	$336,400 (+2.06%) Land $194,800 Building $141,600	$336,400 (+2.06%) Land $194,800 Building $141,600
2025		$329,600 (+9.36%) Land $184,900 Building $144,700	$329,600 (+9.36%) Land $184,900 Building $144,700
2023	$3,120.00	$301,400 Land $175,600 Building $125,800	$301,400 Land $175,600 Building $125,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 86% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable · Fixed Wireless in parts of the area	1,250 / 60
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Albany Mutual Telephone Association.

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