25514 Bellemore Dr, Ramona, CA 92065 Property Records

San Diego County property record for 25514 Bellemore Dr, Ramona, CA 92065

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,005 sqft · built 1989
Lot Size	0.463 acres (20,152 sqft)
Owner	2 Individual Names on File
Last Sale	$380,000 (Aug 2014)
Tax Bill	$5,843 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Dec 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`288-621-10-00`

Property Details

APN / Parcel Number

Primary APN	`288-621-10-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	2,005 sqft Living Area

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Lot Area	20,152 sqft (0.463 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	25514 BELLEMORE DR
City	RAMONA
State	CA
Zip	92065-4702
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 10 TR 007980
Legal Subdivision	COUNTRY CLUB V
Legal Tract	007980
Legal Block	3
Legal Lot Number	10
Jurisdiction	SAN DIEGO CA
Township / Civil Division	RAMONA
Census Block Group	3
Census Block	3000
Census Tract	20811

Owner

25514 Bellemore Dr is owned and occupied by two individuals who acquired it in December 2019.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	25514 BELLEMORE DR, RAMONA, CA 92065-4702
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage STEARNS LENDING LLC
Dec 11, 2018	Deed of Trust, Mortgage · Line of Credit MISSION FCU
Dec 20, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 27, 2014 · Amount on File
Deed Sale	Aug 27, 2014 · Amount on File
Prior Sale	Mar 7, 2013 · Amount on File
Deed Document Number	2014369535
Last Transfer Date	Dec 13, 2019
Transfer Doc	0000597517
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	25514 BELLEMORE DR, RAMONA, CA 92065-4702
Transaction Type	Mortgage
Record Updated	Jul 29, 2021
Title Company	STEWART TITLE, STEWART TITLE OF CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25514 BELLEMORE DR, RAMONA, CA 92065-4702

Mortgage

Document Number	0000516930
Date	Jul 20, 2021
Instrument	2021-0516930

Lender

Name	STEARNS LENDING LLC
Type	Mortgage Company
Address	LEWISVILLE, TX 75057

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	25514 BELLEMORE DR, RAMONA, CA 92065-4702
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25514 BELLEMORE DR, RAMONA, CA 92065-4702

Mortgage

Document Number	0000507380
Date	Dec 11, 2018
Instrument	2018-0507380

Lender

Name	MISSION FCU
Type	Credit Union
Address	SAN DIEGO, CA 92191

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	Dec 31, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 20, 2019
Property Address	25514 BELLEMORE DR, RAMONA, CA 92065-4702
Document Number	0000597517
Map Reference	MAP 7980
Instrument Date	Dec 13, 2019
Instrument	2019-0597517
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	STEWART TITLE OF CALIFORNIA

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	25514 BELLEMORE DR, RAMONA, CA 92065-4702

Mortgage

Document Number	0000597518
Date	Dec 20, 2019
Instrument	2019-0597518

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 25514 Bellemore Dr was $5,843.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Ramona City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$465,826 (+2%) Land $163,446 Building $302,380
2025	$5,843.00	$456,693 Land $160,242 Building $296,451
2023	$5,452.00 (-2.15%)	$438,961 Land $154,020 Building $284,941
2022	$5,572.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 25514 Bellemore Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2005.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2005)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2005 · Severe Storms, Flooding, Debris Flows, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 25514 Bellemore Dr is extreme, ranking above 95% of the US, with a 2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 95% of the US · above 81% of California
Wildfire Likelihood	2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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