2551 Ridgeway Ave, Lancaster, OH 43130 Property Records

Fairfield County property record for 2551 Ridgeway Ave, Lancaster, OH 43130

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,342 sqft · built 2018
Lot Size	0.172 acres (7,501 sqft)
Owner	2 Individual Names on File
Last Sale	$209,800 (Jul 2018)
Tax Bill	$10,128 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Jul 2018 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`05-31348-700`

Property Details

APN / Parcel Number

Primary APN	`05-31348-700`
Alternative APN	`0119 00097`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,342 sqft Living Area
Gross Area	2,742 sqft
1st Floor Area	880 sqft
Basement Area	150 sqft
Finished Basement	150 sqft
Family Room	Family Room

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Modern
Exterior Material	Aluminum/Vinyl
Lot Area	7,501 sqft (0.172 acres)
Lot Dimensions	125 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	1 Parking Space
Porch	Open Frame Porch
Porch Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	2551 RIDGEWAY AVE
City	LANCASTER
State	OH
Zip	43130-8087
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MISTY MEADOWS SEC 1 LOT 28
Legal Subdivision	MISTY MEADOWS
Legal Lot Number	28
Jurisdiction	FAIRFIELD OH
Township / Civil Division	LANCASTER CITY
Census Block Group	1
Census Block	1016
Census Tract	31600

Owner

2551 Ridgeway Ave is owned and occupied by two individuals who bought it in July 2018.

Source: Fairfield County records, as of July 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2551 RIDGEWAY AVE, LANCASTER, OH 43130-8087
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jul 3, 2018	Warranty Deed, Subdivision Related Transfer · Line of Credit AMERICAN MORTGAGE SERVICE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 3, 2018 · Amount on File
Deed Sale	Jul 3, 2018 · Amount on File
Prior Sale	Mar 7, 2006
Deed Document Number	201811615
Deed Book / Page	1769 / 1
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFIELD OH
Property Address	2551 RIDGEWAY AVE, LANCASTER, OH 43130-8087
Transaction Type	Mortgage
Record Updated	Aug 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000022429
Date	Aug 26, 2021
Instrument	202100022429

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

July 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	FAIRFIELD OH
Recording Date	Jul 3, 2018
Property Address	2551 RIDGEWAY AVE, LANCASTER, OH 43130-8087
Document Number	0000011615
Book / Page	1769 / 0001
Map Reference	CAB 2 SL 98
Instrument Date	Jun 28, 2018
Instrument	201800011615
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 24, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship

Mortgage

Document Number	0000011616
Date	Jul 3, 2018
Instrument	201800011616

Lender

Name	AMERICAN MORTGAGE SERVICE CO
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 2551 Ridgeway Ave was $10,128.

Source: Fairfield County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Fairfield County
Municipality	Lancaster City
Unified School District	Lancaster City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,128.00	$112,660 Land $23,560 Building $89,100	$321,890 Land $67,320 Building $254,570
2023	$3,782.00 Homeowner's exemption	$104,020 (-) Land $11,780 Building $92,240
2022	Homeowner's exemption	$104,020 Land $11,780 Building $92,240	$297,190 Land $33,660 Building $263,530

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2551 Ridgeway Ave in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	12 (1979–2011)
Claims Outside the SFHA	2 of 12
Most Recent Claim	Apr 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2551 Ridgeway Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LANCASTER CITY PWS serves 40,400 people · EPA ID OH2301012
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, T-Mobile, Verizon.

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