2551 Oak Tree Ln, Plainfield, IL 60586 Property Records

Will County property record for 2551 Oak Tree Ln, Plainfield, IL 60586

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,271 sqft · built 1999
Lot Size	0.06 acres (2,685 sqft)
Owner	Individual Name on Record
Last Sale	$177,500 (Nov 2020)
Tax Bill	$5,174 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Nov 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-03-27-402-067`

Property Details

APN / Parcel Number

Primary APN	`06-03-27-402-067`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,271 sqft Living Area
Basement Area	621 sqft
Unfinished Basement	621 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	2,685 sqft (0.06 acres)
Garage Type	Attached
Garage Area	152 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	2551 OAK TREE LN
City	PLAINFIELD
State	IL
Zip	60586-6071
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 103 IN OLD OAKS UNIT 2 PUD, BEING A SUB OF PRT OF THE E1/2 OF THE SE1/4 OF SEC. 27, T36N-R9E.
Legal Range	09E
Legal Township	36N
Legal Section	27
Legal Subdivision	OLD OAKS
Legal Lot Number	103
Legal Unit	2
Jurisdiction	WILL IL
Township / Civil Division	PLAINFIELD
Census Block Group	1
Census Block	1031
Census Tract	880417

Owner

Source: Will County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2551 OAK TREE LN, PLAINFIELD, IL 60586-6071
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2026	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Nov 12, 2020	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Jun 21, 2018	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 12, 2020 · Amount on Record
Deed Sale	Nov 12, 2020 · Amount on Record
Prior Sale	Jun 21, 2018 · Amount on Record
Deed Document Number	2020101141
Prior Transfer Date	Sep 29, 2003
Prior Transfer Doc	0000259858
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Recording Date	Apr 22, 2026
Property Address	2551 OAK TREE LN, PLAINFIELD, IL 60586-6071
Document Number	0000023610
Instrument Date	Apr 20, 2026
Instrument	202623610
Transaction Type	Mortgage
Record Updated	Jul 16, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2551 OAK TREE LN, PLAINFIELD, IL 60586-6071

Mortgage

Document Number	0000023610,
Date	Apr 22, 2026
Instrument	202623610

Lender

Name	FIGURE LENDING LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Apr 22, 2046

Interest

Rate	6.22%
Max Rate	-1%

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Nov 12, 2020
Property Address	2551 OAK TREE LN, PLAINFIELD, IL 60586-6071
Document Number	0000101141
Map Reference	DOC R99-94728
Instrument Date	Aug 28, 2020
Instrument	R2020101141
Transaction Type	Transfer
Record Updated	Nov 4, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$177.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2551 OAK TREE LANE, ELMHURST, IL 60126

Mortgage

Document Number	0000101142
Date	Nov 12, 2020
Instrument	R2020101142

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Sep 1, 2050

Interest

Rate Type	Fixed Rate
Rate	3.37%

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Jun 21, 2018
Property Address	2551 OAK TREE LN, PLAINFIELD, IL 60586-6071
Document Number	0000042146
Map Reference	DOC R99-94728
Instrument Date	Jun 11, 2018
Instrument	R2018042146
Transaction Type	Transfer
Record Updated	Nov 4, 2021
Title Company	STEWART ABSTRACT & TITLE OF

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$259.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1127 FREDERICK ST, JOLIET, IL 60435-4403

Mortgage

Document Number	0000042147
Date	Jun 21, 2018
Instrument	R2018042147

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Plainfield Township
Municipality	Joliet City
Unified School District	Plainfield School District 202 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,174.00 (+18.86%)	$83,641 (+8.45%) Land $14,615 Building $69,026	$250,923 (+8.45%) Land $43,845 Building $207,078
2024		$77,124 (+25.52%) Land $13,476 Building $63,648	$231,372 (+25.52%) Land $40,428 Building $190,944
2022	$4,353.00 Homeowner's exemption	$61,444 Land $10,736 Building $50,708	$184,332 Land $32,208 Building $152,124

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	15 (1996–2013)
Claims Outside the SFHA	2 of 15
Most Recent Claim	Apr 2013 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 5 claims Severe Storms And Flooding, Sep 2008 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JOLIET serves 160,000 people · EPA ID IL1970450
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Bertram Communications, Metronet, Watch TV.

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