2551 N Treasure Pt, Hernando, FL 34442 Property Records

Citrus County property record for 2551 N Treasure Pt, Hernando, FL 34442

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,248 sqft · built 1973
Lot Size0.288 acres (12,566 sqft)
OwnerIndividual Name on File
Last Sale$244,500 (May 2023)
Tax Bill$2,437 (2025)
Deeds & MortgagesMay 2023 Sale & Mortgage
Aug 2022 Sale
Flood ZoneZone X (minimal risk)
APN2518S19E00500700

Property Details

APN / Parcel Number

Primary APN2518S19E00500700
Alternative APNs
  • 19E-18S-25-0050-070.0
  • 1618479

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,248 sqft Living Area
1st Floor Area1,248 sqft
FlooringWood

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1993
Architectural StyleOther
Exterior MaterialComposition/Composite
Construction TypeMasonry / Concrete Block
Foundation TypeBlock
Roof TypeGable
Roof MaterialFiberglass
Lot Area12,566 sqft (0.288 acres)
Lot Dimensions105 ft deep x 60 ft wide

Exterior Amenities

Pool Area253 sqft
PorchFinished/Screened Porch
Porch Area312 sqft
Patio Area54 sqft
FenceFence
Utility Building240 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number1618479
Old Parcel Number2518S19E00500700
Street Address2551 N TREASURE PT
CityHERNANDO
StateFL
Zip34442-3497
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCLRMH COASTAL LAKES & RVR
Legal DescriptionPINECREST ESTS 1ST ADD PB 8 PG 12 LOTS 70 & 71 DESC IN OR BK 832 PGS 513 & 514
Legal Range19E
Legal Township18S
Legal Section25
Legal SubdivisionPINECREST ESTATES
Legal Lot Number70-71 71
JurisdictionCITRUS FL
Township / Civil DivisionINVERNESS
Census Block Group3
Census Block3009
Census Tract450800

Owner

2551 N Treasure Pt is owned by an individual who bought it in May 2023.

Source: Citrus County records, as of December 10, 2025

Owner of RecordIndividual Name on File
Mailing Address8002 SILVER SPRINGS PL, FORT WAYNE, IN 46825-6551
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 8, 2023Warranty Deed, Transfer · FHA Mortgage
GOLDWATER BANK NA
Aug 17, 2022Warranty Deed, Transfer
FIRST INTERNATIONAL TITLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 8, 2023 · Amount on File
Deed SaleMay 8, 2023 · Amount on File
Prior SaleAug 17, 2022 · Amount on File
Deed Document Number2023026480
Deed Book / Page3376 / 2059
Record UpdatedJun 8, 2026

May 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCITRUS FL
Recording DateMay 8, 2023
Property Address2551 N TREASURE PT, HERNANDO, FL 34442-3497
Document Number0033762059
Book / Page3376 / 2059
Map ReferenceMB 8 PG 12
Instrument DateMay 1, 2023
Instrument2023026480
Transaction TypeTransfer
Record UpdatedJun 1, 2023
Title CompanyFIDELITY TITLE SERVICES LLC

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,711.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2651 NE 114TH AVE, BRONSON, FL 32621-6062

Transferred To (Grantee/Buyer)

NameVerified Name
Address8002 SILVER SPRINGS PL, FORT WAYNE, IN 46825-6551

Mortgage

Document Number0033762061
DateMay 8, 2023
Instrument3376/2061
Lender
NameGOLDWATER BANK NA
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2053

Mortgage

Document Number0033762071
DateMay 8, 2023
Book Page3376/2071
Instrument2023026482
Lender
NameGOLDWATER BANK NA
TypeBank
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCITRUS FL
Recording DateAug 17, 2022
Property Address2551 N TREASURE PT, HERNANDO, FL 34442-3497
Document Number0033112305
Book / Page3311 / 2305
Map ReferenceMB 8 PG 12
Instrument DateAug 16, 2022
Instrument2022057591
Transaction TypeTransfer
Record UpdatedSep 1, 2022
Title CompanyFIRST INTERNATIONAL TITLE

Transaction

AmountAmount on Record
Tax$770.00
Amount AccuracyRounded by County
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6330 NEW COUNTY ROAD #125125, 6330, LAWTEY, FL 32058

Transferred To (Grantee/Buyer)

NameVerified Name
Address2651 NE 114TH AVE, BRONSON, FL 32621-6062

Tax Assessment & Valuation

The 2025 property tax bill for 2551 N Treasure Pt was $2,437, up 0.7% from the year before.

Source: Citrus County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCitrus County
Unified School DistrictCitrus County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,437.00 (+0.7%)$150,170 (-1.25%) Land $10,460 Building $139,710$150,170 (-1.25%) Land $10,460 Building $139,710
2024$2,420.00 (+14.31%)$152,070 (+16.61%) Land $7,560 Building $144,510$152,070 (+16.61%) Land $7,560 Building $144,510
2023$2,117.00 (+2,390.59%) Additional exemption filed$130,410 (+13.27%) Land $7,560 Building $122,850$130,410 (+13.27%) Land $7,560 Building $122,850
2022$85.00 Homeowner's exemption Veteran's exemption Widower's exemption Additional exemption filed$115,130 Land $7,560 Building $107,570$115,130 Land $7,560 Building $107,570

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2551 N Treasure Pt in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 11 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies11 in force
Nearby Flood Claims2 (1998–2004)
Most Recent ClaimSep 2004 · Hurricane Frances

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2551 N Treasure Pt is moderate, ranking above 46% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · lower than 83% of Florida
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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