2551 Madison St, Eugene, OR 97405 Property Records

Lane County property record for 2551 Madison St, Eugene, OR 97405

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,076 sqft · built 1946
Lot Size	0.119 acres (5,201 sqft)
Owner	2 Individual Names on Record
Last Sale	$415,250 (Aug 2023)
Tax Bill	$4,766 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Aug 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18-03-06-32-12700-000`

Property Details

APN / Parcel Number

Primary APN	`18-03-06-32-12700-000`
Alternative APNs	`1803063212700` `0623726`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,076 sqft Living Area
1st Floor Area	1,452 sqft
Basement Area	624 sqft
Finished Basement	624 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1976
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Flat
Roof Material	Built-Up Asphalt
Lot Area	5,201 sqft (0.119 acres)
Lot Dimensions	104 ft deep x 50 ft wide
Garage Type	Open
Garage Area	440 sqft
Driveway	Driveway
Driveway Area	440 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Account Number	0623726
Street Address	2551 MADISON ST
City	EUGENE
State	OR
Zip	97405-2560
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	TL 12700
Legal Range	03
Legal Township	18
Legal Section	06
Legal Subdivision	STOREY/CLG CREST ADD/EUGENE
Legal Block	10
Legal Lot Number	12700
Jurisdiction	LANE OR
Township / Civil Division	EUGENE-SPRINGFIELD
Census Block Group	2
Census Block	2035
Census Tract	4600

Owner

Source: Lane County records, as of May 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2551 MADISON ST, EUGENE, OR 97405-2560
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Nov 19, 2025	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Aug 16, 2023	Warranty Deed, Transfer · Conventional Mortgage SUMMIT FUNDING INC
Mar 26, 2018	Deed of Trust, Mortgage · Line of Credit SELCO COMMUNITY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 16, 2023 · Amount on Record
Deed Sale	Aug 16, 2023 · Amount on Record
Prior Sale	Nov 17, 2004 · Amount on Record
Deed Document Number	202323776
Prior Transfer Date	Apr 15, 2008
Prior Transfer Doc	0000021053
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	2551 MADISON ST, EUGENE, OR 97405-2560
Transaction Type	Mortgage
Record Updated	Nov 28, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2551 MADISON ST, EUGENE, OR 97405-2560

Mortgage

Document Number	0000036947
Date	Nov 19, 2025
Instrument	2025-036947

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANE OR
Recording Date	Aug 16, 2023
Property Address	2551 MADISON ST, EUGENE, OR 97405-2560
Document Number	0000023776
Instrument Date	Aug 14, 2023
Instrument	2023-023776
Transaction Type	Transfer
Record Updated	Aug 23, 2023
Title Company	CASCADE TITLE COMPANY, CASCADE TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2551 MADISON ST, EUGENE, OR 97405-2560

Mortgage

Document Number	0000023777
Date	Aug 16, 2023
Instrument	2023-023777

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	2551 MADISON ST, EUGENE, OR 97405-2560
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013575
Date	Mar 26, 2018
Instrument	2018-013575

Lender

Name	SELCO COMMUNITY CU
Type	Credit Union
Address	SPRINGFIELD, OR 97477

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 25, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Lane County assessment roll, as of November 10, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Lane County
Municipality	Eugene City
Unified School District	Eugene School District 4J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,766.00 (+3.92%)	$244,622 (+6.09%)	$645,415 (-0.19%) Land $104,422 Building $540,993
2023	$4,586.00 (+4.01%)	$230,581 (+3%)	$646,666 (+17.39%) Land $82,916 Building $563,750
2022	$4,409.00	$223,866	$550,863 Land $84,053 Building $466,810

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 26, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.5% of Oregon
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EUGENE WATER & ELECTRIC BOARD serves 176,000 people · EPA ID OR4100287
Water Source	Surface water
Last State Inspection	Jul 2021
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 673 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Hunter Communications Fiber	2,500 / 2,500
Xfinity Cable	2,000 / 250
Alyrica Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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