2551 Lorelei Ter, Monroe, NC 28112 Property Records

Union County property record for 2551 Lorelei Ter, Monroe, NC 28112

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,383 sqft · built 2023
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on File
Last Sale	$418,000 (Feb 2024)
Tax Bill	$3,804 (2025)
Deeds & Mortgages	Feb 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-351-327`

Property Details

APN / Parcel Number

Primary APN	`09-351-327`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,383 sqft Living Area
1st Floor Area	1,005 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Lot Area	6,098 sqft (0.14 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2551 LORELEI TER
City	MONROE
State	NC
Zip	28112-7665
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	#343 WAXHAW LANDING MP1 OPCQ838-840
Legal Subdivision	WAXHAW LANDING
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	4
Census Block	4006
Census Tract	20501

Owner

2551 Lorelei Ter is owned and occupied by two individuals who bought it in February 2024.

Source: Union County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2551 LORELEI TER, MONROE, NC 28112-7665
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 22, 2024 · Amount on File
Deed Sale	Feb 22, 2024 · Amount on File
Deed Document Number	20243854
Deed Book / Page	8857 / 559
Record Updated	Oct 29, 2026

February 2024: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	UNION NC
Recording Date	Feb 22, 2024
Property Address	2551 LORELEI TER, MONROE, NC 28112-7665
Document Number	0008857559
Book / Page	8857 / 559
Map Reference	CAB Q FILE 838-840
Instrument Date	Feb 22, 2024
Instrument	3854
Transaction Type	Transfer
Record Updated	Mar 31, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$836.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2127 AYRSLEY TOWN BLVD STE 202, 202, CHARLOTTE, NC 28273-3555

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2551 LORELEI TER, MONROE, NC 28112-7665
Investor	Possibly a Property Investor

Mortgage

Document Number	0000003855
Date	Feb 22, 2024
Instrument	3855

Lender

Name	MATTAMY HOME FUNDING LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2054

Tax Assessment & Valuation

The 2025 property tax bill for 2551 Lorelei Ter was $3,804.

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Monroe City
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$435,200 (-) Land $87,100 Building $348,100	$435,200 (-) Land $87,100 Building $348,100
2025	$3,804.00	$435,200 Land $87,100 Building $348,100	$435,200 Land $87,100 Building $348,100
2023	$475.00	$43,600 Land $43,600	$43,600 Land $43,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2551 Lorelei Ter in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2551 Lorelei Ter is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Ripple Fiber.

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