2551 Joel Rd, Carthage, NC 28327 Property Records

Moore County property record for 2551 Joel Rd, Carthage, NC 28327

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,180 sqft · built 2016
Lot Size	4 acres (174,284 sqft)
Owner	Individual Name on File
Last Sale	$270,000 (Oct 2020)
Tax Bill	$1,429 (2026)
Deeds & Mortgages	Sep 2020 Line of Credit Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8576674380`

Property Details

APN / Parcel Number

Primary APN	`8576674380`
Alternative APNs	`857600674289` `20120372` `97044265`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,180 sqft Living Area
1st Floor Area	1,641 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Lot Area	174,284 sqft (4 acres)

Utilities, Heating & Cooling

Heating System	Heat Pump
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	97044265
Street Address	2551 JOEL RD
City	CARTHAGE
State	NC
Zip	28327-7526
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA40
Legal Description	LOT A CARTHAGE FIRE JOEL
Legal Lot Number	A
Jurisdiction	MOORE NC
Township / Civil Division	1, CARTHAGE
Census Block Group	1
Census Block	1047
Census Tract	950402

Owner

2551 Joel Rd is owned and occupied by an individual who bought it in October 2020.

Source: Moore County records, as of August 13, 2026

Owner of Record	Individual Name on File
Mailing Address	2551 JOEL RD, CARTHAGE, NC 28327-7526
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2020	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Oct 16, 2020	Warranty Deed, Transfer · VA Mortgage GOPRIME MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 16, 2020 · Amount on File
Deed Sale	Oct 16, 2020 · Amount on File
Prior Sale	Apr 27, 2016 · Amount on File
Deed Document Number	202020181
Deed Book / Page	5447 / 11
Record Updated	Sep 20, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOORE NC
Property Address	2551 JOEL RD, CARTHAGE, NC 28327-7526
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	DATA SEARCH INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2551 JOEL RD, CARTHAGE, NC 28327-7526

Mortgage

Document Number	5430/115
Date	Sep 28, 2020
Book Page	5430/115
Instrument	2020018512

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOORE NC
Recording Date	Oct 16, 2020
Property Address	2551 JOEL RD, CARTHAGE, NC 28327-7526
Document Number	5447/11
Book / Page	5447 / 11
Map Reference	CAB 15 SL 812
Instrument Date	Sep 18, 2020
Instrument	2020020181
Transaction Type	Transfer
Record Updated	Sep 27, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$540.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2551 JOEL RD, CARTHAGE, NC 28327-7526

Mortgage

Document Number	2020020183
Date	Oct 16, 2020
Instrument	2020020183

Lender

Name	GOPRIME MORTGAGE INC
Type	Non-Lending Institution

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 2551 Joel Rd was $1,429, up 17.4% from the year before.

Source: Moore County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Moore County
Unified School District	Moore County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,429.00 (+17.42%)	$340,320 (+17.37%) Land $69,310 Building $271,010
2025	$1,217.00	$289,960 Land $69,310 Building $220,650
2024			$289,960 (-) Land $69,310 Building $220,650
2023	$1,319.00	$289,960 Land $69,310 Building $220,650	$289,960 Land $69,310 Building $220,650

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2551 Joel Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2551 Joel Rd is moderate, ranking above 60% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · above 82% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST MOORE WATER DISTRICT serves 9,330 people · EPA ID NC5063011
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

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