2551 E 28th St, Granite City, IL 62040 Property Records

Madison County property record for 2551 E 28th St, Granite City, IL 62040

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,147 sqft · built 1943
Lot Size	0.13 acres (5,670 sqft)
Owner	Individual Name on File
Last Sale	$98,000 (Oct 2022)
Tax Bill	$1,652 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Oct 2022 Sale + 2 more
APN	`22-2-20-17-10-103-021`

Property Details

APN / Parcel Number

Primary APN	`22-2-20-17-10-103-021`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,147 sqft Living Area

Exterior

Year Built	Built 1943
Effective Year Built	Effective 1958
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Raised
Lot Area	5,670 sqft (0.13 acres)
Lot Dimensions	126 ft deep x 45 ft wide
Garage Type	Detached
Garage Area	360 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	2551 E 28TH ST
City	GRANITE CITY
State	IL
Zip	62040-4921
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NORTHLANDS ADD E 20' LT 6 & W 25' LT 7 45X126
Legal Subdivision	NORTHLANDS ADDN
Legal Lot Number	6
Jurisdiction	MADISON IL
Township / Civil Division	GRANITE CITY
Census Block Group	2
Census Block	2014
Census Tract	400101

Owner

2551 E 28th St is owned and occupied by an individual who bought it in October 2022.

Source: Madison County records, as of June 25, 2026

Owner of Record	Individual Name on File
Mailing Address	2551 E 28TH ST, GRANITE CITY, IL 62040-4921
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 11, 2025	Deed of Trust, Mortgage · Line of Credit FCB BANKS
Oct 12, 2022	Warranty Deed, Transfer PINNACLE LAND TITLE, PINNACLE TITLE
May 17, 2019	Warranty Deed, Transfer · FHA Mortgage HIGHLANDS RESIDENTIAL MORTGAGE
Oct 24, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 12, 2022 · Amount on File
Deed Sale	Oct 12, 2022 · Amount on File
Prior Sale	May 17, 2019 · Amount on File
Deed Document Number	202233065
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	2551 E 28TH ST, GRANITE CITY, IL 62040-4921
Transaction Type	Mortgage
Record Updated	Jan 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000034898
Date	Dec 11, 2025
Instrument	2025R34898

Lender

Name	FCB BANKS
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IL
Recording Date	Oct 12, 2022
Property Address	2551 E 28TH ST, GRANITE CITY, IL 62040-4921
Document Number	0000033065
Map Reference	PB 14 PG 58
Instrument Date	Oct 7, 2022
Instrument	2022R33065
Transaction Type	Transfer
Record Updated	Jan 19, 2023
Title Company	PINNACLE LAND TITLE, PINNACLE TITLE

Transaction

Amount	Amount on Record
Tax	$147.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2551 E 28TH ST, GRANITE CITY, IL 62040-4921

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IL
Recording Date	May 17, 2019
Property Address	2551 E 28TH ST, GRANITE CITY, IL 62040-4921
Document Number	0000015160
Map Reference	PB 14 PG 58
Instrument Date	May 10, 2019
Instrument	2019R15160
Transaction Type	Transfer
Record Updated	Apr 21, 2022
Title Company	PONTOON TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$101.25
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2551 E 28TH ST, GRANITE CITY, IL 62040-4921

Mortgage

Document Number	0000015161
Date	May 17, 2019
Instrument	2019R15161

Lender

Name	HIGHLANDS RESIDENTIAL MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2049

Interest

Rate Type	Fixed Rate

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IL
Recording Date	Oct 24, 2018
Property Address	2551 E 28TH ST, GRANITE CITY, IL 62040-4921
Document Number	0000033573
Instrument Date	Oct 18, 2018
Instrument	33573
Transaction Type	Transfer
Record Updated	Nov 15, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$15.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	61 REBECCA DR GRANITE CITY IL 620406900, GRANITE CITY, IL 62040-6900

Tax Assessment & Valuation

The 2025 property tax bill for 2551 E 28th St was $1,652 with exemptions applied, down 21.3% from the year before.

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Madison County
County Subdivision	Granite City Township
Municipality	Granite City
Unified School District	Granite City Community Unit School District 9 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,652.00 (-21.33%)	$35,440 Land $3,790 Building $31,650	$106,320 Land $11,370 Building $94,950
2024	$2,100.00
2022	$2,051.00	$26,510 Land $2,830 Building $23,680	$79,609 Land $8,498 Building $71,111

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 2551 E 28th St; there have been 3 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (1982–1995)
Claims Outside the SFHA	3 of 3
Most Recent Claim	May 1995 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2551 E 28th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-GRANITE CITY private · serves 33,572 people · EPA ID IL1195030
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 501 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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