2551 Circle Dr, Belvidere, IL 61008 Property Records

Boone County property record for 2551 Circle Dr, Belvidere, IL 61008

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,976 sqft · built 1979
Lot Size	1.68 acres (73,181 sqft)
Owner	Individual Name on Record
Last Sale	$162,000 (Aug 1994)
Tax Bill	$8,497 (2025)
Deeds & Mortgages	Nov 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-16-200-035`

Property Details

APN / Parcel Number

Primary APN	`05-16-200-035`
Alternative APN	`05-05-16-200-035`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,976 sqft Living Area
Gross Area	2,964 sqft
1st Floor Area	2,964 sqft
Basement Area	988 sqft
Unfinished Basement	988 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1995
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	73,181 sqft (1.68 acres)
Garage Type	Mixed
Garage Area	1,686 sqft
Parking Spaces	6 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	05-05-16-200-035
Street Address	2551 CIRCLE DR
City	BELVIDERE
State	IL
Zip	61008-9582
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	16-44-3 NORDIC ACRES LOT 14 (EX N 165') 2551 CIRCLE DR S 156.91 466.39 N 156.73 E 466.39
Legal Subdivision	NORDIC ACRES
Legal Lot Number	14
Jurisdiction	BOONE IL
Township / Civil Division	BELVIDERE
Census Block Group	2
Census Block	2003
Census Tract	10501

Owner

Source: Boone County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2551 CIRCLE DR, BELVIDERE, IL 61008-9582
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 24, 1994 · Amount on Record
Deed Sale	Aug 24, 1994 · Amount on Record
Deed Document Number	19946549
Record Updated	Sep 20, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE IL
Property Address	2551 CIRCLE DR, BELVIDERE, IL 61008-9582
Transaction Type	Mortgage
Record Updated	Jun 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019R07027
Date	Nov 22, 2019
Instrument	2019R07027

Lender

Name	FIRST NATIONAL BANK & TRUST CO
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	180 Months
Due	Nov 21, 2034

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 21, 2024
Change Frequency	Annually
Min Rate At Change	4.9%
Max Rate At Change	8.9%

Tax Assessment & Valuation

Source: Boone County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Boone County
County Subdivision	Belvidere Township
Unified School District	Belvidere Consolidated Unit School District 100 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,497.00 (+38.79%) Homeowner's exemption Senior Citizen's exemption	$124,802 (+25.62%) Land $16,280 Building $108,522	$374,406 (+25.62%) Land $48,840 Building $325,566
2024		$99,345 (+28.99%) Land $16,280 Building $83,065	$298,035 (+28.99%) Land $48,840 Building $249,195
2022	$6,122.00	$77,018 Land $16,280 Building $60,738	$231,054 Land $48,840 Building $182,214

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20