25508 Lambert Ln, Punta Gorda, FL 33950 Property Records

Charlotte County property record for 25508 Lambert Ln, Punta Gorda, FL 33950

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,838 sqft · built 2017
Lot Size	0.189 acres (8,268 sqft)
Owner	Individual Name on File
Last Sale	$350,000 (Apr 2023)
Tax Bill	$3,454 (2025)
Deeds & Mortgages	Apr 2023 Sale & Mortgage Jul 2017 Sale + 1 more
Flood Zone	Zone AE (high risk)
APN	`41-23-08-433-002`

Property Details

APN / Parcel Number

Primary APN	`41-23-08-433-002`
Alternative APNs	`0071972-007600-5` `10004703579`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,838 sqft Living Area
Gross Area	2,396 sqft
Flooring	Covered

Exterior

Year Built	Built 2017
Exterior Material	Composition/Composite
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	8,268 sqft (0.189 acres)
Garage Area	452 sqft
Driveway	Driveway
Driveway Area	1 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	106 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	10004703579
Old Parcel Number	00719720076005
Street Address	25508 LAMBERT LN
City	PUNTA GORDA
State	FL
Zip	33950-1391
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RMF5
Legal Description	WFE 000 0000 0076 WATERFORD ESTATES LT 76 3534/1231 4175/119 RES4175/122 4222/127 POA3257203-MAD 325720
Legal Range	23E
Legal Township	41S
Legal Section	08
Legal Subdivision	WATERFORD ESTATES
Legal Lot Number	76
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PUNTA GORDA
Census Block Group	1
Census Block	1076
Census Tract	10302

Owner

25508 Lambert Ln is owned and occupied by an individual who bought it in April 2023.

Source: Charlotte County records, as of December 10, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	25508 LAMBERT LN, PUNTA GORDA, FL 33950-1391
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2023	Warranty Deed, Transfer · Seller Carry-Back CECILIA DECKER
Jul 24, 2017	Grant Deed, Subdivision Related Transfer DHI TITLE/FL INC
Mar 9, 2017	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 28, 2023 · Amount on File
Deed Sale	Apr 28, 2023 · Amount on File
Prior Sale	Jul 24, 2017 · Amount on File
Deed Document Number	3257204
Record Updated	Jun 8, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Apr 28, 2023
Property Address	25508 LAMBERT LN, PUNTA GORDA, FL 33950-1391
Document Number	0003257204
Map Reference	MB 20 PG 1A-1-Z-9
Instrument Date	Apr 27, 2023
Instrument	3257204
Transaction Type	Transfer
Record Updated	May 12, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,450.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2260 PALM TREE DR, PUNTA GORDA, FL 33950-5008

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	25508 LAMBERT LN, PUNTA GORDA, FL 33950-1391

Mortgage

Document Number	0003257205
Date	Apr 28, 2023
Instrument	3257205

Lender

Name	CECILIA DECKER
Type	Seller

Agreement

Type	Seller Carry-Back
Amount	Amount on Record
Term	6 Months
Due	Oct 27, 2023

July 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Jul 24, 2017
Property Address	25508 LAMBERT LN, PUNTA GORDA, FL 33950-1391
Document Number	0042220127
Book / Page	004222 / 000127
Instrument Date	Jul 24, 2017
Instrument	2540427
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 9, 2017
Title Company	DHI TITLE/FL INC

Transaction

Amount	Amount on Record
Tax	$1,428.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2260 PALM TREE DR PUNTA GORDA FL 339505008, PUNTA GORDA, FL 33950-5008

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Mar 9, 2017
Property Address	25508 LAMBERT LN, PUNTA GORDA, FL 33950-1391
Document Number	0041750119
Book / Page	004175 / 000119
Instrument Date	Mar 8, 2017
Instrument	2505648
Transaction Type	Transfer
Record Updated	Jun 9, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$2,150.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	10541 BEN C PRATT/6 MILE CYPRESS PKWY #1 FORT MYERS FL 339666461, 1, FORT MYERS, FL 33966-6461

Tax Assessment & Valuation

The 2025 property tax bill for 25508 Lambert Ln was $3,454 with a homeowner's exemption, down 32.6% from the year before.

Source: Charlotte County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,454.00 (-32.6%) Homeowner's exemption	$269,014 (+2.9%)	$338,080 (+1.7%) Land $50,000 Building $288,080
2024	$5,125.00 (-17.02%) Homeowner's exemption	$261,432 (+12.13%)	$332,426 (+2.04%) Land $50,000 Building $282,426
2023	$6,176.00 (+16.46%)	$233,158 (-7.13%)	$325,784 (+29.76%) Land $47,000 Building $278,784
2022	$5,303.00	$251,070 Land $22,950 Building $228,120	$251,070 Land $22,950 Building $228,120

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 25508 Lambert Ln in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 547 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	565 units insured incl. 18 condo units
Nearby Flood Claims	191 (1979–2024)
Claims Outside the SFHA	1 of 191
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Frances, Sep 2004 · 16 claims Tropical Storm Bonnie And Hurricane Charley, Aug 2004 · 16 claims Severe Storms, Tornadoes And Flooding Associated With Tropical Storm Gabrielle, Sep 2001 · 30 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 25508 Lambert Ln is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PUNTA GORDA serves 36,302 people · EPA ID FL6080051
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 277 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: BridgeMAXX Suncoast Broadband.

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