2550 Thrower Rd, Hope Mills, NC 28348 Property Records

Cumberland County property record for 2550 Thrower Rd, Hope Mills, NC 28348

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,679 sqft · built 1940
Lot Size	1.81 acres (78,844 sqft)
Owner	2 Individual Names on File
Last Sale	$110,000 (May 2021)
Tax Bill	$2,177 (2026)
Deeds & Mortgages	Apr 2026 Mortgage May 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0442-22-2331`

Property Details

APN / Parcel Number

Primary APN	`0442-22-2331`
Alternative APN	`0442.03222331`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,679 sqft Heated Area
1st Floor Area	1,679 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Traditional
Exterior Material	Combination
Foundation Type	Stone
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	78,844 sqft (1.81 acres)
Lot Dimensions	495 ft deep x 131 ft wide

Exterior Amenities

Porch	Patio
Porch Area	427 sqft
Deck Area	120 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Street Address	2550 THROWER RD
City	HOPE MILLS
State	NC
Zip	28348-7942
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R40
Legal Description	WILLIAM V & MILDRED S PATE LO:1 SE:01 PL:0087-0109
Legal Subdivision	GRAYS CREEK DISTRICT
Legal Block	22
Legal Lot Number	1
Jurisdiction	CUMBERLAND NC
Township / Civil Division	GRAYS CREEK
Census Block Group	1
Census Block	1019
Census Tract	3004

Owner

2550 Thrower Rd, a rural home, is owned and occupied by two individuals who bought it in May 2021.

Source: Cumberland County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	2550 THROWER RD, HOPE MILLS, NC 28348-7942
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
May 11, 2021	Warranty Deed, Transfer
Nov 6, 2018	Warranty Deed, Transfer ROBERT H HAYWOOD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 11, 2021 · Amount on File
Deed Sale	May 11, 2021 · Amount on File
Prior Sale	Nov 6, 2018 · Amount on File
Deed Document Number	202122017
Deed Book / Page	11119 / 442
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND NC
Recording Date	Apr 8, 2026
Property Address	2550 THROWER RD, HOPE MILLS, NC 28348-7942
Document Number	0000011258
Book / Page	12492 / 658
Instrument Date	Apr 7, 2026
Instrument	202611258
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	ROCKET CLOSE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2550 THROWER RD, HOPE MILLS, NC 28348-7942
Investor	Possibly a Property Investor

Mortgage

Document Number	0000011258,
Date	Apr 8, 2026
Book Page	12492/658
Instrument	202611258

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.11%
Initial Type	Fixed Rate
Max Rate	-1%

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMBERLAND NC
Recording Date	May 11, 2021
Property Address	2550 THROWER RD, HOPE MILLS, NC 28348-7942
Document Number	0111190442
Book / Page	11119 / 442
Map Reference	MB 87 PG 109
Instrument Date	May 10, 2021
Instrument	22017
Transaction Type	Transfer
Record Updated	Dec 19, 2025

Transaction

Amount	Amount on Record
Tax	$220.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	410 WORTH ST, FAYETTEVILLE, NC 28301-5634

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2550 THROWER RD, HOPE MILLS, NC 28348-7942
Investor	Possibly a Property Investor

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMBERLAND NC
Recording Date	Nov 6, 2018
Property Address	2546 THROWER RD, HOPE MILLS, NC 28348
Document Number	0104020509
Book / Page	010402 / 000509
Instrument Date	Nov 5, 2018
Instrument	32774
Transaction Type	Transfer
Record Updated	Nov 22, 2018
Title Company	SINGLE SOURCE R/E SERVICES INC, SINGLE SOURCE R/E SVCS INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$112.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	410 WORTH ST FAYETTEVILLE NC 283015634, FAYETTEVILLE, NC 28301-5634

Mortgage

Document Number	104020512
Date	Nov 6, 2018
Book Page	010402/000512
Instrument	32775

Lender

Name	ROBERT H HAYWOOD
Address	1665 BAYWOOD RD, FAYETTEVILLE, NC 28312-9007

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 5, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 2550 Thrower Rd was $2,177, down 12.3% from the year before.

Source: Cumberland County assessment roll, as of December 19, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cumberland County
Unified School District	Cumberland County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,177.00 (-12.32%)
2025	$2,483.00 (+47.89%)	$195,488 (+42.12%) Land $60,000 Building $135,488	$195,488 (+42.12%) Land $60,000 Building $135,488
2024	$1,679.00 (+4.61%)	$137,550 (-) Land $35,000 Building $102,550	$137,550 (-) Land $35,000 Building $102,550
2023	$1,605.00 (+4.83%)	$137,550 Land $35,000 Building $102,550	$137,550 Land $35,000 Building $102,550
2022	$1,531.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2550 Thrower Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2550 Thrower Rd is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 78% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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