2550 Smith Ford Rd, Benton, AR 72019 Property Records

Saline County property record for 2550 Smith Ford Rd, Benton, AR 72019

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 3,395 sqft · built 1999
Lot Size	5.41 acres (235,660 sqft)
Owner	2 Individual Names on Record
Last Sale	$499,000 (Mar 2026)
Tax Bill	$3,680 (2025)
Deeds & Mortgages	Dec 2020 Loan Modification Dec 2019 Loan Modification + 3 more
Flood Zone	Zone X (minimal risk)
APN	`001-11741-009`

Property Details

APN / Parcel Number

Primary APN	`001-11741-009`
Alternative APN	`21101`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,395 sqft Living Area
Gross Area	4,220 sqft
1st Floor Area	2,333 sqft
Upper Floors Area	1,062 sqft
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2001
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Closed Piers
Roof Type	Gable
Roof Material	Fiberglass
Lot Area	235,660 sqft (5.41 acres)
Garage Type	Attached
Garage Area	825 sqft
Driveway	Asphalt Driveway
Driveway Area	900 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	756 sqft
Deck Area	100 sqft
Patio Area	100 sqft
Shed	1 Shed
Shed Area	360 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	21101
Street Address	2550 SMITH FORD RD
City	BENTON
State	AR
Zip	72019-0702
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT SWNW 2017-013747
Legal Range	16W
Legal Township	02S
Legal Section	23
Jurisdiction	SALINE AR
Township / Civil Division	FAIRPLAY
Census Block Group	3
Census Block	3006
Census Tract	10508

Owner

Source: Saline County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2550 SMITH FORD RD, BENTON, AR 72019-0702
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Dec 20, 2020	Loan Modification, Mortgage FIRST SEC BK
Dec 20, 2019	Loan Modification, Mortgage FIRST SEC BK
Dec 20, 2018	Loan Modification, Mortgage FIRST SEC BK
Dec 20, 2017	Loan Modification, Mortgage FIRST SEC BK HOT SPRINGS BKNG
Oct 20, 2016	Loan Modification, Mortgage FIRST SEC BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 4, 2026 · Amount on Record
Deed Sale	Mar 4, 2026 · Amount on Record
Prior Sale	Jul 17, 1997 · Amount on Record
Deed Document Number	20264459
Deed Book / Page	2026 / 4459
Prior Transfer Date	Jul 24, 2017
Prior Transfer Doc	0000013747
Record Updated	Oct 29, 2026

December 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SALINE AR
Property Address	2550 SMITH FORD RD, BENTON, AR 72019-0702
Document Number	0000001828
Instrument Date	Dec 20, 2020
Transaction Type	Mortgage
Record Updated	Feb 8, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3864 SALEM RD BENTON AR 720198012, BENTON, AR 72019-8012

Mortgage

Document Number	0000001828
Date	Jan 22, 2021
Instrument	1828

Lender

Name	FIRST SEC BK
Type	Bank
Address	HOT SPRINGS, AR 71913-6904

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Jan 21, 2022

December 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SALINE AR
Property Address	2550 SMITH FORD RD, BENTON, AR 72019-0702
Document Number	0000025592
Instrument Date	Dec 20, 2019
Transaction Type	Mortgage
Record Updated	Jan 17, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3864 SALEM RD BENTON AR 720198012, BENTON, AR 72019-8012

Mortgage

Document Number	0000025592
Date	Dec 30, 2019
Instrument	25592

Lender

Name	FIRST SEC BK
Type	Bank
Address	HOT SPRINGS, AR 71913-6904

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Dec 29, 2020

December 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SALINE AR
Property Address	2550 SMITH FORD RD, BENTON, AR 72019-0702
Document Number	0000001397
Instrument Date	Dec 20, 2018
Transaction Type	Mortgage
Record Updated	Feb 7, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3864 SALEM RD BENTON AR 720198012, BENTON, AR 72019-8012

Mortgage

Document Number	0000001397
Date	Jan 25, 2019
Instrument	1397

Lender

Name	FIRST SEC BK
Type	Bank
Address	HOT SPRINGS, AR 71913-6904

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 24, 2049

December 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SALINE AR
Property Address	2550 SMITH FORD RD, BENTON, AR 72019-0702
Document Number	0000024295
Instrument Date	Dec 20, 2017
Transaction Type	Mortgage
Record Updated	Jan 4, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3864 SALEM RD BENTON AR 720198012, BENTON, AR 72019-8012

Mortgage

Document Number	0000024295
Date	Dec 22, 2017
Instrument	24295

Lender

Name	FIRST SEC BK HOT SPRINGS BKNG
Address	HOT SPRINGS, AR 71913-6904

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Dec 21, 2018

October 2016: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SALINE AR
Property Address	2550 SMITH FORD RD, BENTON, AR 72019-0702
Document Number	0000002237
Instrument Date	Oct 20, 2016
Transaction Type	Mortgage
Record Updated	Aug 16, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	PO BOX 2920 BENTON AR 720182920, BENTON, AR 72018-2920

Mortgage

Document Number	0000002237
Date	Feb 6, 2017
Instrument	2237

Lender

Name	FIRST SEC BK
Type	Bank
Address	HOT SPRINGS, AR 71913-6904

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Feb 5, 2018

Tax Assessment & Valuation

Source: Saline County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Saline County
Unified School District	Harmony Grove School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,680.00 (+12.37%) Homeowner's exemption	$84,116 (-) Land $19,476 Building $64,640	$420,580 (-) Land $97,380 Building $323,200
2024	$3,275.00 (+2.66%)
2023	$3,190.00 Homeowner's exemption	$84,116 Land $19,476 Building $64,640	$420,580 Land $97,380 Building $323,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 53% of Arkansas
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHWEST WATER USERS LLC serves 9,573 people · EPA ID AR0000495
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Aristotle, AT&T.

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