2550 S Commerce Rd, Commerce Township (Walled Lake), MI 48390 Property Records

Oakland County property record for 2550 S Commerce Rd, Commerce Township, MI 48390

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,366 sqft · built 1996
Lot Size	0.44 acres (19,166 sqft)
Owner	2 Individual Names on File
Last Sale	$329,000 (Apr 2022)
Tax Bill	$2,813 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`E-17-23-326-039`

Property Details

APN / Parcel Number

Primary APN	`E-17-23-326-039`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,366 sqft Living Area
1st Floor Area	1,366 sqft
Basement Area	1,366 sqft
Unfinished Basement	1,366 sqft
Game Room	Game Room

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Lot Area	19,166 sqft (0.44 acres)
Lot Dimensions	275 ft deep x 70 ft wide
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	51 sqft
Deck Area	339 sqft
Patio Area	339 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	2550 S COMMERCE RD
City	COMMERCE TOWNSHIP
State	MI
Zip	48390-2134
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SI
Legal Description	T2N, R8E, SEC 23 PART OF SW 1/4 BEG AT PT DIST N 00-38-40 E 1581.17 FT FROM INTER OF CEN LI OF DECKER RD WITH CEN LI OF SOUTH COMMERCE RD, TH N 00-38-40 E 70 FT, TH S 88-35-20 E 275 FT, TH S 00-38-40 W 70 FT, TH N 88-35-20 W 275 FT TO BEG 0.44 A 9-29
Legal Range	08E
Legal Township	02N
Legal Section	23
Legal Subdivision	COMMERCE
Jurisdiction	OAKLAND MI
Township / Civil Division	COMMERCE
Census Block Group	2
Census Block	2012
Census Tract	134500

Owner

2550 S Commerce Rd is owned and occupied by two individuals who bought it in April 2022.

Source: Oakland County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2550 S COMMERCE RD, COMMERCE TOWNSHIP, MI 48390-2134
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 18, 2022	Warranty Deed, Transfer · Conventional Mortgage MICHIGAN STATE UNIVERSITY FCU
Oct 8, 2020	Deed of Trust, Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 18, 2022 · Amount on File
Deed Sale	Apr 18, 2022 · Amount on File
Prior Sale	Jul 11, 2016 · Amount on File
Deed Document Number	2022368571
Deed Book / Page	57696 / 250
Record Updated	Oct 29, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Apr 18, 2022
Property Address	2550 S COMMERCE RD, COMMERCE TOWNSHIP, MI 48390-2134
Document Number	0000368571
Book / Page	57696 / 250
Instrument Date	Apr 11, 2022
Instrument	368571
Transaction Type	Transfer
Record Updated	Jun 23, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,467.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6486 E FEOLE RD, 6486, KINROSS, MI 49752

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	907 BIRCH ST, HANCOCK, MI 49930-1009

Mortgage

Document Number	0000369658
Date	Apr 20, 2022
Book Page	57701/470
Instrument	369658

Lender

Name	MICHIGAN STATE UNIVERSITY FCU
Type	Credit Union
Address	DETROIT, MI 48223

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	2550 S COMMERCE RD, COMMERCE TOWNSHIP, MI 48390-2134
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2550 S COMMERCE RD, COMMERCE TOWNSHIP, MI 48390-2134

Mortgage

Document Number	0000208010
Date	Oct 8, 2020
Book Page	54971/6
Instrument	208010

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 2550 S Commerce Rd was $2,813 with a homeowner's exemption, down 39.1% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	Commerce Charter Township
Unified School District	Walled Lake Consolidated Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,813.00 (-39.13%) Homeowner's exemption	$144,820	$289,640
2024	$4,621.00
2023		$139,410	$278,820
2021	$3,478.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2550 S Commerce Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2550 S Commerce Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WALLED LAKE serves 5,260 people · EPA ID MI0006875
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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