2550 Ruby Ct, Pismo Beach, CA 93449 Property Records

San Luis Obispo County property record for 2550 Ruby Ct, Pismo Beach, CA 93449 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1960
Square Footage1,388 sqft Living Area
Lot Size6,098 sqft (0.14 acres)
OccupancyOwner Occupied
Tax Bill$4,972.00 (2025)

Property Details

APN / Parcel Number

Primary APN010-504-017

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Building Area1,388 sqft Living Area
1st Floor1,388 sqft 1st Floor
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Construction TypeWood Construction
Lot Area6,098 sqft (0.14 acres)
Parking Spaces2 Parking Spaces

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating
SewageSewage Connected
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Street Address2550 RUBY CT
CitySHELL BEACH
StateCA
Zip93449-1713
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionCY PB TR 192 BL 4 LT 17
Legal SubdivisionOCEAN VIEW ESTATES 02
Legal Tract192
Legal Block4
Legal Lot Number17
JurisdictionSAN LUIS OBISPO CA
Minor Civil DivisionARROYO GRANDE
Census Blockgroup2
Census Block2025
Census Tract11704

Owner

Source: San Luis Obispo County records · APN 010-504-017

Assessment roll updated August 6, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address2550 RUBY CT, PISMO BEACH, CA 93449-1713
OccupancyOwner Occupied
Owner TypeOwner is a Company
VestingOwner is a Trust, Family Trust

Deeds, Mortgages & Sale History

DateDocument
Apr 22, 2026Grant Deed, Transfer
NONE LISTED ON DOCUMENT
Dec 01, 2025Deed of Trust, Mortgage · Line of Credit
LOANDEPOT.COM LLC
Feb 05, 2021Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA
Aug 23, 2017Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA
May 04, 2020Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last Transfer DateJul 17, 2010
Transfer Doc0000035468
Record RefreshedSep 20, 2026

April 2026: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateApr 22, 2026
Property Address2550 RUBY CT, PISMO BEACH, CA 93449-1713
Document Number0000012360
Instrument DateApr 21, 2026
Instrument202612360
Transaction TypeTransfer
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address2550 RUBY CT, PISMO BEACH, CA 93449-1713

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address2550 RUBY CT, PISMO BEACH, CA 93449-1713
Transaction TypeMortgage
Record UpdatedJan 06, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address2550 RUBY CT, PISMO BEACH, CA 93449-1713

Mortgage

Document Number0000036927
DateDec 01, 2025
Instrument2025036927
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressIRVINE, CA 92618
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueNov 21, 2055
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address2550 RUBY CT, PISMO BEACH, CA 93449-1713
Transaction TypeMortgage
Record UpdatedFeb 15, 2021
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address2550 RUBY CT, SHELL BEACH, CA 93449-1713

Mortgage

Document Number0000009089
DateFeb 05, 2021
Instrument2021009089
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueMar 01, 2036

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address2550 RUBY CT, PISMO BEACH, CA 93449-1713
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000037536
DateAug 23, 2017
Instrument2017037536
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term121 Months
DueSep 01, 2027

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address2550 RUBY CT, PISMO BEACH, CA 93449-1713
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyFIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000021457
DateMay 04, 2020
Instrument2020021457
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueMay 01, 2035

Tax Assessment & Valuation

Source: San Luis Obispo County records · Assessment roll updated August 6, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
MunicipalityPismo Beach City
Unified School DistrictLucia Mar Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$459,337 (+2%) Land $287,089 Building $172,248
2025$4,972.00 (+3.28%) Homeowner's exemption$450,331 (+4.04%) Land $281,460 Building $168,871
2024$4,814.00 (+1.28%)
2023$4,753.00 (+1.62%) Homeowner's exemption$432,846 Land $270,532 Building $162,314
2022$4,677.00

Flood & Wildfire

2550 Ruby Ct is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Moderate risk).

Flood

Source: FEMA National Flood Hazard Layer · San Luis Obispo County (06079C), updated July 22, 2025

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesModerate
50th percentile of exposed land nationally · 29th in California
Wildfire LikelihoodModerate — about 1 in 885 per year
ExposureIndirect
within ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

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