Oakland County property record for 2550 Ramsbury Dr, Troy, MI 48098
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,138 sqft · built 1954 |
| Lot Size | 1.21 acres (52,708 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $600,000 (Dec 2025) |
| Tax Bill | $5,094 (2025) |
| Deeds & Mortgages | May 2022 Mortgage Jun 2022 Mortgage + 8 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 88-20-06-327-005 |
| Primary APN | 88-20-06-327-005 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,138 sqft Living Area |
| 1st Floor Area | 2,138 sqft |
| Basement Area | 2,138 sqft |
| Unfinished Basement | 2,138 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Lot Area | 52,708 sqft (1.21 acres) |
| Lot Dimensions | 217 ft deep x 242 ft wide |
| Garage Area | 486 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 21 sqft |
| Cooling System | None |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Street Address | 2550 RAMSBURY DR |
|---|---|
| City | TROY |
| State | MI |
| Zip | 48098-2143 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1A |
| Legal Description | T2N, R11E, SEC 6 CHARNWOOD HILLS NO. 2 LOT 100 |
| Legal Range | 11E |
| Legal Township | 2N |
| Legal Section | 6 |
| Legal Subdivision | CHARNWOOD HILLS #2 |
| Legal Lot Number | 100 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | TROY |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 196400 |
Source: Oakland County records, as of June 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1971 RAVENHILL DR, STERLING HEIGHTS, MI 48314-3780 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Man, Separate Property |
| Date | Document |
|---|---|
| May 17, 2022 | Deed of Trust, Mortgage AMJAY CAPITAL LLC |
| Jun 27, 2022 | Deed of Trust, Mortgage ANJAY CAPITAL LLC |
| Dec 17, 2025 | Warranty Deed, Transfer · Conventional Mortgage INDEPENDENT BANK |
| Jul 7, 2021 | Deed of Trust, Mortgage · Conventional Mortgage INDEPENDENT BANK |
| Jul 7, 2021 | Intrafamily Transfer, Transfer INDEPENDENT TITLE, INDEPENDENT TITLE SVCS INC |
| Jul 6, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage INDEPENDENT BANK |
| Aug 17, 2020 | Deed of Trust, Mortgage · Conventional Mortgage AMJAY CAPITAL LLC |
| Aug 22, 2019 | Deed of Trust, Mortgage · Conventional Mortgage AMJAY CAP LLC |
| Jul 16, 2019 | Deed of Trust, Mortgage · Conventional Mortgage AMJAY CAPITAL LLC |
| Oct 24, 2018 | Warranty Deed, Transfer · Conventional with PMI BANK OF ENGLAND |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 17, 2025 · Amount on Record |
| Deed Sale | Dec 17, 2025 · Amount on Record |
| Prior Sale | Oct 24, 2018 · Amount on Record |
| Deed Document Number | 2025159468 |
| Deed Book / Page | 60801 / 726 |
| Prior Transfer Date | Jun 29, 2021 |
| Prior Transfer Doc | 0000169676 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 2550 RAMSBURY DR, TROY, MI 48098-2143 |
| Transaction Type | Mortgage |
| Record Updated | Dec 30, 2025 |
| Name | Verified Name |
|---|---|
| Address | 31413 JOHN R RD, MADISON HEIGHTS, MI 48071-4653 |
| Document Number | 0000382961 |
|---|---|
| Date | May 17, 2022 |
| Book Page | 57775/689 |
| Instrument | 382961 |
| Name | AMJAY CAPITAL LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | TROY, MI 48083 |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 2550 RAMSBURY DR, TROY, MI 48098-2143 |
| Transaction Type | Mortgage |
| Record Updated | Dec 30, 2025 |
| Name | Verified Name |
|---|---|
| Address | 31413 JOHN R RD, MADISON HEIGHTS, MI 48071-4653 |
| Document Number | 0000404093 |
|---|---|
| Date | Jun 27, 2022 |
| Book Page | 57893/184 |
| Instrument | 404093 |
| Name | ANJAY CAPITAL LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | TROY, MI 48083 |
| Amount | Amount Recorded |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Dec 17, 2025 |
| Property Address | 2550 RAMSBURY DR, TROY, MI 48098-2143 |
| Document Number | 20250159468 |
| Book / Page | 60801 / 726 |
| Map Reference | LB 73 PG 21 |
| Instrument Date | Dec 5, 2025 |
| Instrument | 20250159468 |
| Transaction Type | Transfer |
| Record Updated | Dec 30, 2025 |
| Title Company | UNKNOWN, VITAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,500.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2550 RAMSBURY DR, TROY, MI 48098-2143 |
| Name | Verified Name |
|---|---|
| Address | 1971 RAVENHILL DR, STERLING HEIGHTS, MI 48314-3780 |
| Document Number | 0060801729 |
|---|---|
| Date | Dec 17, 2025 |
| Instrument | 60801/729 |
| Name | INDEPENDENT BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.62% |
| Type Change Date | Jan 1, 2027 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3.87% |
| Max Rate At Change | 7.62% |
| Index | SOFR Average 30-Day |
| Max Rate | 10.6% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 2550 RAMSBURY DR, TROY, MI 48098-2143 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2023 |
| Name | Verified Name |
|---|---|
| Address | 2550 RAMSBURY DR, TROY, MI 48098-2143 |
| Document Number | 0000169677 |
|---|---|
| Date | Jul 7, 2021 |
| Book Page | 56510/599 |
| Instrument | 169677 |
| Name | INDEPENDENT BANK |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49525 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Jul 7, 2021 |
| Property Address | 2550 RAMSBURY DR, TROY, MI 48098-2143 |
| Document Number | 0000169676 |
| Book / Page | 56510 / 597 |
| Map Reference | LB 73 PG 21 |
| Instrument Date | Jun 29, 2021 |
| Instrument | 169676 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2023 |
| Title Company | INDEPENDENT TITLE, INDEPENDENT TITLE SVCS INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2550 RAMSBURY DR, TROY, MI 48098-2143 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Jul 6, 2021 |
| Property Address | 2550 RAMSBURY DR, TROY, MI 48098-2143 |
| Document Number | 0000169243 |
| Book / Page | 56508 / 776 |
| Map Reference | LB 73 PG 21 |
| Instrument Date | Jun 29, 2021 |
| Instrument | 169243 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2023 |
| Title Company | INDEPENDENT TITLE SVCS INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2550 RAMSBURY DR, TROY, MI 48098-2143 |
| Document Number | 0000169244 |
|---|---|
| Date | Jul 6, 2021 |
| Book Page | 56508/778 |
| Instrument | 169244 |
| Name | INDEPENDENT BANK |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49525 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 2550 RAMSBURY DR, TROY, MI 48098-2143 |
| Document Number | 0000167438 |
| Instrument Date | Aug 17, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 22, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 31413 JOHN R RD MADISON HEIGHTS MI 48071, MADISON HEIGHTS, MI 48071 |
| Document Number | 0000167438 |
|---|---|
| Date | Aug 21, 2020 |
| Book Page | 054696/000518 |
| Instrument | 167438 |
| Name | AMJAY CAPITAL LLC |
|---|---|
| Address | 1374 RANKIN DR, TROY, MI 48083-4007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 2550 RAMSBURY DR, TROY, MI 48098-2143 |
| Document Number | 0000136768 |
| Instrument Date | Aug 22, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 16, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 2550 RAMSBURY DR TROY MI 480982143, TROY, MI 48098-2143 |
| Document Number | 0000136768 |
|---|---|
| Date | Aug 23, 2019 |
| Book Page | 053170/000521 |
| Instrument | 136768 |
| Name | AMJAY CAP LLC |
|---|---|
| Address | 1374 RANKIN DR, TROY, MI 48083-4007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 2550 RAMSBURY DR, TROY, MI 48098-2143 |
| Document Number | 0000115279 |
| Instrument Date | Jul 16, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 13, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 2550 RAMSBURY DR TROY MI 480982143, TROY, MI 48098-2143 |
| Document Number | 0000115279 |
|---|---|
| Date | Jul 18, 2019 |
| Book Page | 053042/000378 |
| Instrument | 115279 |
| Name | AMJAY CAPITAL LLC |
|---|---|
| Address | 1374 RANKIN DR, TROY, MI 48083-4007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Oct 24, 2018 |
| Property Address | 2550 RAMSBURY DR, TROY, MI 48098-2143 |
| Document Number | 0000174390 |
| Book / Page | 052299 / 000100 |
| Instrument Date | Oct 15, 2018 |
| Instrument | 174390 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,881.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6420 MALVERN DR TROY MI 480982141, TROY, MI 48098-2141 |
| Document Number | 171347 |
|---|---|
| Date | Oct 24, 2018 |
| Book Page | 052283/000256 |
| Instrument | 171347 |
| Name | BANK OF ENGLAND |
|---|---|
| Type | Bank |
| Address | LITTLE ROCK, AZ 72201 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 23, 2048 |
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| Municipality | Troy City |
| Unified School District | Bloomfield Hills School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,094.00 (-8.86%) | ||
| 2023 | $356,700 | ||
| 2022 | $5,589.00 | $178,350 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TROY serves 85,854 people · EPA ID MI0006690 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 179 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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