2550 Hickory Rdg Rd, Mount Eden, KY 40046 Property Records

Spencer County property record for 2550 Hickory Rdg Rd, Mount Eden, KY 40046

Property Summary

Property Type	Farm - Irrigated or Dry
Details	871 sqft · built 1995
Lot Size	20.3 acres (886,882 sqft)
Owner	Individual Name on File
Last Sale	$342,000 (Jul 2021)
Tax Bill	$1,717 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Sep 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`47-05-02`

Property Details

APN / Parcel Number

Primary APN	`47-05-02`
Alternative APNs	`306941` `30694`

Interior

Total Rooms	8 Rooms
Stories	1 Story
Building Area	871 sqft Living Area

Exterior

Year Built	Built 1995
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	886,882 sqft (20.3 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Radiant

Location & Zoning

Account Number	306941
Street Address	2550 HICKORY RIDGE RD
City	MOUNT EDEN
State	KY
Zip	40046-8030
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > Farm - Irrigated or Dry
Legal Description	ALMA MCCLAIN HEIRS/TR 2/20.36 AC
Legal Subdivision	ALMA MCCLAIN HEIRS
Legal Tract	2
Jurisdiction	SPENCER KY
Township / Civil Division	TAYLORSVILLE
Census Block Group	2
Census Block	2037
Census Tract	80200

Owner

2550 Hickory Rdg Rd, an agricultural property, is owned and occupied by an individual who bought it in July 2021.

Source: Spencer County records, as of January 26, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	2550 HICKORY RIDGE RD, MOUNT EDEN, KY 40046-8030
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2026	Deed of Trust, Mortgage · Line of Credit COMMONWEALTH CREDIT UNION
Sep 9, 2021	Deed of Trust, Mortgage · Line of Credit L&N FCU
Jul 22, 2021	Deed, Transfer · Conventional Mortgage ARK-LA-TEX FINANCE SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 22, 2021 · Amount on File
Deed Sale	Jul 22, 2021 · Amount on File
Deed Document Number	224564
Deed Book / Page	314 / 620
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPENCER KY
Recording Date	Jul 13, 2026
Property Address	2550 HICKORY RIDGE RD, MOUNT EDEN, KY 40046-8030
Document Number	0000248402
Book / Page	652 / 50
Instrument Date	Jul 6, 2026
Instrument	2026248402
Transaction Type	Mortgage
Record Updated	Jul 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2550 HICKORY RIDGE RD, MOUNT EDEN, KY 40046-8030

Mortgage

Document Number	0000248402,
Date	Jul 13, 2026
Book Page	652/50
Instrument	2026248402

Lender

Name	COMMONWEALTH CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate	6.48%
Max Rate	-1%

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPENCER KY
Property Address	2550 HICKORY RIDGE RD, MOUNT EDEN, KY 40046-8030
Transaction Type	Mortgage
Record Updated	Sep 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	572/173
Date	Sep 9, 2021
Book Page	572/173
Instrument	225447

Lender

Name	L&N FCU
Type	Credit Union
Address	FRANKFORT, KY 40602

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	SPENCER KY
Recording Date	Jul 22, 2021
Property Address	2550 HICKORY RIDGE RD, MOUNT EDEN, KY 40046-8030
Document Number	314/620
Book / Page	314 / 620
Map Reference	CAB 2 SL 214
Instrument Date	Jun 29, 2021
Instrument	224564
Transaction Type	Transfer
Record Updated	Aug 5, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$342.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6844 BARDSTOWN RD # 597, 6844, LOUISVILLE, KY 40291-3050

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	2550 HICKORY RIDGE RD, MOUNT EDEN, KY 40046-8030

Mortgage

Document Number	224565
Date	Jul 22, 2021
Instrument	224565

Lender

Name	ARK-LA-TEX FINANCE SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 2550 Hickory Rdg Rd was $1,717.

Source: Spencer County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Spencer County
Unified School District	Spencer County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,717.00	$177,000 Land $167,100 Building $9,900	$356,000 Land $200,000 Building $156,000
2023	$1,738.00	$177,000 Land $35,000 Building $142,000	$342,000 Land $200,000 Building $142,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2550 Hickory Rdg Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2550 Hickory Rdg Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Bluegrass Fiber Fixed Wireless	250 / 50

May also be available: All Points Broadband.

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Hickory Rdg Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures