2550 Harmon Rd, Saint Johns, MI 48879 Property Records

Clinton County property record for 2550 Harmon Rd, Saint Johns, MI 48879

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,008 sqft · built 1973
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$180,000 (Aug 2026)
Tax Bill	$882 (2025)
Deeds & Mortgages	Aug 2026 Sale Sep 2026 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`120-005-100-015-00`

Property Details

APN / Parcel Number

Primary APN	`120-005-100-015-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,008 sqft Living Area
1st Floor Area	1,008 sqft
Basement Area	1,008 sqft
Unfinished Basement	1,008 sqft

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	20 sqft
Deck Area	100 sqft
Patio Area	100 sqft
Utility Building	768 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	2550 HARMON RD
City	SAINT JOHNS
State	MI
Zip	48879-9063
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-2
Legal Description	PART OF NE 1/4 OF SEC 5 T7N R1W, BEG 2245.62 FT W OF E 1/4 COR SEC 5, & 628.5 FT N ALG C/L OF HARMON RD, TH N 208.71 FT, E
Legal Range	01W
Legal Township	07N
Legal Section	05
Legal Subdivision	ROCHESTER COLONY PLAT
Jurisdiction	CLINTON MI
Township / Civil Division	OVID
Census Block Group	1
Census Block	1005
Census Tract	11001

Owner

Source: Clinton County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1105 52ND ST SE, GRAND RAPIDS, MI 49508-6007
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2026	Warranty Deed, Transfer EXCHANGE TITLE
Sep 3, 2026	Deed of Trust, Mortgage · Conventional Mortgage LAKE MICHIGAN CREDIT UNION
Aug 17, 2026	Warranty Deed, Transfer EXCHANGE TITLE
Aug 7, 2023	Deed, Transfer
Aug 22, 2022	Warranty Deed, Foreclosure
Aug 25, 2022	Sheriff's Deed, Foreclosure
Apr 12, 2019	Deed of Trust, Mortgage · VA Mortgage ROYAL UNITED MORTGAGE LLC
Sep 21, 2018	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 17, 2026 · Amount on Record
Deed Sale	Aug 17, 2026 · Amount on Record
Prior Sale	Aug 6, 2026 · Amount on Record
Deed Document Number	20265367800
Prior Transfer Date	Aug 10, 2022
Prior Transfer Doc	0005328454
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLINTON MI
Recording Date	Aug 6, 2026
Property Address	2550 HARMON RD, SAINT JOHNS, MI 48879-9063
Document Number	0005367407
Instrument Date	Aug 3, 2026
Instrument	20265367407
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	EXCHANGE TITLE

Transaction

Amount	Amount Recorded
Tax	$347,440.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1105 52ND ST SE, GRAND RAPIDS, MI 49508-6007

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON MI
Recording Date	Sep 3, 2026
Property Address	2550 HARMON RD, SAINT JOHNS, MI 48879-9063
Document Number	0005368316
Instrument Date	Aug 3, 2026
Instrument	20265368316
Transaction Type	Mortgage
Record Updated	Oct 1, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1105 52ND ST SE, GRAND RAPIDS, MI 49508-6007

Mortgage

Document Number	0005368316,
Date	Sep 3, 2026
Instrument	20265368316

Lender

Name	LAKE MICHIGAN CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLINTON MI
Recording Date	Aug 17, 2026
Property Address	2550 HARMON RD, SAINT JOHNS, MI 48879-9063
Document Number	0005367800
Instrument Date	Jul 15, 2026
Instrument	20265367800
Transaction Type	Transfer
Record Updated	Sep 17, 2026
Title Company	EXCHANGE TITLE

Transaction

Amount	Amount Recorded
Tax	$156,348.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2550 HARMON RD, SAINT JOHNS, MI 48879-9063

August 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	CLINTON MI
Recording Date	Aug 7, 2023
Property Address	2550 HARMON RD, SAINT JOHNS, MI 48879-9063
Document Number	0005337595
Instrument Date	Jul 25, 2023
Instrument	5337595
Transaction Type	Transfer
Record Updated	Sep 1, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	810 VERMONT AVE NW, WASHINGTON, DC 20420-0001

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4035 W JASON RD, DEWITT, MI 48820-9147

August 2022: Warranty Deed, Foreclosure

Document Type	Warranty Deed
Jurisdiction	CLINTON MI
Recording Date	Aug 22, 2022
Property Address	2550 HARMON RD, SAINT JOHNS, MI 48879-9063
Document Number	0005328299
Instrument Date	Aug 17, 2022
Instrument	5328299
Transaction Type	Foreclosure
Record Updated	Sep 13, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	425 PHILLIPS BLVD, 425, TRENTON, NJ 08618-1430

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3401 WEST END AVE STE 760W, 760W, NASHVILLE, TN 37203-1042

August 2022: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	CLINTON MI
Recording Date	Aug 25, 2022
Property Address	2550 HARMON RD, SAINT JOHNS, MI 48879-9063
Document Number	0005328454
Instrument Date	Aug 10, 2022
Instrument	5328454
Transaction Type	Foreclosure
Record Updated	Sep 13, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	425 PHILLIPS BLVD, TRENTON, NJ 08618-1430

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON MI
Property Address	2550 HARMON RD, SAINT JOHNS, MI 48879-9063
Transaction Type	Mortgage
Record Updated	Jun 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	5278002
Date	Apr 12, 2019
Instrument	5278002

Lender

Name	ROYAL UNITED MORTGAGE LLC
Type	Mortgage Company
Address	INDIANAPOLIS, IN 46250

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

September 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLINTON MI
Recording Date	Sep 21, 2018
Property Address	2550 HARMON RD, SAINT JOHNS, MI 48879-9063
Document Number	5271563
Instrument Date	Sep 21, 2018
Instrument	5271563
Transaction Type	Transfer
Record Updated	Sep 20, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 262, HUBBARDSTON, MI 48845-0262

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2550 HARMON RD, SAINT JOHNS, MI 48879-9063

Tax Assessment & Valuation

Source: Clinton County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Clinton County
County Subdivision	Ovid Township
Unified School District	Ovid-Elsie Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$85,200 (+5.71%) Land $20,000 Building $65,200	$170,400 (+5.71%) Land $40,000 Building $130,400
2025	$882.00 Homeowner's exemption	$80,600 (+19.23%) Land $18,300 Building $62,300	$161,200 (+19.23%) Land $36,600 Building $124,600
2023		$67,600 (+12.11%)	$135,200 (+12.11%)
2022		$60,300 Land $13,000 Building $47,300	$120,600 Land $26,000 Building $94,600
2018	$1,265.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2023)
Most Recent Claim	Apr 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Point Broadband Fixed Wireless	50 / 10

May also be available: Frontier.

Cell Coverage

5G (outdoors only) and 4G LTE

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