Rowan County property record for 2550 Echerd St, Kannapolis, NC 28083
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,552 sqft · built 2018 |
| Lot Size | 0.52 acres (22,651 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $344,500 (May 2026) |
| Tax Bill | $3,025 (2026) |
| Deeds & Mortgages | May 2026 Sale & Mortgage Dec 2018 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 145A059 |
| Primary APN | 145A059 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,552 sqft Living Area |
| 1st Floor Area | 1,410 sqft |
| Basement Area | 395 sqft |
| Unfinished Basement | 395 sqft |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 22,651 sqft (0.52 acres) |
| Lot Dimensions | 184 ft deep x 123 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Street Address | 2550 ECHERD ST |
|---|---|
| City | KANNAPOLIS |
| State | NC |
| Zip | 28083-8103 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RM2:MULTI |
| Legal Description | TR-C .52AC |
| Legal Subdivision | SHADY HAVEN |
| Legal Tract | C |
| Jurisdiction | ROWAN NC |
| Township / Civil Division | CHINA GROVE |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 51400 |
Source: Rowan County records, as of August 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2550 ECHERD ST, KANNAPOLIS, NC 28083-8103 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| May 8, 2026 | Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CREDIT UNION |
| Dec 12, 2018 | Deed of Trust, Mortgage · Conventional Mortgage BRANCH BANKING AND TRUST CO |
| Jul 1, 2020 | Warranty Deed, Transfer · VA Mortgage ALCOVA MORTGAGE LLC |
| Nov 16, 2017 | Warranty Deed, Transfer ATTORNEY ONLY |
| May 11, 2017 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 8, 2026 · Amount on Record |
| Deed Sale | May 8, 2026 · Amount on Record |
| Prior Sale | Jul 1, 2020 · Amount on Record |
| Deed Book / Page | 1482 / 720 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ROWAN NC |
| Recording Date | May 8, 2026 |
| Property Address | 2550 ECHERD ST, KANNAPOLIS, NC 28083-8103 |
| Document Number | 1482000720 |
| Book / Page | 1482 / 720 |
| Instrument Date | May 7, 2026 |
| Transaction Type | Transfer |
| Record Updated | May 20, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $69,589.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 2550 ECHERD ST, KANNAPOLIS, NC 28083-8103 |
| Document Number | 1482000721, |
|---|---|
| Date | May 8, 2026 |
| Book Page | 1482/721 |
| Name | STATE EMPLOYEES CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.78% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWAN NC |
| Property Address | 2550 ECHERD ST, KANNAPOLIS, NC 28083-8103 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0013200125 |
|---|---|
| Date | Dec 12, 2018 |
| Book Page | 1320/0125 |
| Name | BRANCH BANKING AND TRUST CO |
|---|---|
| Type | Bank |
| Address | WILSON, NC 27893 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ROWAN NC |
| Recording Date | Jul 1, 2020 |
| Property Address | 2550 ECHERD ST, KANNAPOLIS, NC 28083-8103 |
| Document Number | 0013510508 |
| Book / Page | 1351 / 508 |
| Map Reference | MB 9995 PG 509 |
| Instrument Date | Jul 1, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2022 |
| Title Company | TRYON TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $446.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3587 FARM LAKE DR SW, 3587, CONCORD, NC 28027-7219 |
| Name | Verified Name |
|---|---|
| Address | 2550 ECHERD ST, KANNAPOLIS, NC 28083-8103 |
| Document Number | 0001351509 |
|---|---|
| Date | Jul 1, 2020 |
| Instrument | 1351/509 |
| Name | ALCOVA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ROWAN NC |
| Recording Date | Nov 16, 2017 |
| Property Address | 2550 ECHERD ST, KANNAPOLIS, NC 28083-8103 |
| Document Number | 0012990977 |
| Book / Page | 001299 / 000977 |
| Instrument Date | Nov 15, 2017 |
| Transaction Type | Transfer |
| Record Updated | Aug 29, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $78.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 6220 HUDSPETH RD HARRISBURG NC 280755001, HARRISBURG, NC 28075-5001 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ROWAN NC |
| Recording Date | May 11, 2017 |
| Property Address | 2550 ECHERD ST, KANNAPOLIS, NC 28083-8103 |
| Document Number | 0012890686 |
| Book / Page | 001289 / 000686 |
| Instrument Date | May 9, 2017 |
| Transaction Type | Transfer |
| Record Updated | May 24, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $110.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2550 ECHERD ST KANNAPOLIS NC 280838103, KANNAPOLIS, NC 28083-8103 |
Source: Rowan County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Rowan County |
| Municipality | Kannapolis City |
| Unified School District | Kannapolis City Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,025.00 | $250,039 (-) Land $32,000 Building $218,039 | $250,039 (-) Land $32,000 Building $218,039 |
| 2025 | $3,025.00 | $250,039 (-) Land $32,000 Building $218,039 | |
| 2023 | $3,025.00 | $250,039 Land $32,000 Building $218,039 | $250,039 Land $32,000 Building $218,039 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF KANNAPOLIS serves 56,050 people · EPA ID NC0180065 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | E. coli resolved · Apr 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL · Fiber in parts of the area | 200 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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