2550 E Penedes Dr, Gilbert, AZ 85298 Property Records

Maricopa County property record for 2550 E Penedes Dr, Gilbert, AZ 85298

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,083 sqft · built 2013
Lot Size	0.165 acres (7,181 sqft)
Owner	2 Individual Names on Record
Last Sale	$640,000 (Mar 2025)
Tax Bill	$2,710 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Aug 2021 Line of Credit + 1 more
Flood Zone	Zone X (moderate risk)
APN	`304-81-522`

Property Details

APN / Parcel Number

Primary APN	`304-81-522`
Alternative APN	`304815222`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	2 Stories
Building Area	3,083 sqft Living Area
Gross Area	3,243 sqft
1st Floor Area	1,522 sqft
2nd Floor Area	1,561 sqft

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Exterior Material	Combination
Construction Type	Frame
Roof Material	Concrete
Lot Area	7,181 sqft (0.165 acres)
View / Lot	Greenbelt
Parking Spaces	3 Parking Spaces
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C
Sewer	Municipal

Location & Zoning

Street Address	2550 E PENEDES DR
City	GILBERT
State	AZ
Zip	85298-2301
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	FREEMAN FARMS PHASE 3 PARCEL 4 MCR 901-16
Legal Range	6E
Legal Township	2S
Legal Section	22
Legal Subdivision	FREEMAN FARMS PHASE 3 PARCEL 4
Legal Phase	3
Legal Lot Number	575
Jurisdiction	MARICOPA AZ
Township / Civil Division	CHANDLER
Census Block Group	1
Census Block	1002
Census Tract	816002

Owner

Source: Maricopa County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2455 E CHERRY HILL DR, GILBERT, AZ 85298-0195
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2026	Deed of Trust, Mortgage · Line of Credit DIGITAL FEDERAL CREDIT UNION
Aug 9, 2021	Deed of Trust, Mortgage · Line of Credit DESERT FINANCIAL CU
Jun 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage DEFINE MORTGAGE SOLUTIONS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 3, 2025 · Amount on Record
Deed Sale	Mar 3, 2025 · Amount on Record
Prior Sale	May 12, 2016 · Amount on Record
Deed Document Number	2025112551
Prior Transfer Date	Feb 24, 2025
Prior Transfer Doc	0000112550
Record Updated	Sep 20, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Recording Date	Aug 11, 2026
Property Address	2550 E PENEDES DR, GILBERT, AZ 85298-2301
Document Number	0000473875
Instrument Date	Aug 4, 2026
Instrument	2026473875
Transaction Type	Mortgage
Record Updated	Aug 18, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2550 E PENEDES DR, GILBERT, AZ 85298-2301

Mortgage

Document Number	0000473875,
Date	Aug 11, 2026
Instrument	2026473875

Lender

Name	DIGITAL FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Aug 25, 2066

Interest

Rate	6.49%
Max Rate	-1%

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	2550 E PENEDES DR, GILBERT, AZ 85298-2301
Transaction Type	Mortgage
Record Updated	Aug 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000858145
Date	Aug 9, 2021
Instrument	20210858145

Lender

Name	DESERT FINANCIAL CU
Type	Credit Union
Address	PHOENIX, AZ 85062

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 8, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	2550 E PENEDES DR, GILBERT, AZ 85298-2301
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	OLD REPUBLIC TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000539883
Date	Jun 19, 2020
Instrument	20200539883

Lender

Name	DEFINE MORTGAGE SOLUTIONS LLC
Type	Mortgage Company
Address	PHOENIX, AZ 85034

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Chandler Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$55,260 (+60.1%)	$552,600 (+3.85%) Land $110,500 Building $442,100
2025	$2,710.00 (+3.51%)	$34,517 (-39.61%)	$532,100 (-6.91%) Land $106,400 Building $425,700
2024		$57,160	$571,600 Land $114,300 Building $457,300
2023	$2,618.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 99.4% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 403 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	100 / 20

May also be available: AT&T.

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