Kent County property record for 2550 Downs Chapel Rd, Clayton, DE 19938
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,484 sqft · built 1999 |
| Lot Size | 3.09 acres (134,600 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,500 (Apr 1992) |
| Tax Bill | $1,257 (2026) |
| Deeds & Mortgages | Dec 2025 Mortgage May 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 3-00-043.00-01-48.10-000 |
| Primary APN | 3-00-043.00-01-48.10-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,484 sqft Living Area |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 134,600 sqft (3.09 acres) |
| Lot Width | 2.1 ft Width |
| View / Lot | Major Street/Thoroughfare |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Account Number | 58785 |
|---|---|
| Street Address | 2550 DOWNS CHAPEL RD |
| City | CLAYTON |
| State | DE |
| Zip | 19938-2014 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AR |
| Legal Description | E. SIDE CO. RD. #95, 3.094 A. 2550 DOWNS CHAPEL RD. |
| Legal Subdivision | SHARON DALE ACRES |
| Jurisdiction | KENT DE |
| Township / Civil Division | KENTON |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 40100 |
Source: Kent County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2550 DOWNS CHAPEL RD, CLAYTON, DE 19938-2014 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 2, 2025 | Deed of Trust, Mortgage DEL-ONE FCU |
| May 9, 2023 | Deed of Trust, Mortgage · Conventional Mortgage NATIONWIDE MORTGAGE BANKERS INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 1, 1992 · Amount on Record |
| Deed Sale | Apr 1, 1992 · Amount on Record |
| Deed Document Number | 1992368 315 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENT DE |
| Property Address | 2550 DOWNS CHAPEL RD, CLAYTON, DE 19938-2014 |
| Transaction Type | Mortgage |
| Record Updated | Dec 18, 2025 |
| Name | Verified Name |
|---|---|
| Address | 2550 DOWNS CHAPEL RD, CLAYTON, DE 19938-2014 |
| Document Number | 0000525920 |
|---|---|
| Date | Dec 2, 2025 |
| Book Page | 13913/210 |
| Instrument | 2025-525920 |
| Name | DEL-ONE FCU |
|---|---|
| Type | Credit Union |
| Address | DOVER, DE 19904 |
| Amount | Amount Recorded |
|---|---|
| Term | 179 Months |
| Due | Nov 25, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENT DE |
| Property Address | 2550 DOWNS CHAPEL RD, CLAYTON, DE 19938-2014 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2023 |
| Name | Verified Name |
|---|---|
| Address | 2550 DOWNS CHAPEL RD, CLAYTON, DE 19938-2014 |
| Document Number | 0000473914 |
|---|---|
| Date | May 9, 2023 |
| Book Page | 12484/105 |
| Instrument | 2023-473914 |
| Name | NATIONWIDE MORTGAGE BANKERS INC |
|---|---|
| Type | Mortgage Company |
| Address | MELVILLE, NY 11747 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2053 |
Source: Kent County assessment roll, as of September 9, 2026
| Type | Name |
|---|---|
| State | Delaware |
| County | Kent County |
| Unified School District | Smyrna School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,257.00 (+1.37%) | $291,500 (+628.75%) Land $101,800 Building $189,700 |
| 2025 | $1,240.00 (+14.81%) | |
| 2023 | $1,080.00 | $40,000 Land $10,100 Building $29,900 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 2 (2010–2018) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Feb 2018 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · above 74% of Delaware |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
May also be available: Verizon.
5G (outdoors only) and 4G LTE
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