Lincoln County property record for 255 Young Dr, Stanford, KY 40484
| Property Type | Single Family Home |
|---|---|
| Details | 1,168 sqft |
| Lot Size | 0.4 acres (17,424 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $145,000 (Mar 2022) |
| Tax Bill | $1,424 (2025) |
| Deeds & Mortgages | Mar 2022 Sale & Mortgage Jun 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08C-002-37 |
| Primary APN | 08C-002-37 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 1,168 sqft Living Area |
| Exterior Material | Aluminum/Vinyl |
|---|---|
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 17,424 sqft (0.4 acres) |
| Driveway | Gravel Driveway |
| Porch | Slab |
| Porch Area | 64 sqft |
| Total Buildings | 2 Buildings |
| Street Address | 255 YOUNG DR |
|---|---|
| City | STANFORD |
| State | KY |
| Zip | 40484-8129 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESIDENTIA |
| Legal Description | H & LOT 37 SEC 2 (.40 ACS)& BLD |
| Legal Subdivision | SILVER FLATS SUBDIVISION |
| Legal Lot Number | 37 |
| Jurisdiction | LINCOLN KY |
| Township / Civil Division | HUSTONVILLE |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 920200 |
255 Young Dr is owned and occupied by two individuals who bought it in March 2022.
Source: Lincoln County records, as of May 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 255 YOUNG DR, STANFORD, KY 40484-8129 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 31, 2022 | Warranty Deed, Transfer · Conventional Mortgage GUARDIAN SAVINGS BANK |
| Jun 27, 2019 | Warranty Deed, Transfer · ARM L&N FCU |
| Aug 22, 2017 | Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 31, 2022 · Amount on File |
| Deed Sale | Mar 31, 2022 · Amount on File |
| Prior Sale | Jun 27, 2019 · Amount on File |
| Deed Book / Page | 468 / 101 |
| Prior Transfer Date | Jun 21, 2019 |
| Prior Transfer Doc | DEED447/508 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN KY |
| Recording Date | Mar 31, 2022 |
| Property Address | 255 YOUNG DR, STANFORD, KY 40484-8129 |
| Document Number | 000468/101 |
| Book / Page | 468 / 101 |
| Map Reference | MB 4 PG 78 |
| Instrument Date | Mar 25, 2022 |
| Instrument | 491458 |
| Transaction Type | Transfer |
| Record Updated | Apr 13, 2022 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $145.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1994 HARRIS CREEK RD, 1994, STANFORD, KY 40484-8477 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 255 YOUNG DR, STANFORD, KY 40484-8129 |
| Document Number | 0000491459 |
|---|---|
| Date | Mar 31, 2022 |
| Instrument | 491459 |
| Name | GUARDIAN SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN KY |
| Recording Date | Jun 27, 2019 |
| Property Address | 255 YOUNG DR, STANFORD, KY 40484-8129 |
| Document Number | DEED447/508 |
| Book / Page | DEED 447 / 508 |
| Map Reference | MB 4 PG 78 |
| Instrument Date | Jun 21, 2019 |
| Instrument | 343215 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2021 |
| Title Company | MATINGLY FORD TITLE SERVICES LLC, MATTINGLY FORD TTL SVCS LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|---|
| Address | 639 OLD MILL STREAM LN, 639, SHEPHERDSVILLE, KY 40165-6824 |
| Name | Verified Name |
|---|---|
| Address | 255 YOUNG DR, STANFORD, KY 40484-8129 |
| Document Number | 343216 |
|---|---|
| Date | Jun 27, 2019 |
| Instrument | 343216 |
| Name | L&N FCU |
|---|---|
| Type | Credit Union |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.5% |
| Type Change Date | Jul 1, 2034 |
| Min Rate At Change | 3% |
| Max Rate At Change | 11.5% |
| Index | Other |
| Max Rate | 11.5% |
| Document Type | Deed |
|---|---|
| Jurisdiction | LINCOLN KY |
| Recording Date | Aug 22, 2017 |
| Property Address | 255 YOUNG DR, STANFORD, KY 40484-8129 |
| Document Number | DEED436/494 |
| Book / Page | DEED 436 / 494 |
| Map Reference | MB 4 PG 78 |
| Instrument Date | Aug 22, 2017 |
| Instrument | 335295 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2021 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 298 BROWN RD, 298, LONDON, KY 40741-8783 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 639 OLD MILL STREAM LN, SHEPHERDSVILLE, KY 40165-6824 |
The 2025 property tax bill for 255 Young Dr was $1,424, down 4.2% from the year before.
Source: Lincoln County assessment roll, as of October 16, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Lincoln County |
| Unified School District | Lincoln County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,424.00 (-4.24%) | $145,000 Land $20,000 Building $125,000 | $145,000 Land $20,000 Building $125,000 |
| 2024 | $1,487.00 | ||
| 2023 | $145,000 Land $21,000 Building $124,000 | $145,000 Land $21,000 Building $124,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 255 Young Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 17, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 255 Young Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HUSTONVILLE WATER WORKS serves 5,420 people · EPA ID KY0690203 |
|---|---|
| Water Source | Purchased surface water from DANVILLE CITY WATER WORKS |
| Last State Inspection | May 2025 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Oct 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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