255 White St, Lowell, MA 01854 Property Records

Middlesex County and Lowell City property record for 255 White St, Lowell, MA 01854

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,394 sqft · built 1930
Lot Size	0.12 acres (5,227 sqft)
Owner	2 Trust Names on File
Last Sale	$282,000 (Apr 2019)
Tax Bill	$5,109 (2026)
Deeds & Mortgages	Jun 2019 Transfer Apr 2019 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`T05280`

Property Details

APN / Parcel Number

Primary APN	`T05280`
Alternative APNs	`LOWE M:96 B:6330 L:255` `M:000096 T:T05280`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,394 sqft Living Area
Gross Area	2,292 sqft
1st Floor Area	755 sqft
Basement Area	713 sqft
Unfinished Basement	253 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,227 sqft (0.12 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	T05280
Street Address	255 WHITE ST
City	LOWELL
State	MA
Zip	01854-2451
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SSF
Legal Block	6330
Legal Lot Number	255
Jurisdiction	LOWELL MA
Township / Civil Division	LOWELL
Census Block Group	3
Census Block	3007
Census Tract	310500

Owner

255 White St is held in a trust since May 2019.

Source: Middlesex County and Lowell City records, as of October 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	235 WINTHROP ST, 6612, MEDFORD, MA 02155-3836
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Apr 30, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Jan 13, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 30, 2019 · Amount on File
Deed Sale	Apr 30, 2019 · Amount on File
Prior Sale	Jan 13, 2017
Deed Book / Page	32939 / 63
Last Transfer Date	May 29, 2019
Transfer Doc	33026-59
Record Updated	Oct 29, 2026

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOWELL MA
Recording Date	Jun 3, 2019
Property Address	255 WHITE ST, LOWELL, MA 01854-2451
Document Number	33026-59
Book / Page	033026 / 000059
Instrument Date	May 29, 2019
Instrument	21157
Transaction Type	Transfer
Record Updated	Jan 14, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust
Address	6 ROCKDALE AVE LOWELL MA 018543414, LOWELL, MA 01854-3414

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOWELL MA
Recording Date	Apr 30, 2019
Property Address	255 WHITE ST, LOWELL, MA 01854-2451
Document Number	32939-63
Book / Page	032939 / 000063
Instrument Date	Apr 30, 2019
Instrument	16203
Transaction Type	Transfer
Record Updated	May 14, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$1,285.92
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	215 S BROADWAY #176 SALEM NH 030793374, 176, SALEM, NH 03079-3374

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOWELL MA
Recording Date	Jan 13, 2017
Property Address	255 WHITE ST, LOWELL, MA 01854-2451
Document Number	30839-73
Book / Page	030839 / 000073
Instrument Date	Jan 7, 2017
Instrument	1950
Transaction Type	Transfer
Record Updated	Jan 31, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	38 JUNIPER RD ANDOVER MA 018102818, ANDOVER, MA 01810-2818

Tax Assessment & Valuation

The 2026 property tax bill for 255 White St was $5,109, up 4.6% from the year before.

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Lowell City
Unified School District	Lowell School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,109.00 (+4.65%)	$450,100 (+5.83%) Land $175,200 Building $274,900	$494,482 (+9.72%)
2025	$4,882.00 (+5.42%)	$425,300 (+9.39%) Land $170,800 Building $254,500	$450,680 (+0.81%)
2024	$4,631.00 (+8.28%)	$388,800 (+12.89%) Land $149,000 Building $239,800	$447,070
2023	$4,277.00	$344,400 Land $123,800 Building $220,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 255 White St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 255 White St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 487 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless · Fiber in parts of the area	1,000 / 75
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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