255 Walnut Tree Ln, Topton, NC 28781 Property Records

Macon County property record for 255 Walnut Tree Ln, Topton, NC 28781

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,062 sqft · built 1970
Lot Size	0.34 acres (14,810 sqft)
Owner	Individual Name on File
Last Sale	$295,000 (Jan 2018)
Tax Bill	$1,307 (2026)
Deeds & Mortgages	Jul 2021 Mortgage Jan 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`6505955090`

Property Details

APN / Parcel Number

Primary APN	`6505955090`
Alternative APN	`141699`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,062 sqft Heated Area
1st Floor Area	762 sqft
Upper Floors Area	300 sqft
Attic	Attic
Attic Area	300 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 2004
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Crossed Walls
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	14,810 sqft (0.34 acres)
Terrain	Rolling
View / Lot	Waterfront / Beach
Garage Type	Carport
Carport	Carport

Exterior Amenities

Porch	Slab
Porch Area	224 sqft
Deck Area	48 sqft
Patio Area	142 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Account Number	141699
Street Address	255 WALNUT TREE LN
City	TOPTON
State	NC
Zip	28781-9303
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ON RD 1310
Jurisdiction	MACON NC
Township / Civil Division	NANTAHALA
Census Block Group	2
Census Block	2129
Census Tract	970200

Owner

255 Walnut Tree Ln is owned by an individual who bought it in January 2018.

Source: Macon County records, as of October 6, 2026

Owner of Record	Individual Name on File
Mailing Address	271 FRYES CREEK LN, CLEMMONS, NC 27012-6867
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Jan 26, 2018	Warranty Deed, Transfer · Conventional Mortgage HOMESTAR FINANCIAL CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 26, 2018 · Amount on File
Deed Sale	Jan 26, 2018 · Amount on File
Deed Document Number	2018615
Deed Book / Page	38 / 265
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON NC
Property Address	255 WALNUT TREE LN, TOPTON, NC 28781-9303
Transaction Type	Mortgage
Record Updated	Aug 23, 2022
Title Company	AMROCK INC, AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000C41/504
Date	Jul 20, 2021
Book Page	C-41/504
Instrument	2021006937

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Aug 1, 2036

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON NC
Recording Date	Jan 26, 2018
Property Address	255 WALNUT TREE LN, TOPTON, NC 28781-9303
Document Number	00K38/0265
Book / Page	K-38 / 0265
Instrument Date	Jan 25, 2018
Instrument	2018000615
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$590.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6763 CASTLETON DR, CLEMMONS, NC 27012-9039

Mortgage

Document Number	2018000616
Date	Jan 26, 2018
Instrument	2018000616

Lender

Name	HOMESTAR FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 255 Walnut Tree Ln was $1,307, up 0.8% from the year before.

Source: Macon County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Macon County
Unified School District	Macon County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,307.00 (+0.85%)	$372,650 Land $200,000 Building $172,650	$372,650 Land $200,000 Building $172,650
2025	$1,296.00
2023	$1,284.00	$366,510 Land $200,000 Building $166,510	$366,510 Land $200,000 Building $166,510

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 255 Walnut Tree Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 255 Walnut Tree Ln is moderate, ranking above 45% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 66% of North Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

No cell data coverage reported

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