255 Valley View Dr, Chesterfield, MO 63005 Property Records

St. Louis County property record for 255 Valley View Dr, Chesterfield, MO 63005

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 3,502 sqft · built 2020
Lot Size	3.03 acres (132,248 sqft)
Owner	2 Individual Names on File
Last Sale	$105,000 (Oct 2019)
Tax Bill	$7,567 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Apr 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`19W-43-0180`

Property Details

APN / Parcel Number

Primary APN	`19W-43-0180`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,502 sqft Living Area
1st Floor Area	1,730 sqft
Basement Area	850 sqft
Finished Basement	850 sqft
Family Room	Family Room
Game Room	Game Room

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Ranch
Construction Type	Frame
Foundation Type	Raised
Lot Area	132,248 sqft
Lot Dimensions	321 ft deep x 188 ft wide
Garage Type	Carport
Garage Area	330 sqft
Carport	Carport
Carport Area	330 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Area	375 sqft
Porch	Open Frame Porch
Patio Area	1,212 sqft
Poultry House	49 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	255 VALLEY VIEW DR
City	CHESTERFIELD
State	MO
Zip	63005-4002
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	105NU
Legal Description	VALLEY PLACE LOTS 1 & 2 & WILD HORSE RANCH LOT 2 LOT SPLIT LOT 2B BDY ADJ (AKA VALLEY PLACE ADDITION) LOT 2
Legal Subdivision	VALLEY PLACE LOTS 1 & 2 & WILD HORSE
Legal Lot Number	2
Jurisdiction	ST LOUIS MO
Township / Civil Division	CHESTERFIELD
Census Block Group	4
Census Block	4051
Census Tract	221629

Owner

255 Valley View Dr is owned and occupied by two individuals who acquired it in January 2024.

Source: St. Louis County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	255 VALLEY VIEW DR, CHESTERFIELD, MO 63005-4002
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Apr 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Jan 30, 2020	Deed of Trust, Mortgage · Construction Mortgage BUSEY BANK
Oct 8, 2019	Warranty Deed, Transfer OLD REPUBLIC TITLE, OLD REPUBLIC NAT'L TITLE INS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 8, 2019 · Amount on File
Deed Sale	Oct 8, 2019 · Amount on File
Prior Sale	Aug 24, 2010 · Amount on File
Deed Document Number	20191
Deed Book / Page	23732 / 1
Last Transfer Date	Jan 31, 2024
Transfer Doc	0000000320
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	255 VALLEY VIEW DR, CHESTERFIELD, MO 63005-4002
Transaction Type	Mortgage
Record Updated	Feb 22, 2022
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	255 VALLEY VIEW DR, CHESTERFIELD, MO 63005-4002

Mortgage

Document Number	0252301680
Date	Nov 17, 2021
Book Page	25230/1680
Instrument	2021111700952

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Dec 1, 2041

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	255 VALLEY VIEW DR, CHESTERFIELD, MO 63005-4002
Transaction Type	Mortgage
Record Updated	Dec 13, 2021
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	255 VALLEY VIEW DR, CHESTERFIELD, MO 63005-4002

Mortgage

Document Number	0247741384
Date	Apr 5, 2021
Book Page	24774/1384
Instrument	2021040500202

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2051

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	255 VALLEY VIEW DR, CHESTERFIELD, MO 63005-4002
Transaction Type	Mortgage
Record Updated	Dec 13, 2021
Title Company	ORNTIC ST LOUIS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0239041689
Date	Jan 30, 2020
Book Page	23904/1689
Instrument	2020013000258

Lender

Name	BUSEY BANK
Type	Bank
Address	61620

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	373 Months
Due	Feb 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	4.99%
Type Change Date	Feb 1, 2026
Change Frequency	Annually
Min Rate At Change	3.25%
Max Rate At Change	6.99%
Index	1-Year LIBOR
Max Rate	9.99%

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Oct 8, 2019
Property Address	255 VALLEY VIEW DR, CHESTERFIELD, MO 63005-4002
Document Number	0237320001
Book / Page	023732 / 000001
Instrument Date	Sep 23, 2019
Instrument	1
Transaction Type	Transfer
Record Updated	Jan 15, 2020
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NAT'L TITLE INS

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1100 WEBSTER CROSSING CT ST LOUIS MO 631191963, ST LOUIS, MO 63119-1963

Tax Assessment & Valuation

The 2025 property tax bill for 255 Valley View Dr was $7,567, down 2.2% from the year before.

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Chesterfield City
County	St. Louis County
Unified School District	Rockwood R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$109,080 (-) Land $59,620 Building $49,460	$574,100 (-) Land $313,800 Building $260,300
2025	$7,567.00 (-2.24%)	$109,080 Land $59,620 Building $49,460	$574,100 Land $313,800 Building $260,300
2024	$7,740.00 (+2.67%)
2023	$7,539.00	$109,080 Land $45,890 Building $63,190	$574,100 Land $241,500 Building $332,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 255 Valley View Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 159 policies
Nearby Flood Policies	159 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 255 Valley View Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 75% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Wisper ISP.

Cell Coverage

5G (outdoors only) and 4G LTE

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