255 Turtle Pond Rd, Highlands, NC 28741 Property Records

Macon County property record for 255 Turtle Pond Rd, Highlands, NC 28741

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,344 sqft · built 1978
Lot Size	0.96 acres (41,818 sqft)
Owner	2 Individual Names on File
Last Sale	$600,000 (Jul 2026)
Tax Bill	$1,061 (2022)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Jul 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`7429466729`

Property Details

APN / Parcel Number

Primary APN	`7429466729`
Alternative APNs	`0503000` `154133` `155367` `83060`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,344 sqft Heated Area
1st Floor Area	1,344 sqft
Basement Area	672 sqft
Unfinished Basement	672 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1988
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Crossed Walls
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	41,818 sqft (0.96 acres)
Terrain	Rolling

Exterior Amenities

Porch	Slab
Porch Area	352 sqft
Deck Area	48 sqft
Patio Area	48 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic

Location & Zoning

Account Number	155367
Street Address	255 TURTLE POND RD
City	HIGHLANDS
State	NC
Zip	28741-8807
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	TURTLE POND
Legal Subdivision	TURTLE POND
Jurisdiction	MACON NC
Township / Civil Division	HIGHLANDS
Census Block Group	1
Census Block	1073
Census Tract	970501

Owner

255 Turtle Pond Rd is owned by two individuals who bought it in July 2026.

Source: Macon County records, as of October 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4116 COLUMNS DR SE, MARIETTA, GA 30067-9105
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2026	Warranty Deed, Transfer · Conventional Mortgage UNION CREDIT UNION
Jul 6, 2023	Intrafamily Transfer, Transfer · Conventional Mortgage PEACH STATE BANK & TRUST
Jul 6, 2023	Warranty Deed, Transfer
Dec 29, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 29, 2026 · Amount on File
Deed Sale	Jul 29, 2026 · Amount on File
Prior Sale	Jul 6, 2023 · Amount on File
Deed Document Number	20264807
Deed Book / Page	44 / 425
Prior Transfer Date	Dec 29, 2022
Prior Transfer Doc	00H42/1422
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON NC
Recording Date	Jul 29, 2026
Property Address	255 TURTLE POND RD, HIGHLANDS, NC 28741-8807
Document Number	0000004807
Book / Page	44 / 425
Instrument Date	Jul 29, 2026
Instrument	20264807
Transaction Type	Transfer
Record Updated	Sep 22, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$121,200.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4116 COLUMNS DR SE, MARIETTA, GA 30067-9105
Investor	Possibly a Property Investor

Mortgage

Document Number	0000004808,
Date	Jul 29, 2026
Instrument	20264808

Lender

Name	UNION CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	8%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

July 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MACON NC
Recording Date	Jul 6, 2023
Property Address	255 TURTLE POND RD, HIGHLANDS, NC 28741-8807
Document Number	00P42/1146
Book / Page	P-42 / 1146
Map Reference	H-42 PG 1422-1428
Instrument Date	Jun 29, 2023
Instrument	2023004048
Transaction Type	Transfer
Record Updated	Jul 18, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1370 THOMPSON BRIDGE RD STE 300, 300, GAINESVILLE, GA 30501-1780

Mortgage

Document Number	00P42/1153
Date	Jul 6, 2023
Book Page	P-42/1153
Instrument	2023004050

Lender

Name	PEACH STATE BANK & TRUST
Type	Bank
Address	GAINESVILLE, GA 30503

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 10, 2038

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON NC
Recording Date	Jul 6, 2023
Property Address	255 TURTLE POND RD, HIGHLANDS, NC 28741-8807
Document Number	00P42/1149
Book / Page	P-42 / 1149
Map Reference	H-42 PG 1422-1428
Instrument Date	Jun 29, 2023
Instrument	2023004049
Transaction Type	Transfer
Record Updated	Jul 18, 2023

Transaction

Amount	Amount on Record
Tax	$1,080.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1153 PARK HILL DR, GAINESVILLE, GA 30501-2345

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MACON NC
Recording Date	Dec 29, 2022
Property Address	255 TURTLE POND RD, HIGHLANDS, NC 28741-8807
Document Number	00H42/1422
Book / Page	H-42 / 1422
Map Reference	MB E-24 PG 314-316
Instrument Date	Dec 27, 2022
Instrument	2022009710
Transaction Type	Transfer
Record Updated	Jan 9, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1370 THOMPSON BRIDGE RD STE 300, 300, GAINESVILLE, GA 30501-1780

Tax Assessment & Valuation

Source: Macon County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Macon County
Unified School District	Macon County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$483,600 (-) Land $104,850 Building $378,750	$483,600 (-) Land $104,850 Building $378,750
2025		$483,600 Land $104,850 Building $378,750	$483,600 Land $104,850 Building $378,750
2023		$428,410 (+93.18%) Land $104,850 Building $323,560	$428,410 (+93.18%) Land $104,850 Building $323,560
2022	$1,061.00	$221,770 Land $74,420 Building $147,350	$221,770 Land $74,420 Building $147,350

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 255 Turtle Pond Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	3 (2003–2004)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2004 · Hurricane Ivan
Claims by Event	Hurricane Ivan, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 255 Turtle Pond Rd is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 70% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Starlink Satellite	280 / 30

May also be available: Hotwire Communications.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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